Compliance Analyst

Arbiter; United States; On-site; USD 65,000 - 85,000; Full time

Job summary

Arbiter in the United States is seeking a Compliance Analyst to ensure adherence to internal policies, AML/CTF rules, and other regulatory guidance within the payments business.

The role reports to the Director of Compliance & Risk Management and supports onboarding, transaction review, and ongoing compliance program improvements.

The ideal candidate has 2-3 years' experience in AML, KYC/KYB, fraud investigations, and a fintech or payments background.

Qualifications

• 2-3 years of AML/CTF and fraud investigations experience.
• Substantive knowledge of KYC/KYB and AML in payments/fintech.
• Ability to analyze transaction patterns and escalate risk.

Responsibilities

• Investigate unusual transaction activity to identify fraud and remove unwanted activity.
• Assist onboarding of new customers and regular reviews for KYC/KYB compliance.
• Examine customer profiles related to money laundering or fraud.
• Improve processes and procedures for fraud detection, AML, KYC/KYB, and OFAC/terrorist financing.
• Monitor internal reporting to ensure compliance with user agreements and regulations.
• Ensure compliance policies and procedures are consistently applied.
• Review referrals from law enforcement or financial institutions.
• Share knowledge across compliance, customer support and sales operations.
• Assist with ad-hoc projects.

Skills

AML investigations

KYC/KYB

Fraud analysis

Regulatory reporting

Payments fintech

Job description

About The Role

Risk and Compliance is critical to the success of our business and we are looking for an experienced Compliance Analyst to ensure we follow internal policies, financial services standards, and other applicable regulatory guidance. Position supports the Payments business line with various compliance and operations tasks and reports to the Director of Compliance & Risk Management.

Job Type

Full-time

Description

About The Role

Risk and Compliance is critical to the success of our business and we are looking for an experienced Compliance Analyst to ensure we follow internal policies, financial services standards, and other applicable regulatory guidance. Position supports the Payments business line with various compliance and operations tasks and reports to the Director of Compliance & Risk Management.

The ideal applicant for this role will have previous work experience in a fintech payments business.

Job Responsibilities

• Investigate unusual transaction activity to identify fraud and work to systematically eliminate unwanted activity from the platform.
• Assist with onboarding of new customers and regular reviews of existing customers to comply with KYC and KYB requirements.
• Examine customer profiles that may be related to money laundering or fraud.
• Work with the compliance team to continually improve processes and procedures relating to fraud detection, money laundering, KYC/KYB, and terrorist financing/OFAC.
• Monitor internal reporting to ensure customer base is in compliance with terms of our user agreement and regulatory requirements.
• Ensure all compliance policies and procedures are consistently applied.
• Review referrals from other sources such as law enforcement or other financial institutions.
• Learn and share knowledge across compliance, customer support and sale operations.
• Assist with projects on an ad-hoc basis

Requirements

• 2-3 years of experience investigating unusual activity and filing of regulatory reports related to AML, CTF, Fraud Investigations.
• Substantive knowledge of KYC/KYB, AML and fraud regulations within a payments/fintech environment.
• Experience in identifying and analyzing patterns in transactional activity and escalating for risk management.
• Ability to maintain compliance standards while supporting a positive customer experience.
• Experience contributing to the ongoing evolution of compliance programs and processes.
• Direct experience in either payments, fintech or financial services.
• Cellphone or personal device to receive MFA (multi-factor authentication) texts or calls.
• Have an internet connection that’s adequate for their job, a minimum of 10Mbps down.