Senior Regulatory Exams & Audits Manager

Wise; Austin (CO); On-site; USD 100,000 - 130,000; Full time

Job summary

A global technology company is searching for a Senior Regulatory Compliance Manager to manage regulatory and financial-crime obligations in the U.S. This role involves leading compliance engagements with bank partners and regulators, guiding internal stakeholders on laws and regulations, and developing a comprehensive compliance framework. Ideal candidates possess regulatory experience, strong analytical skills, and are comfortable working in fast-paced environments. Commitment to diversity and inclusion is essential.

Qualifications

• Experience in a compliance/legal department or consultancy environment.
• Familiarity with consumer compliance regulations such as Reg E and UDAAP.
• Ability to analyze and interpret regulatory frameworks.

Responsibilities

• Lead the preparation and management of regulatory examinations and audits.
• Provide guidance on state and federal laws and regulations.
• Collaborate with cross-functional teams to embed compliance in business processes.

Skills

Financial regulation experience

Excellent communication skills

Problem-solving attitude

Presentation skills

Analytical skills

Education

J.D. or Certified Regulatory Compliance Manager

Tools

Excel

Confluence

Jira

Job description

Wise is a global technology company, building the best way to move and manage the world’s money.

Job Description

We’re looking for a Senior Regulatory Compliance Manager to join our growing North America Regulatory Oversight Compliance team. In this role you’ll be a key partner in managing our regulatory and financial‑crime obligations, particularly as they relate to managing compliance engagements with our bank partners and state/federal regulators. You’ll work closely with cross‑functional teams and lead our efforts in managing regulatory‑and financial‑crime exams, audits and partner compliance reviews, helping ensure Wise remains compliant as we scale. You’ll also help shape and evolve our second‑line compliance framework, providing critical insights to product, operations and leadership teams, and helping embed compliance into everything we do. If you’re passionate about building systems that make compliance smart, scalable and transparent—and you’re excited to work at the intersection of tech and financial services regulation—we’d love to hear from you.

Your Mission

• Audit & Examination Management: Lead the preparation and management of all regulatory and financial‑crime examinations and audits, ensuring timely and accurate responses, and coordinate post‑exam management responses.
• Financial Partner Management: Lead the preparation and management of required compliance reviews and reporting to partners.
• Regulatory Advisory: Provide expert guidance to internal stakeholders responsible for responding to requests across state and federal laws and regulations, including money transmission and consumer protection such as Regulation E, UDAAP and the E‑Sign Act.
• Compliance Framework Development: Support the development and maintenance of Wise’s regulatory compliance oversight framework, including policies and procedures to support the exam and audit management program.
• Stakeholder Collaboration: Work closely with operational, finance, product and engineering teams to ensure compliance is integrated into business processes.

About You

• Previous financial regulation or financial crime advisory role or experience in a compliance/legal department, risk and controls function or in a consultancy environment.
• Familiarity with tools such as Excel, Confluence, Jira and governance, risk and compliance (GRC) platforms.
• Familiar with consumer compliance regulations including Reg E, UDAAP, E‑Sign Act, U.S. PATRIOT and BSA/AML and state money transmission license regulations.
• Ability to analyze and interpret complex regulatory frameworks and apply them effectively.
• Ability to effectively communicate with product managers and engineers and provide practical, actionable, value‑added recommendations.
• Strong presentation skills.
• Problem‑solving attitude, with the ability to use regulations together with data to drive business decisions.
• Experience (or interest) in working in a fast‑growing environment.
• Willing to travel, as Wise offices are located across different countries.
• Legally authorized to work in the U.S.

Some Extra Skills That Would Be Great

• Experience working with international teams and understanding of global regulatory environments.
• J.D., Certified Regulatory Compliance Manager or similar qualification.
• Prior experience working with the CFPB, OCC and/or state regulator (e.g. NYDFS, DFPI).

Additional Information

We’re people building money without borders—without judgment or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive. If you want to find out more about what it’s like to work at Wise, visit Wise.Jobs. Keep up to date with life at Wise by following us on LinkedIn and Instagram.