Commercial Loan Portfolio Manager

CornerStone Professional Placement; Fort Worth (TX); On-site; USD 75,000 - 95,000; Full time

Benefits offered by this job

Comprehensive benefits

Job summary

CornerStone Staffing is seeking a Loan Portfolio Manager in Fort Worth, TX to oversee an assigned commercial loan portfolio, ensuring strong credit quality and compliance. You will perform in-depth financial analysis, monitor borrower performance, and identify emerging risks.

The role requires 5+ years in commercial lending or credit analysis, with knowledge of CRE, C&I lending, and loan documentation. On-site with comprehensive benefits offered after permanent hire.

Qualifications

• Bachelor's Degree in Finance, Accounting, Business Administration, or related field.
• Minimum 5+ years of commercial lending, credit analysis, or loan portfolio management experience.
• 7A SBA loan background.
• Knowledge of commercial real estate, commercial & industrial lending, and professional practice lending.
• Understanding of loan documentation, covenant monitoring, and portfolio risk management.

Responsibilities

• Manage and monitor an assigned commercial loan portfolio to ensure strong credit quality and compliance.
• Perform detailed financial analysis and periodic reviews to evaluate borrower performance and identify emerging credit risks.
• Maintain accurate risk ratings and recommend changes based on borrower financial condition and market trends.
• Partner with Commercial Lenders on renewals, modifications, extensions, and overall portfolio management strategies.
• Prepare annual reviews, credit memorandums, and portfolio monitoring documentation in accordance with bank policy.
• Monitor financial reporting requirements and covenant compliance, proactively following up on missing information.
• Manage criticized and classified credits while developing action plans to minimize portfolio risk.
• Assist in structuring loan terms and covenant packages that protect the bank's interests.
• Collaborate with Loan Operations, Compliance, Credit Analysts, and other internal departments to ensure sound credit administration.
• Identify opportunities to improve portfolio monitoring, reporting, and credit administration processes.
• Maintain professional relationships with borrowers while supporting ongoing financial reviews and reporting requirements.

Skills

Analytical thinking

Organizational skills

Communication skills

Education

Bachelor's Degree in Finance, Accounting, Business Administration, or a related field

Job description

Loan Portfolio Manager

Location: Fort Worth, TX

Responsibilities

• Manage and monitor an assigned commercial loan portfolio to ensure strong credit quality and compliance.
• Perform detailed financial analysis and periodic reviews to evaluate borrower performance and identify emerging credit risks.
• Maintain accurate risk ratings and recommend changes based on borrower financial condition and market trends.
• Partner with Commercial Lenders on renewals, modifications, extensions, and overall portfolio management strategies.
• Prepare annual reviews, credit memorandums, and portfolio monitoring documentation in accordance with bank policy.
• Monitor financial reporting requirements and covenant compliance, proactively following up on missing information.
• Manage criticized and classified credits while developing action plans to minimize portfolio risk.
• Assist in structuring loan terms and covenant packages that protect the bank's interests.
• Collaborate with Loan Operations, Compliance, Credit Analysts, and other internal departments to ensure sound credit administration.
• Identify opportunities to improve portfolio monitoring, reporting, and credit administration processes.
• Maintain professional relationships with borrowers while supporting ongoing financial reviews and reporting requirements.

Requirements

• Bachelor's Degree in Finance, Accounting, Business Administration, or a related field required.
• Professional banking credit training (RMA or formal bank credit program) preferred.
• Minimum 5+ years of commercial lending, credit analysis, or loan portfolio management experience.
• We are seeking persons with 7A SBA loan background.
• These are not asset based loans.
• Strong experience analyzing commercial financial statements and assessing credit risk.
• Knowledge of commercial real estate, commercial & industrial lending, and professional practice lending.
• Understanding of loan documentation, covenant monitoring, and portfolio risk management.
• Experience managing criticized or underperforming commercial credits.
• Strong analytical, organizational, and communication skills.
• Ability to work effectively with lenders, borrowers, and cross-functional banking teams.

Compensation and Benefits

• Employment Type: Direct Hire
• Schedule: Full-Time
• Location: On-site | Fort Worth, TX
• Salary: $75-95K, based on experience
• Benefits: Comprehensive benefits package available upon permanent hire.