Commercial Loan Assistant - Des Moines, IA

Equity Bank; Des Moines (IA); Vor Ort; USD 28.000 - 39.000; Vollzeit

Benefits dieser Stelle

Group Life & Long-Term Disability

Health Savings Accounts

401(K) Retirement Plan w/Company Match

Generous Vacation & Sick Time

Employee Stock Purchase Plan

Pet Insurance

Zusammenfassung

Equity Bank is seeking a Commercial Loan Assistant to support the loan closing process in Des Moines, IA. The role entails preparing documents, coordinating with Loan Officers, and ensuring timely, accurate loan processing in a fast-paced banking environment.

You will interact with Credit, Operations, and vendors, help manage the loan portfolio, and ensure regulatory and procedural compliance while delivering strong customer service.

Qualifikationen

• High School diploma or equivalent.
• 1-3 years of banking experience preferred.
• Excellent interpersonal skills and professional manner.
• Computer skills, especially the ability to work in Windows based systems.

Aufgaben

• Process and close commercial loans while providing accurate and detailed support.
• Complete all pre-closing requirements.
• Assist loan officers with under-writing and document management; coordinate with Credit, Operations, and vendors.
• Maintain compliance with bank policies and regulatory requirements.
• Provide clear communication with Loan Officers, Credit, and Borrowers.
• Support the loan officer's portfolio and follow up on recorded mortgages or title policies.

Kenntnisse

Interpersonal skills

Professional manner

Windows-based systems

Ausbildung

High School diploma

Jobbeschreibung

Fast forward with Equity Bank. Scroll down to see opportunities to join our team.

We’re not your typical bank. Spend some time inside our walls and you’ll see that pretty quickly. We challenge the status quo. We take risks. We think entrepreneurially. We also have fun. Because at the end of the day, we want our employees to enjoy coming to work and be proud of the company they call their employer.

There’s no limit to your potential here. Your career growth is dictated by what you put into it. We offer opportunities to challenge you, expand your skills, and reward your contributions. Here, we offer competitive compensation and benefits, and a working environment that’s tough to beat.

We want passionate, customer-focused people, willing to learn and motivated to grow. Are you ready to join our team?

Join our team.

See our current open positions.

Position:Commercial Loan Assistant - Des Moines, IA

Location: Des Moines, IA

Job Id:4602

# of Openings:1

Position: Commercial Loan Assistant

Location: Des Moines, IA (On-Site)

Job Type: Full-Time/Hourly

Jump start your career at Equity Bank! We are currently hiring energetic, team oriented, and community focused individuals to join our team! With a team of best-in-class customer service experts, you'll help to build and expand on client relationships, deliver the banking products and services that meet the unique and individual needs of clients, and create and uphold an atmosphere of superior experience and service. At Equity Bank we’ll help you invest in your community through volunteer opportunities which align with our company initiatives and core values.

Responsibilities and Expectations

Key Responsibilities

Process and close commercial loans while providing accurate and detailed support

• Complete all pre-closing requirements
• Once Loan Officer provides loan approval and/or commitment letter, request an estimated closing date, prepare loan document request form, input loan information into Easy Lender, and gather supporting documentation, and submit requirements and request for document preparation
• Close loan in conjunction with Loan Officer, collect any fees required from borrower to deposit to loan suspense, prepare funding (if applicable) - wiring instructions, etc.
• Send applicable items to be recorded: mortgages, assignment, modifications of mortgages, SNDA’s, Landlord’s consent, etc.
• Copy original note for file; send required booking documentation to Loan Operations; Prepare Blue/Red Files with loan documents, supporting documents, financial info, etc. for post-closing document review

Assist in managing loan officer’s portfolio

• At times, assist officer in pre-underwriting requirements/documents to the credit department (case by case basis)
• Discuss with Loan Officer and create action plan regarding:
  • Exception list
  • Delinquency/O/D/Past Due List
  • Maturities (Matured Loan List)
• Misc Filing
• Follow up on recorded mortgage or final title policy
• Process advance/draw requests as directed when needed and verify compliance.

Bank Compliance, Laws, Regulations.

• Keep up-to-date on all laws and regulations
• Complete necessary responsibilities to maintain compliance
• Follow bank processes and procedures.

Maintain active and open communications and provide quality customer service to both internal and external customers.

• Communicate (when necessary) effectively with:
  • Loan Officers
  • Credit Department
  • Loan Operations
  • Vendors (attorneys, title/insurance companies, county/state offices, etc.)
  • Borrowers

Required Skills & Education

Requirements

• High School diploma or required.
• 1-3 years of banking experience preferred.
• Excellent interpersonal skills and professional manner
• Computer skills, especially the ability to work in Windows based systems

Who We Are

Equity Bank, a full-service, $7.9 billion community bank, is based in Wichita, Kansas, with over 80 bank offices throughout Kansas, Nebraska, Missouri, Arkansas, Oklahoma, and Iowa.

At Equity Bank, you can find exciting opportunities to challenge you, expand your skills, and reward your contributions. Our employees receive competitive compensation and benefits, while working in an atmosphere that encourages personal and professional growth. We’re searching for motivated individuals who are passionate about serving others, learning new technologies, and working as part of a team.

Equity Bank offers a full range of financial solutions, including online and mobile banking, commercial loans, consumer banking, and mortgage loans, treasury management service, the best solutions for your business, and absolutely zero ATM fees, anywhere.

What’s in it for you?

We believe your benefits are an important part of your overall compensation package. We work year-round to ensure that we provide our employees with the most up-to-date, competitive program. We thoroughly evaluate our benefit plans and strive to provide quality benefits that support the physical and financial well-being of our employees and their families.

Benefits Available:

• Group Life & Long-Term Disability Insurance
• Flexible Spending & Health Savings Accounts
• Group Cancer Insurance
• 401(K) Retirement Plan w/Company Match
• Generous Vacation & Sick Time
• Employee Stock Purchase Plan (ESPP)
• Pet Insurance

Find your future at Equity Bank!

The above statements are intended to generally describe the nature and level of work to be performed by most people assigned to this job. It is not intended as an exhaustive list of all responsibilities, duties, and requirements.

Physical Requirements

This position requires standing, walking, bending, and squatting on a regular basis. May require the ability to stoop, kneel, crouch or reach with hands and arms. Requires the ability to carry, lift, move or push up to 25 pounds on an occasional basis. Must be able to talk and listen to others.

This position regularly works in an office setting. Most of the job duties require the employee to be working with computers and electronic media on a regular basis.

Equity Bank is an equal opportunity employer and will not make employment decisions based on an applicant’s race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.

Equity Bank is an Equal Opportunity Employer. We encourage qualified minority, female, veteran, and disabled candidates to apply and be considered for open positions.

Named one of Wichita Business Journal’s “Best Places to Work” in 2013, 2014, 2019, 2021, 2022, 2024 & 2025– results determined by our employees!