Commercial Real Estate - Community Development Banking Program Analyst

JP Morgan Chase; San Francisco (CA); On-site; USD 70,000 - 100,000; Full time

Job summary

JP Morgan Chase is seeking an Analyst in Community Development Banking in San Francisco to support financing solutions for affordable housing and low-income communities. You will work with bankers, underwriters, and treasury colleagues, building models, analyzing transactions, and preparing materials for credit decisions.

You will gain hands-on experience across credit, portfolio monitoring, and end-to-end client processes while progressing through structured learning and potential advancement

Qualifications

• Bachelor’s degree with graduation in December 2024 or Spring/Summer 2025.
• Authorization to work in the United States in accordance with the requirements for this program.
• Exceptional verbal and written communication skills.
• Strong problem-solving and critical-thinking skills.
• Strong analytical skills and attention to detail.
• Ability to manage multiple priorities and deliver high-quality work in a collaborative environment.

Responsibilities

• Build and update financial models, cash flow analyses, and risk grading materials to support community development financing transactions
• Assist with underwriting, credit approval, annual reviews, and other credit-related deliverables
• Analyze property, market, sponsor, guarantor, and transaction information, with a focus on affordable housing and community development projects
• Prepare marketing and client materials covering financing alternatives, transaction considerations, and relevant industry and market trends
• Summarize deal metrics, key risks, mitigants, and transaction facts for internal review and decision-making
• Support bankers and underwriters with ad hoc requests, due diligence, market research, and transaction execution
• Assist with portfolio monitoring and ongoing client and transaction support
• Develop an understanding of treasury services solutions and the end-to-end client and transaction process
• Build knowledge of the breadth of JPMorganChase products and service offerings

Skills

Verbal communication

Written communication

Analytical thinking

Problem-solving

Multitasking

Attention to detail

Team collaboration

Education

Bachelor’s degree

Job description

Build a career where your analysis helps expand affordable housing and strengthen communities. You will work alongside experienced commercial real estate professionals to structure financing solutions for mission-driven clients across the United States. This role offers hands‑on transaction exposure, skill‑building training, and opportunities to learn how banking supports community development outcomes. You will be based in our San Francisco, California office, working closely with a collaborative team

As a Community Development Banking Analyst in Community Development Banking within Commercial Real Estate, you will support financing solutions that help grow affordable housing and revitalize low- and moderate-income communities. You will partner with bankers, underwriters, and treasury services and payments colleagues to analyze transactions, prepare materials, and contribute to credit and portfolio work. You will deepen your commercial real estate and community development banking foundation through real work, coaching, and structured learning, with the potential to progress to the Associate level upon successful program completion.

Job responsibilities

• Build and update financial models, cash flow analyses, and risk grading materials to support community development financing transactions
• Assist with underwriting, credit approval, annual reviews, and other credit‑related deliverables
• Analyze property, market, sponsor, guarantor, and transaction information, with a focus on affordable housing and community development projects
• Prepare marketing and client materials covering financing alternatives, transaction considerations, and relevant industry and market trends
• Summarize deal metrics, key risks, mitigants, and transaction facts for internal review and decision‑making
• Support bankers and underwriters with ad hoc requests, due diligence, market research, and transaction execution
• Assist with portfolio monitoring and ongoing client and transaction support
• Develop an understanding of treasury services solutions and the end‑to‑end client and transaction process
• Build knowledge of the breadth of JPMorganChase products and service offerings

Required qualifications, capabilities, and skills

• Bachelor’s degree with graduation in December 2024 or Spring/Summer 2025
• Authorization to work in the United States in accordance with the requirements for this program
• Exceptional verbal and written communication skills
• Strong problem‑solving and critical‑thinking skills
• Strong analytical skills and attention to detail
• Ability to manage multiple priorities and deliver high‑quality work in a collaborative environment

Preferred qualifications, capabilities, and skills

• Internship experience or coursework in real estate, finance, accounting, economics, or a related field
• Interest in affordable housing, community development finance, and commercial real estate banking
• Familiarity with financial statement analysis, pro forma modeling, cash flow analysis, or credit concepts
• Interest in working in the Los Angeles office to build client relationships and deliver strong client service

This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on JPMorganChase’s review of criminal conviction history, including pretrial diversions or program entries.