Consultant, Financial Crimes

ntrs; Tempe (AZ); Hybrid; USD 70,000 - 120,000; Full time

Benefits offered by this job

401k and pension

Medical, dental, vision

Paid time off

Parental leave

Life & disability insurance

Bonus program

Job summary

Northern Trust in the United States is seeking a Fraud Consultant in Payments Fraud Investigations. You will lead investigations of fraudulent transactions, coordinate with payment operations, relationship managers, and the Global Fraud Investigations team to ensure timely reporting and thorough analysis.

The role requires a strong background in financial crimes, excellent communication, confidentiality, and data analysis skills.

Qualifications

• Solid experience in financial crimes investigations (6+ years).
• University degree or equivalent required.
• Proficiency in data analysis using fraud detection software.
• Strong communication skills including written and oral.

Responsibilities

• Serve as escalation point for alerts indicating suspected fraud.
• Monitor and analyze high-risk payments activity.
• Use fraud detection platform to identify patterns, anomalies, and risk signals.
• Conduct in-depth investigations from fraud alerts and reports.
• Collaborate with payment operations and relationship managers on incidents.
• Provide guidance to junior investigators to ensure consistency.

Skills

Financial crimes investigations

Data analysis

Communication

Confidentiality

Cross-functional collaboration

Education

Bachelor's degree or equivalent

Tools

Fraud detection software

Job description

About Northern Trust

As a global leader in innovative wealth management, asset servicing, asset management and banking services, Northern Trust (Nasdaq: NTRS) is proud to guide the world's most successful individuals, families, corporations and institutions.

Since 1889, we have aligned our efforts with our three guiding Principles That Endure: Service, Expertise, and Integrity. Together, they reflect the three cornerstones of business conduct which we strive to instill in our employees, whom we call partners, and to provide to our clients and the communities we serve worldwide.

With more than 135 years of financial experience and over 24,000 partners, we serve the world's most sophisticated clients using leading technology and exceptional service.

Working Model: Hybrid

We have a balanced hybrid working model to ensure you get the flexibility you need, and the successful candidate will spend their time between working in the office and working from home.

Fraud Consultant, Payments Fraud Investigations

The Fraud Consultant in Payments Fraud Investigations plays a pivotal role in identifying and analyzing transactions involving fraud. You will lead and conduct thorough investigations related to Northern Trust accounts, clients, operations, or employees, ensuring all activities are supported by detailed analysis and documented findings.

Your responsibilities will include collaborating with payment operations, relationship and account managers, and the Global Fraud Investigations team to ensure timely communication of identified fraudulent transactions and time sensitive submission of Unusual Activity Forms or Suspicious Activity Reports and maintaining strict confidentiality due to the sensitive nature of the work.

Key responsibilities:

• Serving as the escalation point for transactions alerts indicating suspected fraud
• Monitoring and analyzing high-risk payments activity
• Leveraging fraud detection platform to identify patterns, anomalies, and risk signals before to prevent incidence of fraud
• Conducting in-depth investigations resulting from fraud alerts and reports
• Partnering with payment operations, account managers and relationship managers to ensure effective client communication regarding fraudulent incidents
• Providing guidance and mentorship to junior investigators to ensure consistency and accuracy in investigative processes

Knowledge:

• Seasoned expert with strong background in financial crimes investigations
• Strong communication skills, together with influencing and relationship-building skills and ability to collaborate across lines of businesses
• The ability to maintain confidentiality is essential
• Understanding and analyzing data sets to ensure appropriate conclusions
• Drive trends and provide new conclusions or perspectives on new findings
• Working collaboratively with business partners

Experience:

• 24 months as Associate Consultant
• Solid experience within financial crimes investigations, generally 6+ years.
• Proficiency in data analysis using fraud detection software is essential.
• Working knowledge of laws and regulations related to financial crimes and fraud prevention strategies is necessary.
• A university/college degree or equivalent and/or relevant proven work experience is required.
• Excellent communication skills including written and oral communication skills.
• Strong attention to detail.

Salary Range:

$70,490 - 119,890 USD

1. retirement benefits (401k and pension)
2. health and welfare benefits (medical, dental, vision, spending accounts and disability)
3. paid time off
4. parental and caregiver leave
5. life & accident insurance
6. other voluntary and well-being benefits
7. discretionary bonus program that may include an equity component

Work Authorization

Applicants must be authorized to work in the U.S. without the need for employment-based visa sponsorship now or in the future. Northern Trust will not sponsor applicants for U.S. work visa status for this opportunity (no sponsorship is available for H-1B, L-1, TN, O-1, E-3, H-1B1, F-1, J-1, OPT, CPT or any other employment-based visa).

Working with Us

As a Northern Trust partner, you will be part of a flexible and collaborative work culture, which has a strong history of financial strength and stability. Movement within the organization is encouraged, senior leaders are accessible, and you can take pride in working for a company committed to an inclusive workplace and assisting the communities we serve.

Philanthropy

Philanthropy is deeply rooted in Northern Trust's history and is an essential element of our culture. Employees around the world give their time and talent to work for the greater good of their communities.