Commercial Loan Portfolio Manager

Cornerstone staffing; Hurst (TX); On-site; USD 100,000 - 130,000; Full time

Job summary

Cornerstone staffing in Hurst, TX is seeking a seasoned Loan Portfolio Manager II to oversee commercial loan portfolios, ensure credit quality, and support lending decisions. You will work with lenders and leadership to manage risk, streamline underwriting, and strengthen client relationships.

The role requires deep financial analysis, independent judgment, and mentoring junior team members in a community banking context. Onsite position with competitive compensation.

Qualifications

• Minimum 5 years of commercial banking experience.
• Ability to independently analyze financial statements, tax returns, and cash flow.
• Knowledge of banking regulations, credit administration, and risk management.

Responsibilities

• Manage commercial loan portfolios including annual reviews, renewals, and covenants.
• Assess creditworthiness by analyzing financials, collateral, and cash flow.
• Prepare credit memorandums and underwriting packages for CRE, construction, and lines of credit.
• Identify credit risks, monitor stressed loans, and ensure regulatory compliance.
• Collaborate with lenders, Credit Administration, and Loan Operations to support approvals.

Skills

Commercial credit analysis

Credit underwriting

Portfolio management

Financial statement analysis

Regulatory knowledge

Education

Bachelor's degree in Finance/Accounting/Business

Job description

Salary: USD95000 - USD130000 per year

LOAN PORTFOLIO MANAGER II

LOCATION

Hurst, TX | Onsite

COMPENSATION & SCHEDULE

• Salary: $100,000+ annually, depending on experience (BOE)

ROLE IMPACT

We are seeking an experienced Loan Portfolio Manager II to independently manage commercial lending portfolios, maintain credit quality, and support sound lending decisions for an established community bank. This role partners with commercial lenders and market leadership to manage credit risk, streamline underwriting and loan approvals, and strengthen customer relationships. Success requires strong financial analysis, independent credit judgment, and proactive portfolio management.

KEY RESPONSIBILITIES

• Manage commercial loan portfolios, including annual reviews, renewals, modifications, maturities, covenant monitoring, collateral reviews, and ongoing credit administration.
• Analyze business financial statements, tax returns, cash flow, liquidity, leverage, guarantor strength, and collateral to assess creditworthiness and recommend risk ratings.
• Prepare credit memorandums, underwriting packages, and approval documentation for commercial real estate (CRE), construction, equipment financing, owner-occupied real estate, and commercial lines of credit.
• Identify emerging credit risks, monitor criticized and classified loans, resolve documentation exceptions, and ensure compliance with banking policies and regulatory requirements.
• Collaborate with commercial lenders, Loan Assistants, Credit Administration, and Loan Operations to support timely loan approvals, customer service, portfolio maintenance, and mentoring of junior team members.

MINIMUM QUALIFICATIONS

• Minimum 5 years of commercial banking experience, including at least 3 years in commercial credit analysis, underwriting, loan portfolio management, or related commercial lending functions.
• Demonstrated ability to independently analyze commercial financial statements, tax returns, global cash flow, collateral, loan structures, and credit risk while managing commercial lending relationships.
• Working knowledge of commercial banking regulations, credit administration, loan documentation, covenant compliance, and portfolio risk management, with strong analytical, organizational, and communication skills.

CORE TOOLS & SYSTEMS

• Commercial loan origination and portfolio management systems
• Financial statement analysis and credit underwriting software
• Credit risk rating and covenant monitoring systems
• Microsoft Excel, Word, and Outlook
• Commercial lending documentation and credit administration systems

PREFERRED SKILLS

• Bachelor's degree in Finance, Accounting, Business, or a related field.
• Experience with commercial real estate lending, construction loans, equipment finance, owner-occupied commercial loans, and revolving lines of credit.
• Experience preparing loan committee presentations, mentoring junior lending personnel, and building customer relationships within a community banking environment.