Commercial Loan Officer - Columbia

Grow Financial Federal Credit Union; New York (NY); Hybrid; USD 65,000 - 90,000; Full time

Benefits offered by this job

Work-life balance

Family-friendly benefits

Volunteer days

Professional development budget

Retirement plan with match

Healthcare benefits

Employee loan discounts

In-house training

Job summary

Grow Financial Federal Credit Union is seeking a Commercial Loan Officer to lead the development, growth, and retention of the business loan and deposit portfolio across Columbia and Charleston markets. The role emphasizes recruiting clients, implementing competitive loan and depository products, and training staff in business lending to ensure compliant, timely loan origination, processing, and closing.

The position supports a hybrid work arrangement with remote and in-person options and

Qualifications

• Requires strong communication both verbal and written.
• Analytical skills for loan and portfolio analysis.
• Knowledge of applicable commercial lending laws and credit union regulations.

Responsibilities

• Develop, grow and retain the business loan and deposit portfolio.
• Recruit potential clients and build this segment of business.
• Develop and implement competitive loan and depository products.
• Train staff in business lending and manage loan origination, processing, closing and tracking.

Skills

Excellent communication

Analytical skills

Commercial lending knowledge

Driver's license

Education

Bachelor's degree in Business/Finance

High school diploma

Job description

Commercial Loan Officer - Columbia

US-SC-Columbia

At Grow Financial Federal Credit Union, we believe in service - to our 300,000 members, 600 team members and local communities. We're not just your average bank. We're a credit union, owned by our members and dedicated to serving people, not profit. We know that happy, engaged people provide the best service, so we live by our mantra: Be Bold. Be Great. Have Fun. Consistently named a Top Workplace by the Tampa Bay Times among multiple national awards we strive to develop a diverse, collaborative culture where you can grow personally and professionally.

Our "work from where you do your best work" strategy provides flexibility to our team members - who currently reside across the U.S. - with a variety of remote, hybrid and in-person roles. We enjoy plenty of opportunities to stay connected through video collaboration, digital tools, community service initiatives and numerous activities. Whether you thrive in a remote setting, prefer the energy of in-person collaboration or seek a balance between the two, you'll find your fit here. Join us as we seek to make things grow - people, communities, money and dreams.

Grow Financial is headquartered in Tampa, FL. For remote roles, candidates must be located in the following states: AL, AZ, AR, DE, FL, GA, ID, IN, IA, KS, KY, LA, MS, MO, MT, NE, NH, NC, ND, OH, OK, PA, SC, SD, TN, TX, UT, WV, WI, WY.

Some of our Benefits/Perks:

• Work-life balance: 15 days of paid vacation to start, plus paid holidays and sick time
• Family-first benefits: Paid family leave for eligible team members
• Community impact: Two paid volunteer days each year
• Professional development: up to $5,250 annually for full-time team members
• Retirement readiness: 401(k) with employer contributions and matching totaling up to 8% for team members
• Comprehensive healthcare: Medical, dental, vision, virtual care, and mental health support
• Financial perks: Special team member discounts on consumer loans
• Career growth and development: Dedicated in-house training team focused on helping you reach your full potential

Responsibilities

The Commercial Loan Officer will be responsible for the development, growth and retention of the business loan and deposit portfolio. Responsible for the overall commercial lending efforts of the credit union including, but not limited to:

• Recruiting potential clients and building this segment of business.
• Developing and implementing competitive loan products and depository products.
• Training financial center staff in all manner of business lending.
• The origination, processing, presentation, closing and tracking of business loan applications and closed loans.
• Ensures product and portfolio compliance with NCUA and other applicable laws and regulations.

This position will cover the Columbia and Charleston markets.

Required Skills & Experience

• High school diploma or equivalent required. Bachelor of Arts/Science degree in Business, Finance, Accounting or related field from an accredited university is preferred.
• Minimum of three (3) to five (5) years commercial loan and business service skills required, or one (1) year of commercial lending experience within the credit union required.
• Must have excellent communication skills both verbal and written.
• Must have good analytical skills.
• Must have thorough knowledge of the current software systems or experience on related systems.
• Must have thorough knowledge of all laws related to commercial lending as well as laws and regulations that govern the operation of Federal Credit Unions.
• Must possess a valid driver's license.

Physical Demands

• Ability to move freely (standing, stooping, walking, bending, pushing and pulling) and lift up to a maximum of twenty-five (25) pounds without assistance.
• Must be able to sit for extended periods of time.
• Must be able to read, write, speak and type English.
• Must be able to hear and use a telephone.
• Use of computer requires repetitive keystrokes.

Work Environment

• This is a hybrid role with the flexibility to work remote and report to Grow Headquarters and/or retail locations.
• Local travel to retail stores, existing, and prospect member accounts about 50% of the week.

An Equal Opportunity Employer Minorities/Females/Veteran/Disabled