Commercial Title Officer / Commercial Underwriter (Hybrid/Remote US)

First American; Texas; Hybrid; USD 43,000 - 57,000; Full time

Job summary

First American seeks a Commercial Title Officer / Commercial Underwriter to support and underwrite a broad range of commercial real estate transactions. You’ll analyze title risk, review documentation, issue underwriting guidance, and partner with customers and internal teams to deliver top-tier title solutions.

The role is based in Houston, TX, with a hybrid setup for local candidates; remote candidates outside Houston are encouraged to apply.

Qualifications

• 5+ years of commercial title and/or underwriting experience.
• Strong understanding of commercial real estate law, title insurance, and settlement practices.
• Experience underwriting commercial deals and high-liability transactions preferred.
• Strong analytical and problem-solving skills with the ability to assess risk and develop practical solutions.
• Ability to collaborate with attorneys, customers, lenders, and internal teams.

Responsibilities

• Perform and review complete title searches for commercial transactions.
• Analyze records to determine ownership, identify risks, and verify title conditions.
• Provide underwriting support and guidance on commitments, endorsements, and policies.
• Evaluate title risk using standards and delegated authority guidelines.
• Review and price commitments, endorsements, policies, and guarantees.

Skills

Analytical thinking

Communication

Negotiation

Attention to detail

Risk assessment

Tools

Microsoft Office Suite

Job description

Who We Are

Join a team that puts its People First! As a member of First American's family of companies, National Commercial Services provides single-point service for simple to multi-property/multi-state national commercial real estate transactions. Since 1889, First American (NYSE: FAF) has held an unwavering belief in its people. They are passionate about what they do, and we are equally passionate about fostering an environment where all feel welcome, supported, and empowered to be innovative and reach their full potential. Our inclusive, people-first culture has earned our company numerous accolades, including being named to the Fortune 100 Best Companies to Work For list for eleven consecutive years. We have also earned awards as a best place to work for women, diversity and LGBTQ+ employees, and have been included on more than 50 regional best places to work lists. First American will always strive to be a great place to work, for all. For more information, please visit www.careers.firstam.com.

What We Do

Leverage your passion for research, real estate law, and risk analysis to help drive complex commercial real estate transactions from contract to close.

First American is seeking a Commercial Title Officer / Commercial Underwriter to join our growing Commercial team. In this role, you will support and underwrite a broad range of commercial real estate transactions, including high-liability multi-site and national deals. You will play a critical role in analyzing title risk, reviewing transaction documentation, issuing underwriting guidance, and partnering with customers and internal teams to deliver exceptional commercial title solutions.

This position offers the opportunity to work in a collaborative, fast-paced environment while leveraging industry-leading technology, underwriting expertise, and escrow partnerships to transform the commercial real estate experience one transaction at a time.

This role is based in Houston, TX and operates in a hybrid environment for local candidates. Remote candidates outside the Houston area are also encouraged to apply.

What You'll Do

• Perform and review complete title searches for commercial transactions ranging from single-site properties to complex national portfolios and multi-state transactions
• Analyze records including liens, judgments, easements, surveys, legal descriptions, and vesting documents to determine ownership, identify risks, and verify title conditions
• Provide underwriting support, counsel, and authorization related to the issuance of commercial title insurance commitments, endorsements, guarantees, and policies
• Utilize underwriting standards and delegated authority guidelines to evaluate and underwrite title risk
• Properly price commitments, endorsements, policies, and guarantees using appropriate schedules of fees and charges
• Review and approve transaction documentation including deeds, operating agreements, corporate resolutions, entity documents, and settlement-related materials
• Select appropriate commitment and policy language for standard and extended coverage transactions
• Provide guidance and support to internal teams regarding underwriting decisions, settlement services, and title resolution strategies
• Collaborate with attorneys, customers, lenders, and internal partners to resolve complex title matters and facilitate successful closings
• Issue underwriting standards and guidelines in accordance with established company processes
• Support national commercial transactions and coordinate across multiple jurisdictions and stakeholders

What You'll Bring

• 5+ years of commercial title and/or underwriting experience, including experience with complex commercial transactions
• Strong understanding of commercial real estate law, title insurance, and settlement practices and procedures
• Experience underwriting commercial deals and high-liability transactions preferred
• Strong analytical and problem-solving skills with the ability to assess risk and develop practical solutions
• Ability to navigate internal and external resources to gather information and resolve complex title issues
• Excellent verbal and written communication skills with the ability to build strong internal and external relationships
• Strong negotiation skills and ability to communicate difficult or complex information with professionalism and tact
• Natural curiosity and attention to detail with a passion for researching and analyzing transaction history and title records
• Ability to collaborate effectively while acting decisively in a fast-paced environment
• Strong organizational skills with the ability to multi-task, prioritize, and manage deadlines effectively
• Proficiency with Microsoft Office Suite and the ability to quickly adapt to new technologies and software applications

Pay Range: $30.91 - $41.20 Hourly, RemoteThis hiring range is a reasonable estimate of the base pay range for this position at the time of posting. Pay is based on a number of factors which may include job-related knowledge, skills, experience, business requirements and geographic location.

** Note that the following statements only apply to candidates who will be working from an unincorporated area within Los Angeles County. **

First American will consider for employment all qualified applicants, including those with arrest or conviction records, in a manner consistent with the requirements of applicable state and local laws (e.g., the Los Angeles County Fair Chance Ordinance for Employers and the California Fair Chance Act).

First American intends to conduct a review of an applicant's criminal history in connection with a conditional offer. First American reasonably believes that a criminal history may have a direct, adverse and negative relationship with the following material job duties for this position potentially resulting in the withdrawal of the conditional offer of employment: handling of confidential, proprietary or trade secret information belonging to First American or its customers, administrating or facilitating financial transactions, and the ability to meet customer-imposed criminal history requirements.

What We Offer

By choice, we don't simply accept individuality - we embrace it, we support it, and we thrive on it! Our People First culture is inclusive for all employees - not just because it's the right thing to do, but because it's the key to our success. We are proud to foster an authentic and inclusive workplace For All. You are free and encouraged to bring your entire, unique self to work. First American is an equal opportunity employer in every sense of the term. Based on eligibility, First American offers a comprehensive benefits package including medical, dental, vision, 401k, PTO/paid sick leave and other great benefits like an employee stock purchase plan.