Community Home Loan Originator

Commerce Bank

Kansas City (MO)

On-site

USD 82,612,000 - 96,421,000

Full time

14 days+

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Benefits offered by this job

Health insurance

401(k)

Life insurance

Paid vacation

Paid personal time

Career development

Education assistance

Voluntary supplemental benefits

Job summary

Commerce Bank in Kansas City, Missouri seeks a Community Home Loan Originator to support and enhance relationships with non-profits and housing organizations, promoting affordable housing products and homeownership.

You will originate CRA-eligible residential mortgage loans, build partnerships with realtors and community groups, and educate on Commerce Bank's mortgage programs at seminars and events.

Qualifications

Knowledge of the home loan industry.
Valid driver’s license and driving record criteria.
Self-starter with attention to detail and ability to manage multiple priorities.
Strong written, verbal, and interpersonal communication skills.
Adaptable, resilient, and collaborative.
Proficiency with Word, Excel, Outlook.

Responsibilities

Promote Commerce Bank's affordable housing products in targeted areas.
Originate CRA-eligible residential mortgage loans per bank policies.
Develop relationships with realtors and community development groups.
Partner with non-profits to provide homeownership and financial education.
Attend community seminars/workshops and training.
Meet with CRA contacts to educate on products and services.
Provide monthly reports on CRA involvement to management.
Perform other duties as assigned.

Skills

Home loan knowledge

Driving license

Self-starter

Team player

Communication skills

Microsoft Word

Education

Associate’s degree

2+ years mortgage lending experience

Tools

Microsoft Word

Microsoft Excel

Microsoft Outlook

Job description

About Working At Commerce

Building a career here is more than just steps on a ladder. It’s about helping people find financial safety and success, helping businesses thrive, and making sure people and their money are taken care of. And our commitment doesn’t stop there. Our culture is about our people, the ones in our communities and the ones that work with us. Here, you’ll find opportunities to grow and learn, to connect with others, and build relationships with the people around you. You’ll have the space and resources to grow into the best version of yourself. Because our number one investment is you. Creating an award-winning culture doesn't come easy. And after 160 years, we know Commerce Bank is only at its best when our people are. If this sounds interesting to you, keep reading and let’s talk.

Compensation Range

Hourly: $28.85 - $33.65 (Amount based on relevant experience, skills, and competencies.)

About This Job

The main purpose of this job is to support and enhance Commerce Bank's community relationships with various non-profits, underserved communities, housing organizations, and community outreach entities. The job will also be responsible for creating community awareness regarding Commerce Bank’s mortgage products, services and programs and encourage homeownership through networking events and community related and bank sponsored seminars.

Essential Functions

Actively promote Commerce Bank's affordable housing products in targeted areas
Originate CRA eligible residential mortgage loans in accordance with the bank's policies and procedures
Establish a strong presence for Commerce Bank in the assigned market by developing relationships with realtors and community development groups
Work with non-profits and other community organizations to provide homeownership and financial education
Attend Community Seminars/Workshops/Training
Meet with community partners, prospects, or other CRA qualified contacts to educate on Commerce Bank's products and services
Provide monthly report to management for previous week's CRA involvement/activities
Perform other duties as assigned

Knowledge, Skills & Abilities Required

Intermediate knowledge of the home loan industry
Ability to maintain a valid driver’s license and meet Commerce Bank’s driving record criteria; ongoing employment may be contingent upon meeting all driving requirements
Motivated and organized self-starter with strong attention to detail and the ability to manage multiple priorities
Inquisitive, agile and strong team player with excellent written, verbal and interpersonal communication skills
Ability to remain adaptable and resilient to all situations with an optimistic outlook and cast a positive shadow that is aligned with our culture and Core Values
Intermediate level proficiency with Microsoft Word, Excel and Outlook

Education & Experience

Associate’s degree or equivalent combination of education and experience required
2+ years experience in sourcing and/or originating Community Development related first mortgage loans primarily in a regulated financial institution environment required
Significant relationships/connections with Realtors, Non-Profits, Civic Leaders and other organizations that specialize in Community Development lending substantiated by referrals, letters of recommendation, public recognition, awards, etc preferred
Bilingual in Spanish is preferred

For this position, Commerce Bank will review your motor vehicle driving record. If you express interest in and are considered for this position, you’ll be asked to authorize our review of that record.

For this position, federal regulations require Commerce Bank to prepare an investigatory consumer report which will disclose credit history. If you express interest in and are considered for this position, you will be asked to authorize that report.

Level of role is determined by knowledge, experience, skills, abilities, and education
For individuals applying, assigned and/or hired to work in areas with pay transparency requirements, Commerce is required by law to include a reasonable estimate of the compensation range for some roles. This compensation range is for the Community Home Loan Originator & Senior Originator job and contemplates a wide range of factors that are considered in determining most appropriate job level and making compensation decisions, including but not limited to location, skill sets, education, relevant experience and training, licensure and certifications, and other business and organizational needs. The disclosed range estimate has not been adjusted for any applicable differentials (geographic, bilingual, or shift) that could be associated with the position or where it is filled. At Commerce, compensation decisions are dependent on the facts and circumstances of each situation. A reasonable estimate of the current base pay is $28.85 to $33.65 per hour. This position will be eligible for additional compensation through performance-based incentive plan(s) that will correspond to meeting performance goals.

Must be eligible to work in the US without sponsorship now or in the future.

The candidate selected for this position may be eligible for the following employment benefits: employer sponsored health, dental, and vision insurance, 401(k), life insurance, paid vacation, and paid personal time. In addition, we offer career development, education assistance, and voluntary supplemental benefits. Click here to learn more.