Commercial Loan Officer — Portfolio Builder in Perryton

Farm Credit Services; Perryton (TX); On-site; USD 50,000 - 80,000; Full time

Job summary

Farm Credit Services in Perryton, Texas is recruiting a full-time in-office Loan Officer to originate and service loans within delegated authority. You will analyze financial information and help borrowers address credit needs while upholding association policies.

You will develop new business, market loan solutions, and support portfolio quality, with emphasis on accurate credit analysis and risk management. A related degree and experience are preferred.

Qualifications

• Bachelor’s degree in Business Administration, Finance, Agricultural Economics, or a related field, or equivalent experience.

Responsibilities

• Develop and market new business within the service area.
• Assist borrowers with credit needs and formulate solutions to credit-related issues.
• Make and service loans within delegated authority and assess credit risk.
• Conduct credit analyses by reviewing balance sheets, income statements, and cash flows.
• Perform loan servicing tasks including closings and amendments.
• Ensure loans are properly risk rated and monitored for performance.
• Comply with credit administration policies.
• Assist with collections and work with delinquent borrowers.
• Monitor insurance coverage and ad valorem taxes on collateral.
• May assist with title examination to verify liens on pledged collateral.

Skills

Loan origination

Credit analysis

Sales experience

Financial statement analysis

Communication skills

Microsoft Office

Education

Bachelor's degree in Business Administration/Finance/Agricultural Economics or related field

Tools

Microsoft Office

Job description

Farm Credit Services in Perryton, Texas is recruiting a full-time in-office Loan Officer to originate and service loans within delegated authority. You will analyze financial information and help borrowers address credit needs while upholding association policies.

You will develop new business, market loan solutions, and support portfolio quality, with emphasis on accurate credit analysis and risk management. A related degree and experience are preferred.