Community Banker (Bank Teller)

Provident Savings Bank; Rancho Mirage (CA); On-site; USD 42,000 - 60,000; Full time

Job summary

Provident Savings Bank is seeking a Community Banker in Rancho Mirage, CA to provide exceptional customer service at the retail banking center and handle daily transactions with accuracy. You will balance cash drawers, process deposits and withdrawals, and ensure compliance with regulations.

The role emphasizes cross-selling services, maintaining customer relationships, and upholding security procedures to protect confidential information.

Qualifications

• High school diploma or equivalent is required.
• Must maintain working knowledge of federal and state banking regulations.
• Strong interpersonal and communication skills are essential.

Responsibilities

• Provide superior customer service at the retail banking center.
• Balance daily transactions and process deposits/withdrawals in compliance with regulations.
• Cross-sell bank services and products to customers and maintain customer relationships.
• Adhere to security procedures and protect confidential financial data.

Skills

Customer service

Interpersonal skills

Regulatory knowledge

Communication

Education

High school diploma or equivalent

Job description

Description

Job Title:

Community Banker

Division:

Retail Banking

Department:

Retail Banking

Classification/FLSA Status:

Non-Exempt

Employment Status

Prime-Time (32 - 38/hours/weekly)

Location

Rancho Mirage located at 71991 Highway 111, Rancho Mirage, CA 92270

Supervisory Responsibility

No

Job Description

Overview

The Community Banker is responsible for responsible for providing superior customer service at the retail banking center, receiving and processing funds as required, balancing out all daily transactions, and successfully cross-selling services and products of the Bank.

Essential Functions

• Will meet or exceed all established goals and objectives for this position.
• Performs all tasks in full compliance with established policies and procedures; such tasks to include posting deposit and withdrawal transactions, and handling all check-cashing requests in full compliance with Regulation CC.
• Maintain and ensure that approved cash drawer limits are adhered to as outlined in the cash control procedure, and maintains proper records of all transactions; balancing of cash drawer on a daily basis in a timely manner; when required, may assist in proofing daily transactions.
• Responsible for designated duties, which may include completion of money order, or cashier checks, and processing of loan payments; ensuring proper identification of customer is received and collects service fees, as applicable; and merchant transactions as required.
• Professionally and effectively maintain a level of communication throughout all customer interaction including the need to explain various decisions made on transactions.
• Ensures that all security procedures are adhered to. These procedures include opening and closing procedures, cash drawer limits, dual control functions, elder abuse reporting, and compliance with BSA regulations.
• Actively generates new business relationships and participates in outside sales activities including: cold calling, prospecting, community events, telemarketing, Bank-At-Work events, etc. Must possess strong presentation skills and the ability to creatively develop new business relationships inside and outside of the branches. Requires flexibility to participate in offsite business development endeavors and will maintain a business pipeline.
• Arranges for transfers between accounts; and handles loan payment transactions. Accurately prepares documents, i.e., allotment visa debit card applications, visa debit card lost/stolen, as well as filing of various records relating to accounts.
• Assists in the handling of daily mail, including the processing of deposits and loan payments, Responsible for the proper control of cash, as well as protection of confidential financial information, to include non-disclosure of password and teller number, and control of teller keys/combos at all times. Protects the confidentiality of all financial data relating to bank operations and its customers.
• Maintains inventory of supplies, forms and equipment at the banking center at a satisfactory level; makes recommendations for additions and/or deletions to the Community Banking Manager.
• Establishes and maintain the necessary records and files for the banking operation; records and directs pick-up, opening, delivery and depositing of mail for the Center, as necessary.
• Ensures that all credit card cash advance transactions are handled in accordance with established policies and procedures with proper identification and approval.
• Confidently possesses sufficient product knowledge and seeks opportunities to explain, promote, or sell/cross-sell benefits of bank services and products to customers, while providing quality customer service. Maintains a prospect log and follows up with potential relationships and responds to customer inquiries in a professional, courteous, and timely manner.
• Responsible for maintaining high level of job performance to meet and/or exceed the standard for this position in order to ensure achievement of the Department’s goals.
• May be required to travel between branch or office locations to support operational or staffing needs.

Qualifications

• High school diploma or equivalent.
• Successful completion of in-house training program or other approved training program.
• Must maintain working knowledge of all federal and state banking regulations as they relate to tasks being performed.
• Must have ability to work well with customers and staff, both in person and by telephone; good interpersonal skills.
• Must have a valid California driver’s license and carry current Valid CA driver’s license and current auto insurance meeting or exceeding CA DMV requirements is required

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.