Commercial Valuation Appraiser

Fulton Bank; Lancaster (Lancaster County); Remote; USD 81,000 - 135,000; Full time

Benefits offered by this job

Medical coverage

HSA/FSA

Dental insurance

Vision insurance

Life insurance

401(k) with match

PTO & holidays

Disability insurance

Parental leave

Educational assistance

Wellness program

Job summary

Fulton Bank is recruiting a senior commercial real estate appraiser review professional to independently review commercial appraisal reports, ensuring regulatory compliance, technical adequacy, and credible conclusions.

You will collaborate with appraisers, provide valuation guidance to lending teams, participate in engagement scoping, and contribute to ongoing improvements in valuation methodologies and risk management.

Qualifications

• Bachelor's Degree in business, economics, or finance.
• 5+ years in commercial appraisal/review.
• State Certified General Real Estate Appraiser credential required.

Responsibilities

• Perform commercial appraisal reviews for regulatory compliance and credible conclusions.
• Determine reliability of valuation products for bank use and document findings.
• Collaborate with appraisers to resolve issues and obtain credible reports.
• Provide valuation guidance to lending staff supporting decisions.
• Engage in engagement scoping and valuation support functions.
• Contribute to improving valuation practices and risk management.
• Maintain professional competency through continuing education.

Skills

Valuation review

Regulatory knowledge

Risk management

Appraisal coordination

Communication skills

Education

Bachelor's Degree

State Certified General Real Estate Appraiser

Tools

USPAP

Valuation software

Job description

Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and inclusion. We promote a digitally enabled work environment to continuously enhance the experience of our employees and customers.

This is a full-time career opportunity that can be remote.

Responsibilities

• Independently performs commercial appraisal review and related valuation activities by applying sound professional judgment to evaluate commercial appraisal reports and related valuation products for regulatory compliance, technical adequacy, overall credibility, and supportable valuation conclusions.
• Determines the acceptability and reliability of appraisal and valuation products for the bank's intended use by identifying material valuation risks, assessing the adequacy of supporting analyses, and documenting review conclusions and recommendations.
• Works collaboratively with appraisers to resolve technical valuation issues, communicate review findings, and obtain credible, well-supported appraisal reports that satisfy applicable laws, regulations, appraisal standards, and bank requirements.
• Provides valuation guidance and technical consultation to bank staff regarding appraisal-related matters, valuation issues, regulatory requirements, and bank policies to support lending decisions and effective collateral risk management.
• Performs appraisal engagement and related valuation activities, including assignment scoping, engagement coordination, and other valuation support functions, to promote appropriate valuation solutions, effective risk management, and efficient delivery of valuation services.
• Contributes to the continuous improvement of the bank's commercial real estate valuation function by identifying opportunities to enhance appraisal review practices, valuation methodologies, operational processes, and service delivery while supporting quality, consistency, efficiency, and sound risk management.
• Maintains professional competency through continuing education and professional development.

This role may perform other job duties as assigned by the manager. Each employee of the Organization, regardless of position, is accountable for reading, understanding and acting on the contents of all Company-assigned and/or job related Compliance Programs, regulations and policies and procedures and ensure that all Compliance Training assignments are completed by established due dates. This includes but is not limited to, understanding and identifying compliance risks impacting their department(s), ensuring compliance with applicable laws or regulations, and escalating compliance risks to the appropriate level of management.

Education

Bachelor's Degree or the equivalent experience. Specialty Business Administration, Economics, Finance, or other applicable. (Required)

Experience

5 or more years experience appraising and/or reviewing various commercial property types as a State Certified General Real Estate Appraiser. (Required)

1 or more years experience in real estate collateral valuation and risk management within a regulated real estate, banking, or financial services environment. (Preferred)

Certifications

State Certified General Real Estate Appraiser Certification. (Required)

Knowledge, Skills, And Abilities

Professional Real Estate Appraiser Designation or Advanced Candidacy. (Preferred)

• Working knowledge of commercial real estate appraisal principles, valuation methodologies, appraisal review practices, market analysis techniques, USPAP, and appraisal-related regulatory requirements applicable to commercial real estate valuation to identify and address valuation-related risks. (Required)

Compensation

To provide greater transparency to candidates, we share base salary ranges on all job postings regardless of state. We set standard salary ranges for our roles based on the position, function, and responsibilities, as benchmarked against similarly sized companies in our industry. Specific compensation offered will be determined based on a combination of factors including the candidate’s knowledge, skills, depth of work experience, and relevant licenses/credentials. The salary range may vary based on geographic location. The salary range for this position is $81,200.00 - $135,300.00 annually.

Additional Compensation Components

This job is eligible to participate in a short-term incentive compensation plan subject to individual and company performance.

Benefits

• Medical plans with prescription drug coverage;
• Flexible spending account or health savings account depending on the medical plan chosen;
• Dental and vision insurance;
• Life insurance;
• 401(k) program with employer match and Employee Stock Purchase Plan;
• Paid time off programs including holiday pay and paid volunteer time;
• Disability insurance coverage and maternity and parental leave;
• Adoption assistance;
• Educational assistance;
• A robust wellness program with financial incentives.

Fulton Bank (“Fulton”) is an equal opportunity employer and is committed to providing equal employment opportunity for all qualified persons. Fulton will recruit, hire, train and promote persons in all job titles, and ensure that all other personnel actions are administered, without regard to race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status.

As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future.