Commercial Real Estate Loan Administrator

U.S. Bank; Tempe (AZ); Hybrid; USD 76,000 - 89,000; Full time

Benefits offered by this job

Healthcare (medical, dental, vision)

401(k) plan

Paid vacation

Sick leave

Bonuses / Incentives

Job summary

U.S. Bank is seeking a CRE Loan Administrator to manage a portfolio of secured commercial real estate loans across the full lifecycle, from origination through payoff.

The role partners with Relationship Managers, Underwriters, Legal, and Operations to ensure accurate loan structures, mitigate risks, and protect the bank’s interests throughout each loan’s life cycle.

Qualifications

• Bachelor’s degree or equivalent work experience.
• 5+ years CRE loan administration experience.
• Must meet requirements to be commissioned as a Notary Public.
• Strong collaboration with cross-functional teams.

Responsibilities

• Manage end-to-end CRE loan documentation, due diligence, and negotiation of complex agreements.
• Ensure compliance with internal credit policies and regulatory requirements.
• Oversee loan origination, closing, post‑closing, and payoff processes.
• Maintain collateral tracking and ensure conditions precedent are met prior to funding.
• Manage ongoing servicing for assigned loan portfolios and monitor covenant compliance.
• Coordinate with Relationship Managers, Legal, and Operations to resolve issues and support risk management.

Skills

CRE loan administration

Relationship management

Regulatory compliance

Loan documentation

Education

Bachelor’s degree or equivalent experience

Job description

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description The Commercial Real Estate (CRE) Loan Administrator is responsible for managing a portfolio of secured commercial real estate loans across the full loan lifecycle—from origination and closing through servicing, post‑closing, and payoff. This role supports the housing capital side of CRE lending and operates in a fast‑paced, relationship‑driven environment where each administrator owns a dedicated loan portfolio rather than discrete tasks. The position partners closely with Relationship Managers, Underwriters, Legal, Collateral, Accounting, and Operations teams to ensure loan structures are executed accurately, risks are mitigated, and the bank’s interests are protected throughout the life of each loan.

Key Responsibilities

• Loan Documentation, Due Diligence & Negotiation Review, negotiate, and interpret complex CRE loan documentation, including credit agreements, letters of credit, syndicated loan documents, and construction‑related agreements.
• Ensure loan documentation and deal structures comply with internal credit policies and regulatory requirements.
• Loan Origination, Closing & Post‑Closing Manage the end‑to‑end loan process from approval through closing, servicing, and payoff or maturity.
• Oversee extensive post‑closing activities, including collateral tracking, resolution of exceptions, and confirmation that all conditions precedent are met prior to funding and boarding.
• Portfolio & Performance Management Own ongoing servicing for assigned loan portfolios, including construction loans, A&D loans, revolvers, and borrowing base facilities.
• Monitor covenant compliance, performance pricing, borrowing base activity, and financial reporting throughout the life of the loan.
• Respond to audit requests and work with internal partners to resolve issues as they arise.
• Stakeholder Collaboration & Risk Management Serve as a primary point of contact for Relationship Managers, Legal, Loan Capital Markets, internal operations, accounting, and collateral teams.
• Maintain strong deal team relationships while balancing risk management, documentation accuracy, and deadline adherence

Basic Qualifications

• Basic Qualifications - Bachelor’s degree, or equivalent work experience
• Must meet the requirements to be commissioned as a Notary Public
• Five to seven or more years experience in CRE loan administration

Preferred Skills/Experience

• Preferred Skills/Experience - Advanced level of knowledge in all areas of Commercial Real Estate (CRE) lending including, but not limited to, letters of credit, borrowing base lending, multi‑phased construction and transactions secured by multiple collateral properties
• Strong technical expertise in the closing and loan management functions
• Demonstrated ability to close complex CRE loans and manage a CRE loan portfolio
• Thorough knowledge of CRE finance, law, documentation, accounting, and data systems

Location expectations

This role requires working from a U.S. Bank location three (3) or more days per week. If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits

• Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:
• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
• Review our full benefits available by employment status here.

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law. E-Verify U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program. The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $75,820.00 - $89,200.00 U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures. Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies. Posting may be closed earlier due to high volume of applicants.

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.