Construction Lending Asset Manager

CoFi; Englewood (CO); On-site; USD 95,000 - 140,000; Full time

Benefits offered by this job

Health options

Paid time off

Job summary

CoFi is seeking an Asset Manager to drive risk management and data-driven oversight across construction loan portfolios. You will partner with Lending, Servicing, Capital Markets, Product, and Data teams as we scale nationwide, ensuring accuracy and timely reporting.

We value judgment, ownership and accountability, with a focus on early risk detection, transparent communication with borrowers and builders, and strong data governance across systems.

Qualifications

• Strong analytical judgment, even with imperfect information.
• Clear, confident, professional communication.
• High attention to detail and data quality ownership.
• Ability to manage a large, dynamic portfolio and prioritize effectively.

Responsibilities

• Identify early risk signals, liquidity concerns, and anomalies.
• Monitor terms, rates, extensions, budget changes, and payoffs.
• Validate accuracy of loan data and documentation.
• Coordinate maturity extensions and align origination, servicing, and capital markets.
• Maintain data integrity across systems and data lake.
• Review draw activity and construction progress.
• Flag unusual draw patterns and project deviations.
• Serve as a trusted contact for clients and builders.
• Provide timely, professional communication and build relationships.
• Maintain dashboards, investor reporting, and internal insights.
• Collaborate with Product and Data teams to improve tools and controls.
• Assist Finance with interest revenue forecasting and delinquency monitoring.

Skills

Analytical thinking

Communication

Detail-oriented

Portfolio management

Risk assessment

Tools

Power BI

Job description

At CoFi, we’re on a mission to make construction finance predictable, safe, and fast. Our lending, risk mitigation, and payment software is transforming how money moves through construction—funding projects faster, increasing transparency, and building trust across the industry.

This isn’t just loan administration. As an Asset Manager at CoFi, you’ll play a critical role in shaping a modern, data-driven construction finance ecosystem while partnering across Lending, Servicing, Capital Markets, Product, and Data as we scale nationwide.

If you thrive where judgment, ownership and accuracy matter, this role offers direct impact on real projects being built across the country.

What You’ll Do

The position reports directly to the Chief Risk Officer

In this role, you will:

• Identify early risk signals, liquidity concerns, and anomalies.
• Monitor terms, rates, extensions, budget changes, and payoffs.
• Validate accuracy of loan data (rates, margins, covenants) and documentation.

Loan Administration & Lifecycle Management

• Coordinate Maturity extensions.
• Ensure communication and alignment between Origination, Servicing, and Capital Markets.
• Maintain high data integrity across CoFi systems and data lake.
• Review draw activity and construction progress.
• Resolve discrepancies with Servicing teams and builders.
• Flag unusual draw patterns and project deviations.

Borrower & Builder Communication

• Serve as a trusted, knowledgeable point of contact for our clients and builders.
• Set clear expectations and provide timely, professional communication
• Build strong working relationships with borrowers and builders.

Reporting & Data Quality

• Maintain accurate data feeding dashboards, investor reporting, and internal insights.
• Partner with Product and Data teams to improve tools, workflows, and controls.

Cross-Functional Collaboration

• Support Capital Markets with draw reporting and advance requests.
• Assist Finance with interest revenue forecasting and delinquency monitoring.
• Provide feedback to Product on system gaps and enhancement opportunities.
• Flag identified Risk issues to Underwriting and Origination

What Success Looks Like

• Risks are identified early, with clear action plans then created.
• Loans advance smoothly with fewer surprises.
• Portfolio data is accurate, timely, and trusted.
• Builders and borrowers feel supported and informed.
• Leadership has confidence in portfolio health and reporting.

What You Bring

• Strong analytical judgment—even with imperfect information.
• Clear, confident, professional communication.
• High attention to detail; strong ownership of data quality and documentation.
• Ability to manage a large, dynamic portfolio and prioritize effectively.
• Familiarity with construction budgets, timelines, and risk indicators (strong plus).
• Bonus: Experience with Power BI, inspections, and construction draws.

What You’ll Get

• Growth: Broad exposure across asset management, risk, and portfolio strategy.
• Ownership: Trust to manage your portfolio and influence how systems evolve.
• Benefits: Competitive pay, PTO, and health options.
• Culture: Collaborative, accountable, and innovation-driven—We Build. We Own. We Innovate.