Commercial Loan Pre-Closer

Ctbconnect; Atlanta (GA); On-site; USD 55,000 - 90,000; Full time

Job summary

Citizens Trust Bank is seeking a Commercial Loan Pre-Closer in Atlanta, GA to verify and assemble loan files for closing, coordinate with loan officers, underwriters, and title companies, and ensure compliance with regulations.

The role requires 2–4 years in commercial loan processing or a related field, proficient use of loan management systems and MS Office, and strong attention to detail and communication skills. Notary certification is a plus.

Qualifications

• Bachelor’s degree in finance, business administration, or a related field is preferred.
• 2–4 years of experience in commercial loan processing, pre-closing, or a related role.
• Strong knowledge of commercial lending products, documentation, and compliance requirements.

Responsibilities

• Verify loan approval conditions and ensure documentation is complete, accurate, and compliant.
• Review loan files for completeness, including financial statements, collateral documentation, and credit approvals.
• Collaborate with loan officers, underwriters, and legal counsel to address outstanding items or discrepancies in loan files.
• Communicate with borrowers and third-party vendors to obtain necessary documents and resolve pre-closing issues.
• Ensure all loan files adhere to regulations and internal policies.
• Conduct quality control checks on loan documentation to minimize errors before closing.
• Maintain records in the loan management system and update statuses.
• Generate pre-closing reports and provide updates to senior stakeholders.
• Identify and recommend process improvements to enhance efficiency and accuracy.

Skills

Attention to detail

Organizational skills

Verbal and written communication

Problem-solving

Deadline-driven

Team coordination

Education

Bachelor’s degree in finance or related field

Tools

Loan management systems

Microsoft Office Suite

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Commercial Loan Pre-Closer

Atlanta, GA, US

30+ days ago Requisition ID: 1167

Commercial Loan Pre-Closer

Celebrating over 100 years in the community, Citizens Trust Bank remains committed to providing personalized service and financial solutions to meet the growing needs of our customers.

We are committed to our institution’s values of Integrity, Collaboration, Innovation, Service Excellence, Respect, Accountability, and Leadership, all of which are needed to continue our mission of empowering generations for financial success.

By joining our team, you can expect opportunities to enhance personal accomplishments and professional growth.

Questions? Contact us at 404-575-8262.

Position Summary:

Responsibilities include but are not limited to the following:

• Verify loan approval conditions and ensure all required documentation is complete, accurate, and compliant with company policies and regulatory standards.
• Review loan files for completeness, including financial statements, collateral documentation, and credit approvals
• Collaborate with loan officers, underwriters, and legal counsel to address outstanding items or discrepancies in loan files.
• Communicate directly with borrowers and third-party vendors (e.g., title companies, appraisers, environmental companies, construction monitoring companies, insurance providers, etc) to obtain necessary documents and reports and resolve pre-closing issues.
• Ensure all loan files adhere to federal, state, and internal compliance regulations.
• Conduct quality control checks on loan documentation to minimize errors and ensure accuracy before final submission for closing.
• Maintain accurate records in the loan management system and update the status of loan files throughout the pre-closing process.
• Generate pre-closing reports and provide updates to the Chief Credit Officer, Special Assets Officer, Loan Administration, Director of Sales and Business Development and Lenders as needed.
• Identify and recommend process improvements to enhance the efficiency and accuracy of the pre-closing process.
• Stay up-to-date with industry trends, regulatory changes, and best practices related to commercial lending.

Qualifications:

• Bachelor’s degree in finance, business administration, or a related field preferred.
• Minimum of 2–4 years of experience in commercial loan processing, pre-closing, or a related role.
• Strong knowledge of commercial lending products, documentation, and compliance requirements.
• Exceptional attention to detail and organizational skills.
• Proficiency in loan management systems and Microsoft Office Suite.
• Excellent verbal and written communication skills.
• Ability to work under pressure and meet tight deadlines.
• Strong problem-solving skills and the ability to resolve discrepancies independently.
• Notary Public certification is a plus.
• Relevant training or certification in loan processing or compliance is preferred.

Citizens Trust Bank is committed to investing in our associates, cultivating a rewarding, results-driven, innovative and professional team. We offer competitive compensation and a comprehensive benefits package for our full-time associates. Our benefits package includes the following:

• Medical, Dental, Vision, and Prescription
• 401(k) Retirement Plan
• Life Insurance
• Short&/Long Term Disability
• Flexible Spending Plan
• Paid Time Off, Vacation, and Holiday Pay
• Tuition Reimbursement
• Employer Assisted Housing Program

EEO/AA

• Wholesale Membership Program
• Wellness Program
• Employee Assistant Referral Services (EAP)
• Legal Shield Program
• Group Cancer & Accident Insurance Programs
• Worker’s Compensation Program
• Free Banking Services
• Awards and Recognition Programs
• Training & Development Programs and much more