Compliance Officer - Lending Compliance

KeyBank; Atlanta (GA); Hybrid; USD 71,000 - 125,000; Full time

Job summary

KeyCorp in Brooklyn, OH is seeking a Compliance Officer for the Real Estate Lending and Enterprise Default teams. You will research, interpret, and apply banking and consumer-protection laws to business processes and systems, providing consultative advice and second-line oversight to mitigate risk.

With a bachelor’s degree and 3+ years in financial services compliance (JD or CRCM preferred), you will build trusted relationships, document testing results, review policies, and educate teams on

Qualifications

• Bachelor’s degree required; Juris Doctorate or CRCM preferred.
• Minimum 3 years of experience in financial services compliance or related field.
• Demonstrated knowledge of RESPA, TILA, FDCPA, FCRA, ECOA, SCRA and other consumer regulations.
• Strong written and oral communication; ability to influence across the organization.
• Experience with internal controls, risk assessments, and regulatory implementation.

Responsibilities

• Serve as the corporate compliance SME for assigned lines of business and regulations.
• Provide second line of defense oversight and monitoring of processes and controls.
• Document testing results in concise management reports and escalate significant risks.
• Review policies and procedures for consistency with current regulations.
• Educate and provide consultative advice on regulations and compliance topics.
• Provide independent review and challenge to business activities and projects.
• Ensure systems used by lines of business function in a compliant manner.

Skills

Compliance knowledge

Relationship management

Communication skills

Decision making

Analytical skills

Education

Bachelor's degree

Juris Doctorate or CRCM

Job description

Location: 4910 Tiedeman Road, Brooklyn Ohio About the Job The Compliance Officer will be a member of the Real Estate Lending and Enterprise Default team within Compliance Risk Management. They will provide support to various lines of business by researching, interpreting, and assisting with applying the assigned laws and regulations to each applicable line of business processes and systems. They will provide consultative advice to applicable lines of business related to compliance, perform oversight activities and assume responsibility for mitigating and discouraging actions that may expose KeyCorp and its affiliates to risk outside its desired risk appetite.

• For assigned lines of business and/or regulations, serve as the corporate compliance subject matter expert.
• Demonstrate working knowledge of banking/consumer compliance laws and regulations and apply them to risk management strategies.
• Develop relationships of trust and confidence with the lines of business.
• Provide second line of defense oversight and monitoring of processes and controls, identify improvements and facilitate necessary changes.
• Document testing results in concise management reports and escalate significant risks.
• Review policies and procedures for consistency with current banking and securities regulations.
• Educate and provide consultative advice on various regulations.
• Provide independent review and challenge to various business activities.
• Participate in various projects related to mitigating risk to Key.
• Ensure that systems utilized by lines of business function in a compliant manner.
• Bachelor’s Degree required; Juris Doctorate or CRCM preferred
• Minimum 3 years of experience as a financial services audit or compliance professional, bank regulator or other comparable legal experience.
• Demonstrated knowledge of RESPA, TILA, FDCPA, FCRA, ECOA, FDPA, SCRA, HPA, UDAAP and other consumer protection regulations, including state-specific requirements.
• Practical knowledge of internal controls, risk assessments and compliance processes, and applicable techniques for implementation of regulatory requirements.
• Established relationship management skills. Proven ability to work in a team environment.
• Sound decision-making skills; able to make decisions independently and quickly.
• Solid written and oral communication skills and the ability to communicate up and across the organization.
• Strong research skills coupled with strong problem solving/analytical skills.
• Strong attention to detail. Work Location Category
• Hybrid (3+ days) COMPENSATION AND BENEFITS This position is eligible to earn a base salary in the range of $71,000.00 - $125,000.00 annually. Placement within the pay range may differ based upon various factors, including but not limited to skills, experience and geographic location. Compensation for this role also includes eligibility for incentive compensation which may include production, commission, and/or discretionary incentives. Please click here for a list of benefits for which this position is eligible. Key has implemented an approach to employee workspaces which prioritizes in-office presence, while providing flexible options in circumstances where roles can be performed effectively in a mobile environment. Job Posting Expiration Date: 10/28/2026 KeyCorp is an Equal Opportunity Employer committed to sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, genetic information, pregnancy, disability, veteran status or any other characteristic protected by law. Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing [e-mail]. #LI-Hybrid