Consultant (MS), AML (Anti-Money Laundering)

ACA Group; Massachusetts; On-site; USD 70,000 - 85,000; Full time

Job summary

ACA Group seeks an AML/KYC Consultant to support investor onboarding and ongoing monitoring, performing detailed reviews and handling moderately complex cases with sound judgment. You will assess entity structures, identify gaps, and escalate higher‑risk matters as needed.

Responsibilities include performing CDD/EDD, reviewing investor documentation, analyzing ownership structures, and documenting conclusions with clear risk considerations.

Qualifications

• 3–5 years AML/KYC investor onboarding or fund compliance experience.
• Experience reviewing institutional investors and complex structures.
• Knowledge of Luxembourg AML regime; Cayman Islands AML; US financial crime principles.
• Willingness to obtain CAMS certification if not held.

Responsibilities

• Perform AML/KYC reviews for investor onboarding and lifecycle events in private funds.
• Support Conduct CDD and EDD in line with procedures and regulatory expectations.
• Review investor documents for completeness across corporates, partnerships, trusts, and regulated FI.
• Analyze ownership structures and suggest valid substitutes where documents are missing.
• Document onboarding conclusions with risk considerations and follow-ups.
• Escalate high-risk files to senior reviewers as needed.
• Meet productivity, quality, and SLA targets while ensuring consistent onboarding delivery.
• Collaborate with team to balance file analysis and coverage needs.

Skills

AML/KYC reviews

Risk judgment

Documentation discipline

Communication skills

Education

CAMS certification

Tools

Microsoft Office

Job description

The Opportunity

The AML/KYC Consultant supports investor onboarding and ongoing monitoring activities by performing detailed reviews and managing moderately complex cases. The role requires strong judgement in assessing entity structures, identifying documentation gaps, recommending valid substitutes where appropriate, and escalating higher‑risk matters.

What you’ll do

• Perform AML/KYC reviews for investor onboarding and lifecycle events within private funds environments.
• Support execution of Conduct Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) in line with established procedures and regulatory expectations.
• Review investor documentation and assess completeness across a range of entity types, including corporates, partnerships, trusts, and regulated FI.
• Analyze ownership structures and recommend valid alternative documentation where standard documents are not available.
• Document onboarding conclusions clearly and accurately, including risk considerations and outstanding follow‑ups.
• Escalate complex or high‑risk investor files to senior reviewers as required.
• Meet productivity, quality, and SLA expectations while supporting consistent onboarding delivery across this engagement.
• Collaborate with team members to maintain balanced file analysis and support coverage needs.

To Qualify for the role, you will have

• 3–5 years of AML/KYC investor onboarding, fund compliance, or financial crime operations within private markets.
• Demonstrated experience reviewing institutional investors, complex structures, private equity, hedge funds subscription documentation.
• Strong understanding of investor due diligence framework under Luxembourg AML regime; Cayman Islands AML Regulations; US financial crime compliance principles.
• Ability to apply risk‑based judgement while maintaining documentation discipline.
• CAMS certification preferred, or willingness to obtain CAMS.

Ideally, you’ll also have

• Major or concentration in compliance, criminal justice, law, business, accounting, finance, and/or economics preferred.

Skills and Attributes for Success

• Demonstrated professional integrity
• Dependable, flexible, and adaptable to new ACA initiatives and changing client needs
• Ability to exercise discretion and make independent judgments on matters of significance
• Ability to work in a fast‑paced, small team environment
• Ability to establish and maintain effective working relationships with colleagues and clients
• Highly motivated and goal oriented; pro‑active in one’s own education and career progression; volunteers for and shows initiative on both internal and external projects and tasks
• Dedicated to upholding ACA’s high‑quality standards and customer service focus
• Strong organizational and problem‑solving skills with attention to detail
• Strong oral and written communication skills
• Proficient with Microsoft Office applications and comfortable working in a tech‑enabled environment.

What working at ACA offers

We offer a competitive compensation package where you’ll be rewarded based on your performance and recognized for the value you bring to our business. Our Total Rewards package includes medical and dental coverage and 401(k) plans, and a wide range of paid time off options as well as a flexible work environment. You’ll also be granted time off for designated ACA Paid Holidays, Summer Fridays, Personal/Family Care, and other leaves of absence when needed to support your physical, financial, and emotional well‑being. We also offer unique benefits such as Student Debt Forgiveness and Pet Insurance.

About ACA

ACA Group is the leading governance, risk, and compliance (GRC) advisor in financial services. We empower our clients to reimagine GRC and protect and grow their business. Our innovative approach integrates consulting, managed services, and our ComplianceAlpha® technology platform with the specialized expertise of former regulators and practitioners and our deep understanding of the global regulatory landscape.

What we commit to

ACA is firmly committed to a policy of nondiscrimination, which applies to recruiting, hiring, placement, promotions, training, discipline, terminations, layoffs, transfers, leaves of absence, compensation and all other terms and conditions of employment. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability or protected veteran status, or any other legally protected basis, in accordance with applicable law.

Salary Range: $70,000 - $85,000 plus discretionary bonus

The cash compensation range we have provided has been benchmarked against similar organizations of comparable size, sector, and age. Our offers of employment consider a variety of factors, including but not limited to, unique skill sets, specific expertise or certifications and business/organizational needs. It is not typical for us to hire talent at the top of the range for a role, in part because it’s so important to us to allow all ACA employees the opportunity to develop over time, and to feel rewarded for doing so. Our listed range is a reasonable estimate of the total yearly compensation.

Please note that everyone using, storing, sharing or transmitting information with or through ACA devices or systems, should have no expectation of privacy in any message, files, data, document, facsimile, telephone conversation, conversation, message, or any other kind of information or communications transmitted to, received from, printed from, or stored or recorded while utilizing any ACA systems, software, and data.