Commercial Loan Officer

First National Bank; Plymouth (MN); On-site; USD 90,000 - 135,000; Full time

Benefits offered by this job

Health Insurance

Dental Insurance

Vision Insurance

Paid Vacation, Sick, and Holiday time

6% 401k match

Job summary

First National Bank is looking for a Commercial Loan Officer in Plymouth, Minnesota, specializing in providing loans and banking products across multiple sectors like business banking and agriculture. This role is pivotal in driving revenue growth through relationship building and maintaining the bank's loan portfolio.

A bachelor’s degree in accounting or finance and strong communication skills are required, along with 2 years of preferred lending experience. The position offers a salary range of $90,000 - $135,000, plus incentives.

Qualifications

• 2+ years of commercial or agricultural related lending preferred.

Responsibilities

• Develops loan and deposit relationships with current and prospective bank customers.
• Evaluates client/applicant’s credit and financial status to determine lending decisions.
• Structures loans within loan policy guidelines for presentation and approval.
• Determines value or status of collateral during the loan application process.
• Maintains strong knowledge of bank products and identifies opportunities for recommendations.
• Executes sales strategies to grow commercial lending revenue and bank deposits.
• Manages existing loan portfolio and reviews financials to ensure compliance.
• Builds relationships with key community members to grow commercial lending revenue.
• Represents the bank at local community and professional organization events.
• Maintains understanding of internal bank policies and banking regulations.

Skills

Strong communication skills

Education

Bachelor’s degree in accounting, finance or related field

Job description

Who We Are

We are a family-owned bank committed to providing exceptional service and innovative banking solutions while making a difference in the communities we serve. We take great pride in the relationships we built and the lives we impact. We offer the strength of a big bank combined with local decision-making and hometown involvement, setting our community bank apart from the rest.

To learn more about us, visit www.firstnationalbanks.bank.

Our mission

Our mission is to support the financial goals of individuals and businesses in the communities we call home by offering every person a better banking experience.

Our values

• Passion: We have an unrelenting drive to be great. Quality service is our #1 priority.
• Commitment: We do not shy away from accountability. We together as a team and embrace the spirit of service.
• Leadership: We are competitive leaders in our markets and a go-to source for finance and lending.
• Community: We’re proud to support each other and our local communities. We win when our customers win.

About The Role

The Commercial Loan Officer position specializes in providing loans and other banking products to clients across multiple areas, such as business banking, agriculture, and commercial real estate. This role directly drives revenue growth by building strong relationships with bank customers, building and maintaining the bank’s loan portfolio, and providing financial services to clients. This position is located in Plymouth. It is not a remote position.

Compensation

This is a salaried position with a range of $90,000 - $135,000, depending on experience. Position also qualifies for incentive and bonus plans.

What You Will Do

• Develops loan and deposit relationships with current and prospective bank customers.
• Evaluates client/applicant’s credit and financial status to determine appropriate lending decisions based on company risk-tolerance levels.
• Structures loans within loan policy guidelines for presentation and approval by loan committee.
• Determines value or status of collateral as necessary during the loan application process.
• Maintains a strong knowledge of bank products and identifies opportunities to recommend products and services to customers.
• Executes sales strategies to grow commercial lending revenue and bank deposits.
• Manages existing loan portfolio and reviews financials including tax returns to ensure loan complies with covenants and policy.
• Builds relationships with key members of the community, building a network to grow commercial lending revenue and deposit growth.
• Represents the bank at local community and professional organization events.
• Maintains a strong understanding of internal bank policies and banking regulations.
• Other duties as assigned.

What You Will Need

• Bachelor’s degree in accounting, finance or related field required.
• 2+ years of commercial or agricultural related lending preferred.
• Strong communication skills.

What We Offer

• Health Insurance
• Dental Insurance
• Vision Insurance
• Paid Vacation, Sick, and Holiday time
• A competitive 6% 401k match
• And more!

Pre-employment Screening

Candidate must pass a pre-employment screening including credit history and criminal record check.

Our company provides equal employment opportunities (EEO) to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.