Commercial Underwriter

MRINetwork; Independence (KS); On-site; USD 90,000 - 140,000; Full time

Job summary

MRINetwork in Kansas is seeking an experienced Commercial Underwriter (P&C) to maintain and grow a profitable book. You will underwrite commercial property, casualty and specialty lines, making sound risk decisions in collaboration with actuarial, reinsurance and technology teams.

This senior role emphasizes mentorship, disciplined pricing, robust documentation, and the opportunity to influence underwriting strategy as the organization expands.

Qualifications

• 5+ years of commercial P&C experience.
• Strong underwriting experience in commercial property, casualty and/or specialty.
• Proven ability to manage or grow a profitable book of business.
• Sound pricing, risk selection and capacity judgment.
• Understanding of carrier capital, surplus and reinsurance considerations.
• Experience with multiple underwriting appetites, products or territories.
• Ability to mentor and develop less-experienced underwriters.
• Strong underwriting documentation and file discipline.
• Ability to collaborate across underwriting, actuarial, reinsurance and technology.

Responsibilities

• Underwrite commercial property, casualty and specialty business.
• Price and underwrite new and renewal commercial P&C business.
• Make disciplined risk decisions within appetite and authority.
• Build and maintain a profitable commercial book with premium growth.
• Identify opportunities for new products, classes and geographic expansion.
• Work with reinsurance partners on larger or more complex risks.
• Apply capital, surplus and retention considerations in underwriting.
• Partner with actuarial and other stakeholders on pricing and portfolio performance.
• Coach and mentor less-experienced underwriters.
• Maintain strong underwriting documentation and adhere to guidelines.
• Help improve underwriting processes and shape underwriting philosophy.

Skills

Commercial P&C underwriting

Pricing

Risk assessment

Portfolio growth

Mentoring

Documentation

Reinsurance awareness

Cross-functional

Actuarial input

Job description

Commercial Underwriter | Property & Casualty

This is an opportunity for aCommercial P&C Underwriterwho wants more than an existing book to maintain.

Our client is a growing insurance organization supporting multiple carrier partners across commercial lines. They're looking for an experienced underwriter who can make sound risk decisions, drive profitable growth and help shape how commercial business is underwritten as the organization continues to expand.

This is a highly collaborative role with exposure tounderwriting, actuarial, reinsurance and technology, and an opportunity to influence both individual risk decisions and broader underwriting strategy.

What You'll Do:

You’ll underwrite commercial property, casualty and specialty business with responsibility for bothprofitability and growth.

Your responsibilities will include:

• Evaluate, price and underwrite new and renewal commercial P&C business
• Make disciplined risk selection and capacity decisions within established appetite and authority
• Build and maintain a profitable commercial book while supporting meaningful premium growth
• Identify opportunities for new products, classes of business and geographic expansion
• Work with reinsurance partners on larger or more complex commercial risks
• Apply appropriate capital, surplus and retention considerations when making underwriting decisions
• Partner with actuarial and other internal stakeholders on pricing and portfolio performance
• Coach and mentor less-experienced underwriters
• Maintain strong underwriting documentation and adherence to established guidelines
• Help improve underwriting processes and contribute to the organization's evolving underwriting philosophy

What We're Looking For:

We're looking for an underwriter with5+ years of commercial P&C experienceand a demonstrated ability to produce profitable results.

You should bring:

• Strong commercial property, casualty and/or specialty underwriting experience
• Demonstrated success managing or growing a profitable book of business
• Sound judgment around pricing, risk selection and capacity
• Understanding of carrier capital, surplus and reinsurance considerations
• Experience working across different underwriting appetites, products or territories
• Ability to mentor and develop less-experienced underwriters
• Strong underwriting documentation and file discipline
• Ability to work effectively across underwriting, actuarial, reinsurance and technology

Why This Opportunity?

• You’ll be joining an organization that’s still building.
• Rather than simply inheriting an established underwriting playbook, you’ll have an opportunity tohelp shape it.
• The organization is investing in technology, data and underwriting capabilities to support continued commercial lines growth, while giving experienced underwriters room to exercise judgment.
• For someone who enjoysbuilding profitable books, developing other underwriters and influencing how commercial insurance gets written, this offers considerably more runway than a traditional production underwriting seat.