Commercial Senior Relationship Manager

M&T Bank Corporation; Bethlehem (Northampton County); On-site; USD 124,000 - 206,000; Full time

Job summary

M&T Bank Corporation is seeking a senior relationship manager in Bethlehem, PA to oversee a portfolio of large, complex loan and deposit relationships. You will interview applicants, evaluate credit information, and recommend profitable banking solutions while maintaining a top-quality loan portfolio.

The role emphasizes client development, cross-selling, and collaboration across internal teams to service high-value clients and ensure market success in a competitive landscape.

Qualifications

• Bachelor's degree or four years relevant experience.
• Minimum seven years commercial portfolio management experience.
• Strong financial analysis and knowledge of banking credit principals.

Responsibilities

• Serves customers with large, complex loan and deposit relationships.
• Interviews applicants to develop information concerning their businesses and requirements.
• Evaluates credit information and makes relationship recommendations.
• Maintains a high-quality loan portfolio and profitability.

Skills

Commercial portfolio management

Financial analysis

Credit principles

Banking products knowledge

Communication skills

Sales ability

Education

Bachelor's Degree

Experience in banking/finance

Job description

Overview

Responsible for an assigned portfolio of the most complex and or large dollar amount loan and/or deposit relationships with major businesses in the community. Solicits new business, cross sells, administers and services existing business relationships.

Primary Responsibilities

Services customers seeking loan and/or deposit relationships of large dollar amounts and of high complexity with the Bank, interviews applicants to develop information concerning their businesses and requirements, evaluates credit information and makes relationship recommendations. Maximizes the Department’s profitability through the maintenance of a high quality loan portfolio. Follows current loans to ensure conformity with terms; maintains current and complete credit file. Participates in a formal call program to develop new loan, deposit and fee based business. Follows market trends and developments to increase the Bank’s business in established and developing markets. Represents the Bank in civic and community activities.

Scope of Responsibilities

Services customers seeking loan and/or deposit relationships of large dollar amounts and of high complexity. Manage and retain existing clients. Works closely with internal contacts to service clients.

Supervisory/ Managerial Responsibilities

May coach/mentor junior relationship managers.

Education and Experience Required

Bachelors Degree or four years relevant experience. Minimum of seven years commercial portfolio management experience. Financial analysis and knowledge of banking credit principals. General knowledge of banking and the Bank’s various commercial fee based products. Applied knowledge of Bank policies and procedures. Excellent communication and interpersonal skills with the ability to interact with all levels of personnel using diplomacy. Ability to sell effectively to prospects and clients. Excellent presentation skills.

Pay

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $123,600.00 - $206,000.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.

Location

Bethlehem, Pennsylvania, United States of America

Company Description

Great companies have an enduring sense of purpose. At M&T, our purpose is a simple one: make a difference in people’s lives and uplift the communities we serve. M&T Bank Corporation is a financial holding company headquartered in Buffalo, New York. M&T’s affiliates offer advice, guidance, expertise and solutions across the entire financial spectrum, combining M&T Bank’s traditional banking services with the wealth management and institutional capabilities offered by Wilmington Trust. M&T Bank has a network of over 1,000 branches and 2,200 ATMs that span 12 states from Maine to Virginia and Washington, D.C. For more than 165 years, M&T has strived to take an active role in our communities and build long-lasting relationships with our customers. We are a bank for communities—combining the capabilities of a large bank with the care of a locally focused institution. As an employer of choice, we are proud to offer competitive benefits ranging from medical and retirement to forty hours of paid volunteer time, each year. Our core values – integrity, ownership, collaboration, curiosity, and candor – drive the work we do. We seek to further build upon our record of success by bringing in top talent and fresh skill sets while continuing to support the growth and development of all our team members. View M&T’s Human Capital Report to learn more.

Equal Employment Opportunities

M&T Bank is unwavering when it comes to providing equal employment opportunities to all employees and applicants without regard to race, color, national origin, religion, ethnicity, sex, gender identity, age, disability, citizenship, pregnancy, veteran status, military status, marital status, sexual orientation, genetic information or any other characteristic protected under applicable federal, state or local laws.

Drug Free Workplace

M&T Bank Corporation has policies and procedures in place to promote a drug free workplace.

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