Commercial Portfolio Manager II

Huntington Bancshares, Inc.; Houston (TX); On-site; USD 80,000 - 100,000; Full time

Job summary

Huntington Bancshares, Inc. is seeking a Commercial Portfolio Manager II in Houston, Texas. This position involves managing a portfolio of commercial customers and provides expertise in debt and capital solutions.

The successful candidate will optimize customer relationships, ensure credit quality, and mentor junior staff. A Bachelor’s degree and a minimum of 3 years in Commercial Banking are required. Join a team-oriented environment in a critical role.

Qualifications

• Minimum of 3+ years of relevant experience in Commercial Banking.
• Formal credit training preferred.
• Proven knowledge of credit products and debt structuring.

Responsibilities

• Manage a portfolio of commercial customers.
• Optimize customer relationships and grow portfolio revenue.
• Monitor credit quality and portfolio risks.
• Conduct portfolio reviews with senior management.
• Mentor junior portfolio managers and analysts.

Skills

Credit analysis

Risk assessment

Commercial Banking

Customer relationship management

Education

Bachelor’s Degree

Job description

Description

Summary: The Commercial Portfolio Manager Portfolio Manager II – CIP is considered a market and industry resource, providing expertise and advisory guidance in complex debt and capital solutions.

Duties & Responsibilities

• Manages a portfolio of commercial customers in partnership with the relationship manager.
• Will have highly visible role in managing the customer relationship along with the relationship manager assigned to the account.
• Service, deepen, and retain assigned profitable customer relationships by proactively evaluating and mitigating associated business risks and opportunities.
• Optimize customer relationships working directly with Relationship Managers to grow fees, deposits, and portfolio revenue.
• Own primary responsibility for the credit quality and monitoring of Commercial portfolio risks. Will be responsible for risk rating new credits and ongoing updating of risk grades in assigned portfolio.
• Responsible for underwriting quality, portfolio administration, and ongoing credit quality of assigned portfolio.
• Will work directly with the Team Leader, Relationship Managers, Regional Commercial Management, and Regional Credit Officer.
• Effectively present proposed credit actions in written analysis document and as necessary, verbally to Senior Loan Committee.
• Conduct portfolio reviews with senior management.
• Must function in the team environment, where the colleague may be assigned to work with teams outside of their direct reporting line. Participation in special projects is expected.
• Mentor Credit Analysts to develop required competencies and experience.
• Prioritize work to meet customer expectations.
• Analysis of existing portfolio to identify trends and opportunities.
• Maintain up-to-date knowledge of market/industry trends.
• Will serve as a mentor/coach to junior portfolio managers, credit analysts and relationship managers.
• Will have the ability to successfully interact with senior leadership, clients and prospects on a professional consultative basis.
• Performs other duties as assigned.

Basic Qualifications

• Bachelor’s Degree
• Minimum of 3+ years of relevant experience in Commercial Banking.

Preferred Qualifications

• Formal credit training.
• Proven and in-depth knowledge of credit products, risk assessment and debt structuring.

Exempt Status

Yes (Not eligible for overtime pay)

Workplace Type

Office

Huntington is an Equal Opportunity Employer.