Commercial Loan Specialist

The Apple Creek Banking Company; Apple Creek (OH); On-site; USD 60,000 - 85,000; Full time

Job summary

The Apple Creek Banking Company in Ohio is seeking a Commercial Loan Specialist to support the lending team. You will analyze financial statements and loan documents, prepare risk grades, and conduct compliance tasks to keep operations safe and sound.

Ideal candidates have 1–3 years of banking experience and a bachelor’s degree in business/finance or related field. Strong analytical skills and attention to detail are essential for success in a fast-paced environment.

Qualifications

• Bachelor’s degree preferred or equivalent experience in business, finance, or a related field.
• 1–3 years of banking, lending, loan operations, or financial analysis experience.
• Strong understanding of commercial lending concepts and financial statement analysis.

Responsibilities

• Analyze financial statements, tax returns, and loan documents to create clear reports.
• Prepare risk grades, appraisal reviews, and gather required customer information.
• Run credit checks, UCC searches, OFAC verifications, and other compliance tasks.
• Maintain ticklers, track large relationships, monitor maturities, and follow up on financials.
• Respond to internal and external questions with professionalism and clarity.

Skills

Financial analysis

Spreadsheets

Communication skills

Attention to detail

Education

Bachelor’s degree in business/finance or related field

Tools

Banking systems

Excel

Job description

The Apple Creek Banking Company has been serving our community since 1904 with a focus on trust, personal service, and lasting relationships. We are proud to be recognized as the 2026 Business of the Year and a recipient of the 2025 Quality Growth Award from the Wayne Economic Development Counci l.

We are looking for someone sharp, curious, and detail-minded to join our lending team as a Commercial Loan Specialist. This role is perfect for someone who enjoys digging into financials, spotting patterns in data, and supporting decisions that directly shape the success of local businesses.

You'll help our lenders understand the full story behind each commercial relationship and play a key part in how we support growth across our community.

What You'll Do

• Analyze financial statements, tax returns, and other commercial loan documents to create clear, accurate spreadsheets, summaries, and reports.
• Support lenders by preparing risk grades, completing appraisal reviews, and gathering needed customer information.
• Run credit checks, UCC searches, OFAC verifications, flood certifications, and other compliance tasks that keep our operations safe and sound.
• Maintain and update ticklers, track large relationships, monitor line maturities, and follow up on required financials.
• Respond to internal and external questions with professionalism and clarity.
• Serve as a reliable go-to person for the lending team by keeping information organized, accurate, and moving forward.

Who You Are

• A steady, organized professional who likes solving problems and keeping details tight.
• Someone who understands how to communicate clearly with customers, vendors, and colleagues.
• Comfortable working in a fast-paced lending environment where accuracy matters.
• Naturally analytical and not intimidated by financial statements or technical information.
• Able to work independently while staying connected with your team.

What You Bring

• Bachelor’s degree in business, finance, or a related field preferred, or equivalent experience.
• 1 to 3 years of banking, lending, loan operations, or financial analysis experience.
• Strong understanding of commercial lending concepts and financial statement analysis.
• Confidence using spreadsheets and banking systems.
• Ability to stay organized, multitask, and meet deadlines with limited supervision.

Why Join Us

As a long-standing community bank, we invest in people. You will work in a stable, supportive environment where your technical skills matter and your work has a direct impact on our customers and our community. You will build strong relationships, grow your expertise, and be part of a team that values professionalism, trust, and service.

If you're ready to build a meaningful career in commercial banking, we would love to meet you.

Apply today!

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