Compliance & AML Specialist

Fozara; United States; On-site; USD 90,000 - 130,000; Full time

Job summary

Fozara seeks a compliance professional to build the KYC/AML foundation for cross-border money movement. You will own day-to-day processes, investigate risks, and collaborate with Product, Operations, and our financial partners to embed controls in the product.

You will translate regulations into practical procedures, support regulatory reporting, and help expand into new markets with scalable, well-documented processes.

Qualifications

• 3+ years of experience in compliance, AML, risk, or financial crime at fintech, bank, or similar.
• Strong knowledge of KYC, AML/CFT, due diligence, monitoring, and sanctions screening.
• Experience investigating suspicious activity and making risk-based decisions.
• Experience working with banking or payments partners on compliance matters.
• Able to translate regulations into practical processes and controls.
• Excellent attention to detail and sound judgment with sensitive cases.
• Comfortable collaborating with Product, Engineering, Operations, and Legal.

Responsibilities

• Own day-to-day KYC, AML, and transaction monitoring as Fozara expands.
• Review flagged transactions and investigate unusual activity.
• Support customer due diligence and ongoing monitoring.
• Help develop compliance policies and controls as regulations evolve.
• Work with banking and payment partners on compliance reviews.
• Support regulatory reporting, audits, and regulator requests.
• Embed compliance checks into the product with Engineering and Product.
• Identify gaps and design practical solutions for new markets and products.
• Maintain thorough documentation and audit trails for decisions.

Skills

KYC

AML/CFT

Transaction monitoring

Regulatory compliance

Cross-functional collaboration

Attention to detail

Job description

You'll help build the compliance foundation that allows Fozara to move money responsibly across borders, working closely with product, operations, and our financial partners.

You'll help make sure we're meeting our KYC/AML obligations as we grow, while building processes that are effective without creating unnecessary friction for our users.

What you'll do

• Own day-to-day KYC, AML, and transaction monitoring processes as Fozara expands into new markets
• Review and investigate flagged transactions, unusual activity, and potential AML risks
• Support customer due diligence, enhanced due diligence, and ongoing monitoring
• Help develop and maintain compliance policies, procedures, and controls as regulations evolve
• Work with banking, payment, and other financial partners on compliance requirements and reviews
• Support regulatory reporting, audits, compliance reviews, and requests from regulators or financial partners
• Work closely with Product and Engineering to embed compliance checks and controls directly into the product
• Identify compliance gaps and help design practical solutions as Fozara launches new products and enters new markets
• Maintain clear documentation and audit trails for compliance decisions and investigations

What we're looking for

• 3+ years of experience in compliance, AML, risk, or financial crime at a fintech, bank, payments company, or similar financial institution
• Strong working knowledge of KYC, AML/CFT, customer due diligence, transaction monitoring, and sanctions screening
• Experience investigating suspicious or unusual activity and making risk-based decisions
• Experience working with banking, payment, or financial infrastructure partners on compliance matters
• Comfortable interpreting regulations and turning them into practical processes and controls
• Strong attention to detail and good judgment when dealing with sensitive or ambiguous cases
• Comfortable working cross-functionally with Product, Engineering, Operations, and Legal
• Able to operate in a fast-moving environment where processes are still being built and improved
• Bonus: experience with crypto, stablecoins, blockchain analytics, virtual assets, cross-border payments, or emerging-market financial products

What success looks like

• Fozara can enter new markets and launch new products with a clear understanding of its regulatory and compliance requirements.
• Our KYC/AML processes are effective, well-documented, and scalable.
• Compliance issues are identified early and resolved quickly, without unnecessarily slowing down good customers.