Commercial Loan Operations Specialist

Centier Bank; Carmel (IN); On-site; USD 22,000 - 31,000; Full time

Benefits offered by this job

Marathon Health Clinics

Tuition Reimbursement

401K match

Stock Ownership Plan

Daycare Reimbursement

Onsite Fitness Center

Job summary

Centier Bank in Indiana is seeking a Commercial Operations Specialist to monitor loan processing and ensure accurate documentation across consumer and commercial lending. You will coordinate with Commercial Administrative Analysts, Bankers, SBA team, and other stakeholders to support timely loan monitoring.

The role emphasizes guest service, regulatory compliance, and collaboration with the directorates to clear exceptions and keep files up to date.

Qualifications

• High School Diploma required.
• 2+ years’ experience in banking, operations, or a service-related role required.
• 3-5 years of banking experience with commercial lending preferred.

Responsibilities

• Provide the highest level of guest service and relationship management.
• Maintain loan files with complete documentation for renewals and inquiries.
• Monitor Abrigo for withdrawn, denied, and incomplete loan requests, esp. SBA.
• Review files to ensure documentation is accurate and complete.
• Scan and import documents into Image Center as needed.
• Support various lending portfolios (C&I, Residential Construction, Syndications) and prepare reports.

Skills

Attention to detail

Organized

Communication skills

Customer service

MS Office (Word/Excel/Outlook)

Education

High School Diploma

Tools

Abrigo

Image Center

Loan scoring software

Loan documentation software

Job description

Starting Pay Rate is Based on Experience - Minimum Hourly Rate: $19.00

Recognizing and valuing diversity strengthens our ability to attract, retain and engage associates and reinforces our relationship within our communities. Our associates are the most valuable asset we have. The collective sum of the individual differences, life experiences, knowledge and talent that our associates invest in their work represents a significant part of not only our culture, but our reputation and company’s achievement as well. A Centier Associate is someone who embodies a servant heart, is unaccepting of anything less than remarkable service, and is self-motivated and driven to deliver exceptional results.

What are our values?

Our Corporate values are Caring, Loyalty, Integrity, Friendship, Fun....who wouldn't want to work for an AWARD-WINNING company that's built on these pillars?

What are our perks? Access to our Marathon Health Clinics which provide FREE visits & prescriptions, Generous Paid Time Off benefit, Tuition Reimbursement, 401K match, Associate Stock Ownership Plan, Daycare Reimbursement, FREE Onsite Fitness Center/Fitness Reimbursements, Health and Wellness Programs, the ability to have a voice with our Diversity/Equity/Inclusion Council, Career Growth, Work/Life Balance, AND MORE. This department normally works Monday-Friday from 8am-5pm.

SUPERVISORY RESPONSIBILITIES

None

SUMMARY

The Commercial Operations Specialist serves as a subject-matter resource on consumer and commercial lending laws, as well as related Bank policies and procedures. This role works closely with Commercial Administrative Analysts, Commercial Banking Administrative Specialists, Commercial Bankers, Business Bankers, the SBA team, the Director of Syndications & Participations, and the Residential Construction Lending Officer to support accurate and timely loan monitoring. Key areas of responsibility include monitoring loans in process, tracking fees collected, reviewing exceptions, and managing withdrawn, denied, or incomplete loan requests.

ESSENTIAL DUTIES AND RESPONSIBILITIES

• Guest Service and Relationship Management Provide the highest level of quality service to guests by completing requested services and transactions in a friendly, positive, and professional manner. Use the guest’s name whenever appropriate and strive to create a hospitality-focused experience in every interaction. Build rapport with guests by identifying their needs, recommending appropriate solutions, explaining available options, handling objections, and asking for their business. Maintain a strong understanding of Bank products and services in order to interpret and present them effectively.
• Loan File and Documentation Management Ensure each loan file is current and fully documented whenever it is accessed, including for renewals, modifications, insurance letters, customer inquiries, and other related needs.
• Monitor Abrigo for withdrawn, denied, and incomplete loan requests, with a primary focus on SBA requests and support for Commercial and Business Banking requests as needed.
• Review files to confirm documentation is accurate and complete.
• Scan and import documents into Image Center as needed.
• C&I Lending, Residential Construction, Syndications, and Participations Support Prepare reports for the Residential Construction Lending Officer and provide administrative specialist support as needed.
• Responsibilities may include entering new clients into the loan origination system, ordering, reviewing, and processing loan documents that fall outside the construction services area, following up on required financials, and clearing document exceptions.
• Support the Director of Syndications and Participations with new and renewed syndicated and participated loans from approval through closing and funding.
• Coordinate with Commercial Administrative Specialists to obtain required financial information, distribute ongoing financial reporting to participant banks, maintain participation records, communicate with participant banks as needed, track reporting requirements, and assist with the ongoing servicing of the participation portfolio.
• Exception, Tickler, and Administrative Support Lead the collection of documentation from the Administrative Specialist and Lending teams to create “Clear a Tickler” workflows in Abrigo and support timely clearing of document and Final Title Policy exceptions.
• Serve as backup to the Commercial Administration Analyst by working with the Commercial Administrative Specialist and Lending teams to clear financial exceptions from Abrigo and file documents into Image Center.
• Support C&I Lenders and Administrative Specialists with C&I Portfolio Management by processing collateral additions and releases, maintaining collateral tracking spreadsheets and inventory logs, reconciling inventory records, and ensuring collateral information is accurate and up to date.
• Work directly with the borrower to free up lender time.
• Support the Fort Wayne Commercial team with floor plan lending by processing collateral additions and releases, maintaining collateral tracking spreadsheets and inventory logs, reconciling inventory records, and ensuring collateral information is accurate and up to date.
• Work directly with the borrower to free up lender time.

Procedures, Team Support, and Professional Development

Work with the Supervisor and Training Division to ensure Commercial Banking procedures remain current. Provide assistance to Commercial Banking offices as needed. Some travel may be required. Attend seminars, AIB classes, and other educational opportunities to stay informed of changes in laws and regulations related to commercial lending.

Other Duties & Responsibilities

Work on special projects as needed.

Knowledge, Skills, and Abilities Required for this position

• Strong attention to detail
• Highly organized with the ability to multi-task
• Excellent communication and customer service skills
• Knowledge of loan scoring software and loan documentation software are preferred.
• Knowledge of Microsoft Word, Excel and Outlook are required.

Minimum Qualifications

• High School Diploma
• 2+ years’ experience in banking, operations, or a service-related role required
• 3-5 Years of banking experience with commercial lending preferred

Internal Pay Level 6

Centier Bank is an Equal Employment Opportunity/Affirmative Action employer and is committed to providing reasonable accommodations to individuals with disabilities in the employment application process. If you need an accommodation due to a disability to use our online system to apply for a position at Centier Bank, please call us at 219-755-6160 or send us an email at [e-mail].

Equal Opportunity Employer/Disability/Veteran Centier Bank is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.

Member FDIC At Centier, we don’t recruit resumes, we recruit personalities. By doing so, we are establishing a philosophy that the key to world-class service is how clients are treated, and that begins with our associates. Whether you are a financial expert or brand new to banking, we provide top training and support to help you deliver the world-class banking services that we are known for. Centier believes in putting its associates first, with respect to a work-life balance and creating opportunities for fun wherever we can. That is part of the reason why Centier Bank has been ranked the Best Bank to Work For in the state by American Banker, and Best Place To Work in Indiana (Hall of Fame) by the Indiana Chamber.

Find out what awaits you when you join a team that prides itself on being a family. When you choose Centier, you choose growth, value, and success. Choose Centier, choose you.