Commercial Loan Administrator, Senior

Columbia Banking System; Los Angeles (CA); Presencial; USD 62.000 - 102.000; Jornada completa

Descripción de la vacante

Columbia Bank is seeking a seasoned Commercial Loan Specialist to act as the primary liaison during onboarding and ongoing relationship management for Commercial customers in Los Angeles. You will review underwriting needs, prepare and monitor documents, and ensure timely closing with cross-functional teams.

You will analyze title and insurance commitments, manage regulatory compliance, and provide expert guidance on complex lending transactions, construction draws, and deposits.

Formación

• HS Diploma or GED preferred.
• Bachelor's degree in business, finance or related discipline preferred.
• Experience in banking, loan administration and documentation required (10+ years).
• Knowledge of complex lending structures, letters of credit, borrower-based lending, multi-phased construction and multiple collateral properties.

Responsabilidades

• Act as primary liaison with Commercial customers during onboarding and ongoing relationship management.
• Review information for underwriting, documentation and closing of complex loans and deposit accounts.
• Prepare data input sheets and board customer relationships on servicing systems.
• Ensure closing conditions are met and loans are closed timely.
• Analyze title insurance commitments and related documents for compliance.
• Maintain files and support audits and regulatory requirements.

Conocimientos

Loan administration

Documentation

Complex lending

Title insurance

Communication skills

Excel

Team collaboration

Banking regulation

Educación

HS Diploma/GED (preferred)

Bachelor's degree in business/finance or related discipline (preferred)

Herramientas

Word

Excel

Descripción del empleo

About the Role:Acts as a primary liaison with Commercial customers, during all phases of onboarding a new banking relationship. Manages and monitors existing Commercial customer relationships on an ongoing, day-to-day, and transactional basis working in close partnership with the business unit and other departments throughout the bank. Is considered a subject matter expert related to required processes and requirements needed to provide an exceptional customer experience.Partner with the Commercial Relationship Team to obtain and review information required for underwriting, documentation and closing of C&I (Commercial & Industrial), construction and term loans that are complex in nature, as well as all deposit accounts and other services.Set up, process, and monitor documents and files for package completion to meet specifications of a customer request and adherence to regulatory requirements.Independently prepare data input sheets and provide required information for customer relationships to be boarded on the banks servicing system(s). Maintain files with all required documentation for third-party review and prepares files for timely audits.Work with attorneys and other financial or legal resources to negotiate accurate documents to fully protect the financial institution’s interests in the credit relationship.Set up and monitor loan and financial ticklers to ensure accuracy and timeliness. Responsible for ensuring all closing conditions are met and loans are closed within time frames. Works directly with the customer.Review and resolve a variety of customer problems/issues regarding bank products and services and facilitate processing of customer account maintenance and advance requests.Responsible for GL Certification which includes research, balancing and certification.Analyze property and liability insurance, title policy including title exceptions and UCC searches to ensure compliance with bank policy and procedure.Demonstrates compliance with all bank regulations for assigned job function and applies to designated job responsibilities – knowledge may be gained through coursework and on-the-job training. Keeps up to date on regulation changes.Follows all Bank policies and procedures, compliance regulations, and completes all required annual or job-specific training.Maintain a working knowledge of Bank's written policies and procedures regarding Bank Secrecy Act, Regulation CC, Regulation E, Bank Security and other regulations as applicable to this job description.May be asked to coach, mentor, or train others and teach coursework as subject matter expert.Actively learns, demonstrates, and fosters the Columbia corporate culture in all actions and words.Takes personal initiative and is a positive example for others to emulate.Embraces our vision to become “Business Bank of Choice”May perform other duties as assigned.About You:EducationH.S. Diploma/GED (preferred)Bachelor's Degree in business, finance or related discipline (preferred)ExperienceMore than 10 years — banking, loan administration and documentation experience (Required)SkillsMust possess the highest level of specialized experience and knowledge of the commercial department/function and proficiency in preparing complicated reports and/or documents. Solid loan administration experience with knowledge of complex lending structures, letters of credit, borrower-based lending, multi-phased construction and multiple collateral properties.Must have knowledge in real estate construction draw analysis, reconciliation and disbursement.Demonstrated ability to analyze title insurance commitment reports including title exceptions and prepares title/escrow instructions.Proven analytical and problem-solving skills.Ability to provide backup to manager and provide direction to other associates as needed or requested by manager.Strong written and verbal communication skills.Ability to work effectively with individuals and groups across the company to manage internal and external customer relationships.Proficiency with personal computers and related software packages such as Word and Excel, and other business machines.Travel RequirementsOccasionalThe pay range for this role is $30.00 to $49.00.The pay rate for the selected candidate is dependent upon a variety of non-discriminatory factors including, but not limited to, job-related knowledge, skills, and experience, education, and geographic location. The role may be eligible for performance-based incentive compensation, and those details will be provided during the recruitment process.Primary Location: Ability to work fully onsite at posted location(s).707 Wilshire Blvd, Suite 4400 Los Angeles CA 90017Our Benefits:We are proud to offer a competitive total rewards package including base wages and comprehensive benefits.We offer eligible associates comprehensive healthcare coverage (medical, dental, and vision plans), a 401(k)-retirement savings plan with employer match for qualifying associate contributions, an employee assistance program, life insurance, disability insurance, tuition assistance, mental health resources, identity theft protection, legal support, auto and home insurance, pet insurance, access to an online discount marketplace, and paid vacation, sick days, volunteer days, and holidays. Benefit eligibility begins the first day of the month following the date of hire for associates who are regularly scheduled to work at least thirty hours weekly.Our Commitment to Diversity:Columbia Bank is an equal opportunity and affirmative action employer committed to employing, engaging, and developing a diverse workforce. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, sex, age, sexual orientation, gender identity, gender expression, protected veteran status, disability, or any other applicable protected status or characteristics. If you require an accommodation to complete the application or interview(s), please let us know by email: [e-mail] .To Staffing and Recruiting Agencies:Our posted job opportunities are only intended for individuals seeking employment at Columbia Bank. Columbia Bank does not accept unsolicited resumes or applications from agencies and Columbia Bank will not be responsible for any fees related to unsolicited resume submissions. Staffing and recruiting agencies are not authorized to submit profiles, applications, or resumes to this site or to any Columbia Bank employee and any such submissions will be considered unsolicited unless requested directly by a member of the Talent Acquisition team.