Commercial Loan Officer

gpac; St. Louis (MO); On-site; USD 70,000 - 110,000; Full time

Job summary

gpac is assisting a Missouri-based community bank to hire a Commercial Loan Officer who will drive local business development and portfolio growth. The role emphasizes building client relationships and structuring creative credit solutions to support growth.

The successful candidate will work face-to-face with business owners, evaluate financials, and ensure credit quality and profitability while collaborating with analysts and senior management to deliver sound loan packages.

Qualifications

• 5+ years of experience in commercial lending at a community bank.
• Strong understanding of credit, financial statements, and business lending structures.
• Excellent relationship-building and communication skills.
• Bachelor’s degree or equivalent experience in finance, business, or related field.

Responsibilities

• Build and manage a high-quality portfolio of commercial loans.
• Identify new business opportunities through strategic calling and community engagement.
• Analyze credit and financials to structure sound loan packages.
• Maintain portfolio profitability, credit quality, and compliance benchmarks.
• Collaborate with credit analysts, support staff, and senior management.

Skills

Commercial lending

Relationship building

Financial analysis

Education

Bachelor’s degree or equivalent in finance/business

Job description

Commercial Loan Officer - Missouri (Community Bank)

Are you an experienced commercial lender who thrives on building strong business relationships and structuring creative credit solutions? A well-capitalized, community-focused bank in Missouri is seeking a Commercial Loan Officer to lead local business development and portfolio growth.

This is a relationship-first role - not a cold-calling numbers game. You'll work face-to-face with business owners, understand their goals, and provide the financing they need to grow and succeed.

What You’ll Do:

• Build and manage a high-quality portfolio of commercial loans

• Identify new business opportunities through strategic calling and community engagement

• Analyze credit and financials to structure sound loan packages

• Maintain portfolio profitability, credit quality, and compliance benchmarks

• Collaborate with credit analysts, support staff, and senior management

What We’re Looking For:

• 5+ years of experience in commercial lending at a community bank

• Deep understanding of credit, financial statements, and business lending structures

• Strong relationship-building and communication skills

• Bachelor’s degree or equivalent experience in finance, business, or related field

Why Join This Bank:

• Long-tenented team with a family-oriented culture

• Strong reputation in the community and among business clients

• Competitive compensation and full benefits

• Real autonomy and the ability to shape your own portfolio

We work with top community banks across Missouri and beyond - if this isn't quite right, we're happy to help you explore other options.