Commercial Lines Associate Underwriter/Underwriter Trainee - (Hybrid - New Hartford, NY)

Founders Insurance; Village of New Hartford (NY); On-site; USD 41,000 - 62,000; Full time

Job summary

Join a nationally recognized insurance carrier as a Commercial Lines Associate Underwriter. This exciting opportunity allows you to kickstart your underwriting career while working in a supportive environment. You will screen applications, evaluate their acceptability, and assist in the renewal process, gaining valuable experience along the way. With a strong focus on employee development, the company offers competitive pay and comprehensive benefits. Be part of a team that values security, appreciation, and respect in the workplace.

Benefits

Medical and Prescription Drug Benefit

Dental Benefit

Vision Benefit

Life Insurance and Disability Benefits

401(k) Profit Sharing Plan

Tuition Assistance

Company-Paid Family Leave

Wellness Programs

Employee Referral Award Program

Flexible Spending Accounts

Qualifications

• Detail-oriented with a background in insurance or commercial insurance.
• Strong analytical and decision-making skills are essential.

Responsibilities

• Screen applications and evaluate their acceptability.
• Assist in the renewal process and review loss activity.
• Initiate cancellation notices and review loss control reports.

Skills

Logical Thinking

Analytical Skills

Decision-Making

Self-Motivated

Organizational Skills

Education

High School Diploma

2-4 Year College Degree

Job description

The Company

At Utica National Insurance Group, 1,400 employees countrywide take our corporate promise to heart every day: To make people feel secure, appreciated, and respected.

Utica National Insurance Group is an "A" rated $1.6B award-winning, nationally recognized property & casualty insurance carrier.

Operating along the Eastern half of the United States, based in our Home Office in Central New York, with Regional Office locations including Boston, NYC, Atlanta, Dallas, Columbus, Richmond, Chicago.

What you will do

We are seeking a detail-oriented and motivated individual to join our team as a Commercial Lines Associate Underwriter/Underwriter Trainee. In this role, you will be responsible for screening applications for missing information, contacting and working with agencies to obtain necessary information, and evaluating the acceptability of applications. You will also assist in the renewal process by reviewing loss activity and requesting and evaluating loss runs and driver lists. Additionally, you will be responsible for initiating cancellation notices and reviewing and screening loss control reports. This is a great opportunity for someone looking to start a career in underwriting and grow within our company.

Key responsibilities

• Screen applications for missing information.
• Contact and work with agency to obtain and make initial evaluation of acceptability based on received information.
• Revise TAS worksheets and update as needed based on additional information obtained on the insured.
• Request and evaluate loss runs.
• Review loss activity on renewals.
• Request driver list, order and evaluate motor vehicle reports.
• Initiate cancellation notices.
• Review and screen loss control reports. Compare and verify findings with underwriting file information (COPE, sales, payroll, number of employees, etc.). Update Underwriting Checklist as needed. Follow up on outstanding loss control recommendations.
• Research insured’s website, social media sites and conduct a general search of internet.
• Review and issue endorsements.
• Set and follow up on diary items.
• Prepare and send conditional renewal notices.
• Identify and document marketing classifications.
• Prepare quote proposals.
• Import email, fax and reports into OnBase.
• Follow up on reinsurance certificates.
• Add SIC on Underwriting Checklist for Commercial Edge business.
• Underwrite and issue designated small new non-flow regional business.
• Underwrite and issue designated regional renewal business.
• Review new business 45 day check list to ensure file is in order – reports ordered, outstanding items addressed and diaries are set.
• Form and build relationships with agencies.

What you will need

• High school diploma or equivalent; 2-4 year college preferred
• Insurance agency or commercial insurance business background desired
• Key Skills: logical, analytical, decision-making, self-motivated, organized

Salary range: $41,000-$61,500

The final salary to be paid and position within the internal salary range will take into consideration the individual’s work experience, geographic location, education, certification(s) or additional qualifications, and scope and responsibilities within the role.

Benefits:

We believe strongly that talented people are core to our success and are attracted to companies that provide competitive pay, comprehensive benefits packages, career advancement and challenging work opportunities. We offer a Comprehensive Benefits Plan for full time employees that include the following:

• Medical and Prescription Drug Benefit
• Dental Benefit
• Vision Benefit
• Life Insurance and Disability Benefits
• 401(k) Profit Sharing and Investment Plan(Includes annual Company financial contribution and discretionary Profit Sharing contribution based upon annual company financial results)
• Health Savings Account (HSA)
• Flexible Spending Accounts
• Tuition Assistance, Training, and Professional Designations
• Company-Paid Family Leave
• Adoption/Surrogacy Assistance Benefit
• Voluntary Benefits - Group Accident Insurance, Hospital Indemnity, Critical Illness, Legal, ID Theft Protection, Pet Insurance
• Student Loan Refinancing Services
• Care.com Membership with Back-up Care, Senior Solutions
• Business Travel Accident Insurance
• Matching Gifts program
• PaidVolunteer Day
• Employee Referral Award Program
• Wellness programs

Additional Information:

This position is a full-time hourly, non exempt (overtime eligible) position.

Utica National is an Equal Opportunity Employer.

Apply now and find out what it’s like to be a part of an amazing team, thrive in an exciting environment and work for a company you can be proud of. Once you complete your application, you can monitor your status in the hiring process by logging into your profile. A representative from our Talent Acquisition team will be in touch regarding any change in your candidacy.

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Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.