Commercial P&C Underwriter

Universal Shield Insurance Group; Dublin (OH); Hybrid; USD 65,000 - 100,000; Full time

Benefits offered by this job

Health insurance with HSA

Company-matched 401K

Unlimited PTO for exempt employees

Short-term disability insurance

Employee Assistance Program (EAP)

AD&D insurance

Employee Assistance Program (EAP)

401K with company match

Unlimited PTO

Job summary

A leading insurance company in Dublin, Ohio is seeking an experienced Commercial Insurance P&C Underwriter. The role involves analyzing diverse information for new and renewal business, maintaining profitable relationships with agents, and understanding market trends. Applicants should have at least two years of underwriting experience and strong organizational skills. Comprehensive benefits include health, dental, vision insurance, and a company-matched 401K. This position also allows for professional growth via company-paid study materials for underwriting credentials.

Qualifications

• At least two years of experience in Commercial P&C underwriting.
• Pursuit of CPCU, CIC, or other relevant designations preferred.
• Ability to communicate effectively with internal and external contacts.
• Strong intellectual curiosity and attention to detail.
• Strong communication skills and customer service focus.
• Strong organization, time management, detail-orientation, and curiosity.

Responsibilities

• Analyze information on new and renewal business.
• Provide underwriting guidance to key agents.
• Maintain a profitable book of business.
• Keep knowledge of current insurance market trends.
• Pursue ongoing industry knowledge to meet company goals.
• Stay aware of insurance market trends, conditions, and innovations.
• Interact professionally with colleagues, agents, and customers.

Skills

Commercial P&C underwriting

Customer service

Strong organizational skills

Time management

Detail-oriented

Customer service

Curiosity

Education

High School Diploma or equivalent

Bachelor’s degree

CPCU / CIC designations

Job description

Overview

Universal Shield Insurance Group (and its member companies, Universal Fire & Casualty Insurance Company (www.ufcic.com) and Shield Indemnity Inc.) has an opening for an experienced Commercial Insurance P&C Underwriter at our Dublin, Ohio, Bridge Park Corporate office or our Scottsdale, AZ location.

Guided by an entrepreneurial spirit, Universal Shield Insurance Group is a hybrid property and casualty insurer and insurtech that provides innovative insurance solutions to underserved markets for small businesses, offering coverage on both an admitted and surplus lines basis. Via online state-of-the-art agency portals and direct-to-consumer retail and B2B websites, we design our products intuitively and device-agnostic to accelerate competitive underwriting decisions for our partners and customers.

Key Responsibilities

• Objectively analyze diverse information on new and renewal business to accept, price, modify, or reject business within delegated authority level for both Admitted and Surplus Lines Products.
• Effectively apply forms, endorsements, and deductibles to help mitigate risk.
• Develop strong business relationships with key agents and provide underwriting guidance to the agents.
• Maintain a profitable book of business within assigned levels of authority by using sound underwriting judgment and technical skills.
• Continue personal industry skills and knowledge development to meet the company goals of quality and timeliness.
• Maintain knowledge of current insurance market trends, conditions, competitive intelligence, and product and service innovations.
• Ability to interact collaboratively and collegially with colleagues, agents, and customers in a professional manner.

Job Requirements

• At least two years of Commercial P&C underwriting experience is required (experience with Commercial Property, General Liability, Inland Marine, BOP/CPP preferred).
• Pursuit of CPCU, CIC, or other applicable designations with a willingness to complete preferred but not required.
• High School Diploma or equivalent required. Bachelor’s degree preferred.
• Ability to communicate effectively with internal and external contacts - strong customer service focus.
• Strong organizational and time management skills required.
• Strong intellectual curiosity.
• Detail-oriented and able to handle multiple tasks on time.

This position includes company-paid study materials and test fees for approved underwriting credentials from “The Institutes”.

Universal Shield Insurance Group offers an industry-competitive benefits package including health insurance with a company-contributed HSA, dental insurance, vision coverage, short-term disability insurance, long-term disability insurance, AD&D insurance, Employee Assistance Program (EAP), and other lifestyle and family-friendly and work/life balance benefits. We also offer a company-matched 401K, unlimited PTO for exempt employees, and other ancillary workforce benefits. Applicants selected for an interview will receive more information on our comprehensive company benefits program.