Commercial Relationship Manager

KeyBank; Dayton (KY); On-site; USD 112,000 - 210,000; Full time

Job summary

KeyBank in Dayton, OH is seeking a Relationship Manager and Financial Advisor to deliver a full range of banking solutions to commercial clients. You will act as the primary contact, drive growth, and coordinate cross-functional teams.

The role requires at least 5 years of business development experience, deep knowledge of bank products and strong credit, analytical, and financial skills. A Bachelor's degree in accounting or finance is preferred.

Qualifications

• Minimum of 5 years established business development experience.
• Extensive knowledge of bank products.
• Proven credit skills and strong analytical abilities.
• Strong financial acumen.
• Bachelor's degree in accounting, finance or related field preferred.

Responsibilities

• Act as Trusted Financial Advisor and primary contact for clients.
• Drive growth by understanding client business and industry.
• Educate clients on Key's capabilities across cash management, derivatives, etc.
• Maintain active prospecting and develop COI referrals.
• Coordinate cross-functional teams to fulfill client requests.
• Enhance sales and credit knowledge; collaborate with Credit Officers.
• Lead credit processes and ensure asset quality in portfolio.
• Prepare Asset Quality Reports and risk rating models.
• Adhere to KeyBank policies and procedures.

Skills

Business development

Banking products knowledge

Credit skills

Analytical skills

Financial acumen

Education

Bachelor's degree in accounting or finance

Job description

Location

130 W 2nd Street, Suite 1950, Dayton Ohio

Job Description Preview

Job Summary

Serves as the Relationship Manager and Financial Advisor to clients, introducing a full range of core banking products, differentiated capabilities and comprehensive solutions to meet client needs and exceed customer service expectations. This role is focused on acquiring new relationships as well as managing and growing existing relationships. Our bankers are expected to demonstrate strong risk management acumen including credit, operational and compliance risks to act as first line of defense in adhering to KeyBank’s profitability standards and moderate risk profile.

Responsibilities

• Serves as the Trusted Financial Advisor and Business Partner to clients, and functions as the Commercial Banking client “expert” and the primary contact for most client related matters
• Drives a focused growth and business development effort by creating and maintaining a clear and holistic understanding of the client’s or prospect’s business/industry; analyzes data and relevant client business and industry
• Provides and educates the client on Key’s capabilities and knowledge in key product areas (cash management, derivatives, equipment finance, etc.)
• Maintains active prospecting effort, including identification, qualification and calling; develops active Center of Influence (COI) referral network
• Assembles cross- functional team to quickly respond to customer requests when not able to address requests personally. Knows when and how to bring in teams of experts, as well as identify cross-sell opportunities
• Improves functional/technical sales and credit expertise continuously and transfers this knowledge to team members; partners effectively with Credit Officers, as the first level sponsor for credit decisions
• Leads and participates in credit processes and assumes ultimate accountability for all portfolio activities/issues ensuring sound asset quality, including underwriting, structuring and portfolio management activities; directs the preparation of all Asset Quality Reports and new Risk Rating models to assure accurate risk assessment of assigned portfolio
• Performs other duties as assigned; duties, responsibilities and/or activities may change or new ones may be assigned at any time with or without notice
• Complies with all KeyBank policies and procedures

Education Qualifications

• Bachelor’s Degree Bachelor’s Degree or equivalent experience in accounting, finance, or related field (preferred)

Experience Qualifications

• Minimum of 5 years Established business development skills. Extensive knowledge of bank products. Proven outstanding credit skills, analytical skills and financial acumen. (required)

Tactical Skills

• Trusted Advisor: Ability to build trust by taking a client centric approach
• Strategic Thinking: Deploys a long-term, innovative approach to problem solving and decision making with clients to build the relationship and generate solutions
• Technical Expertise: Demonstrates expertise within defined industry or geography (vertical/sub vertical) and within product set
• Revenue Driver: Exhibits a relentless focus on creating and driving revenue growth and generating results
• Enterprise Mindset: Demonstrates a broad enterprise perspective and delivers the bank
• Effective Sales Approach: Uses structured sales methodologies, principles and practices without losing sight of the client and environment
• Risk Management: Understands Key’s risk culture and effectively manages risk/reward trade-offs

Core Competencies

• All KeyBank employees are expected to demonstrate Key’s Values and sustain proficiency in identified Leadership Competencies.

Physical Demands

• General Office - Prolonged sitting, ability to communicate face to face in person or on the phone with teammates and clients, frequent use of PC/laptop, occasional lifting/pushing/pulling of backpacks, computer bags up to 10 lbs.

Travel

• Occasional travel to include overnight stay.

Driving Requirements

• May need to drive to multiple locations in a single day; ability to operate a motor vehicle with a valid driver’s license required.

COMPENSATION AND BENEFITS

This position is eligible to earn a base salary in the range of $112,000.00 - $210,000.00 annually. Placement within the pay range may differ based upon various factors, including but not limited to skills, experience and geographic location. Compensation for this role also includes eligibility for incentive compensation which may include production, commission, and/or discretionary incentives.

Key has implemented an approach to employee workspaces which prioritizes in-office presence, while providing flexible options in circumstances where roles can be performed effectively in a mobile environment.

Job Posting Expiration Date: 10/30/2026KeyCorp is an Equal Opportunity Employer committed to sustaining an inclusive culture. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, genetic information, pregnancy, disability, veteran status or any other characteristic protected by law.

Qualified individuals with disabilities or disabled veterans who are unable or limited in their ability to apply on this site may request reasonable accommodations by emailing [e-mail].