Commercial Portfolio Manager - OKC (Western)

Socket.dev; Oklahoma; On-site; USD 65,000 - 90,000; Full time

Job summary

Equity Bank is seeking a Commercial Portfolio Manager in Oklahoma City to oversee assigned commercial loan relationships, support underwriting, and ensure up-to-date credit documentation. You will liaise with borrowers and the Credit Department to keep files current and experienced staff ready for loan actions.

Key tasks include presenting annual reviews to Loan Committee, coordinating site visits, and aiding in loan closings.

Qualifications

• Bachelor’s degree required.
• Experience with banking products, services or operations.
• Strong attention to detail and accuracy.
• Preferred: degree in accounting or finance.
• 3+ years of credit analysis experience.
• Familiarity with the Oklahoma City market.
• Prior portfolio management or lending support experience is a plus.

Responsibilities

• Manage administrative aspects of assigned commercial loan relationships.
• Maintain active borrower communication and up-to-date credit files.
• Assist in underwriting analysis and credit approval packets.
• Coordinate with Credit Department to process loan requests promptly.
• Present annual reviews of credits to Loan Committee.
• Oversee site visits, collateral inspections, and closing support.
• Support lenders in managing past-due and maturing loans.

Skills

Attention to detail

Strong communication

Education

Bachelor’s Degree

Bachelor’s Degree in Accounting or Finance

Job description

Position: Commercial Portfolio Manager

Department: Commercial Loans

Location: Oklahoma City (Western)

Job Type: Full-Time/Salary

Jump start your career at Equity Bank! We are currently hiring energetic, team oriented, and community focused individuals to join our team! With a team of best-in-class customer service experts, you'll help to build and expand on client relationships, deliver the banking products and services that meet the unique and individual needs of clients, and create and uphold an atmosphere of superior experience and service. At Equity Bank we’ll help you invest in your community through volunteer opportunities which align with our company initiatives and core values.

Summary:

The Commercial Portfolio Manager (CPM) is responsible for the administrative management of the specific assigned lending relationships of commercial loans. The CPM will act as a resource to the Commercial Loan Officer for his/her accounts. The administrative management of the account includes ensuring that compliance and covenant information is up to date and complete within credit files and that there is active communication with the borrower to obtain such information. In addition, the CPM will assist in performing underwriting analysis of new or renewed credits, including the preparation of credit approval packets.

Responsibilities and Expectations

Key Responsibilities

• Focus daily activities on ensuring information and credit files of all assigned borrowers are current and there is active communication with borrowers
• Maintain follow up with existing clients to ensure that the bank has timely and accurate financial information for purposes of loan monitoring and updating loan files
• Assists in preparing and underwriting credit approval packets including new request, renewals and annual reviews within assigned portfolio
• Works closely with the Credit Department to ensure all assigned loan requests are processed in a timely manner
• Present Annual Reviews of assigned credits to Loan Committee
• Reviews loan documentation to ensure documents accurately reflect credit approval terms, perfect the bank’s security position and protect the bank’s rights and remedies
• Schedule and conduct timely site visits and inspections of collateral
• Assist in facilitating the closing of transactions
• Assist Commercial Lenders in managing past due and maturing loans
• Attends and participates in team meetings and required community/business related events
• Assist Commercial Lenders to ensure customers are being serviced as needed

Secondary Responsibilities

• Assists with developing and strengthening existing commercial banking relationships through scheduled customer touches
• Assists with researching, preparation and execution of customer calls
• Assists with developing new sources of revenue within the existing portfolio by maintaining knowledge of commercial banking products and services and exploring cross-selling opportunities
• Provide back-up support for loan assistants from time to time
• The employee is responsible for understanding and following the applicable laws and regulations for their job responsibilities including, but not limited, to the Equity Bank Business Ethic and Conduct policy, the Bank Secrecy Act, Information Security policies and procedures, and Suspicious Activity reporting requirements

Required Skills & Education

Requirements

• Bachelor’s Degree
• Previous banking experience with knowledge of banking products, services and/or operations experience
• Strong attention to detail

Preferred

• Bachelor’s Degree in Accounting, Finance or related field
• Junior lending experience
• 3+ years credit analysis experience
• Familiarity with the Oklahoma City market
• Previous experience in a portfolio management role, loan assistant, consumer lending

Who We Are

Equity Bank, a full-service, $7.9 billion community bank, is based in Wichita, Kansas, with 80 bank offices throughout Kansas, Nebraska, Missouri, Arkansas, and Oklahoma. At Equity Bank, you can find exciting opportunities to challenge you, expand your skills, and reward your contributions. We’re searching for motivated individuals who are passionate about serving others, learning new technologies, and working as part of a team. Equity Bank offers a full range of financial solutions, including online and mobile banking, commercial loans, consumer banking, and mortgage loans, treasury management service, the best solutions for your business, and absolutely zero ATM fees, anywhere.

What’s in it for you?

We believe your benefits are an important part of your overall compensation package. We work year-round to ensure that we provide our employees with the most up-to-date, competitive program. We thoroughly evaluate our benefit plans and strive to provide quality benefits that support the physical and financial well-being of our employees and their families.

Benefits Available:

• Health, Dental & Vision Insurance
• Group Life & Long-Term Disability Insurance
• Flexible Spending & Health Savings Accounts
• Group Cancer Insurance
• 401(K) Retirement Plan w/Company Match
• Generous Vacation & Sick Time
• Employee Stock Purchase Plan (ESPP)
• Pet Insurance
• Retail Banking Benefits

Find your future at Equity Bank!

The above statements are intended to generally describe the nature and level of work to be performed by most people assigned to this job. It is not intended as an exhaustive list of all responsibilities, duties, and requirements.

Physical Requirements

This position requires standing, walking, bending, and squatting on a regular basis. May require the ability to stoop, kneel, crouch or reach with hands and arms. Requires the ability to carry, lift, move or push up to 25 pounds on an occasional basis. Must be able to talk and listen to others.

Work Environment

This position regularly works in an office setting. Most of the job duties require the employee to be working with computers and electronic media on a regular basis.

Equity Bank is an equal opportunity employer and will not make employment decisions based on an applicant’s race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.