Comml Portfolio Manager - Equipment Finance

Huntington; United States; Hybrid; USD 57,000 - 124,000; Full time

Benefits offered by this job

Health insurance

Retirement plan

Paid time off

Job summary

Huntington Bancshares, Inc. is seeking an Equipment Finance Portfolio Manager to analyze credit opportunities, research industries, and prepare timely credit approval packages for review by Sales Executives and Credit Officers.

You will ensure underwriting quality, monitor portfolio performance, use Moody’s spread software and Huntington risk models, and communicate findings clearly to stakeholders in a fast-paced environment.

Qualifications

• Bachelor's degree required; 3+ years in commercial banking/ equipment finance or related field.
• Proven ability to structure, underwrite and present commercial credit decisions.
• Strong analytical, verbal and written communication skills.

Responsibilities

• Underwrites quality and portfolio administration for assigned equipment finance portfolio.
• Prepares credit approval documents and presents to stakeholders.
• Analyzes financial statements, calculates cash flow coverage and key ratios.
• Maintains risk controls and monitors delinquencies and portfolio reviews.
• Collaborates with Equipment Finance Sales Executives and Regional Credit Officers.

Skills

Credit underwriting

Financial analysis

Portfolio management

Communication

Education

Bachelor's Degree

Tools

Moody’s spreading software

Job description

Comml Portfolio Manager - Equipment Finance### Comml Portfolio Manager - Equipment FinanceApply: Office: Tupelo, MS: Milwaukee, WI: Pittsburgh, PA: Dallas, TX: Atlanta, GA: Full time: Posted Today: R0077022# **Description**This position can be located in any Huntington corporate location. **Summary:**The Equipment Finance Portfolio Manager analyzes, assesses, and documents the critical components of a credit decision. This role conducts industry and company research, prepares accurate and timely credit approval documentation, and participates in and/or decisions credit approval presentations. The Equipment Finance Portfolio Manager proactively evaluates credit decisions and opportunities to mitigate associated business risks relying on established Huntington policies, procedures and legal and regulatory requirements. In addition, this position owns primary responsibility for underwriting quality and works closely with Equipment Finance Sales Executives and Regional Credit Officers. **Duties and Responsibilities:**Responsible for underwriting quality, portfolio administration, and credit quality of assigned portfolio working directly with the Team Leader, Equipment Finance Sales Executives, and Regional Credit OfficerUtilizes Huntington National Bank’s (HNB) financial spreading software to analyze year end and interim financial statementsUtilizes the Bank's risk rating modelPrepares credit approval documentAssesses the primary risks of the credit extension and the nature of the mitigating factors.Accurately and appropriately analyzes financial statements, calculates cash flow coverage, leverage, and other relevant financial ratios; discusses deal-specific cash flow modifications and determines for reasonablenessPresents underwriting document incorporating financial, business, industry and risk analysis in a concise effective mannerManages delinquencies, collateral exceptions, portfolio reviews, specialized reporting, annual reviews, criticized loans, etcPerforms other duties as assigned **Basic Qualifications:*** Bachelor's Degree* 3+ years of experience in portfolio or relationship management in commercial banking and/or equipment finance**Preferred Qualifications:*** Has successfully held similar role with a Bank-owed equipment finance organization or like experience* Demonstrated success structuring, underwriting and decisioning commercial credit* Sharp analytical and decision-making skills* Proficiency using Microsoft Word and Excel* Strong organizational, verbal and written communication skills* Strong interpersonal skills and solid written/verbal communication* Strong attention to detail* Proficiency with Moody’s spreading software* Ability to prioritize workflow and multi-task in a fast-paced environment* CLFP designation #LI-Hybrid#LI-DK1#CML **Exempt Status: (Yes** = not eligible for overtime pay) (**No** = eligible for overtime pay)Yes**Workplace Type:**OfficeOur Approach to **Office** Workplace TypeCertain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis.**Compensation Range:**$57,000 - $124,000 Annual Salary The compensation range represents the anticipated low and high end of the base compensation range for this position. Actual compensation will vary based on various factors including but not limited to location, experience, and education. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. **Note to Agency Recruiters:** Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.