Commercial Lending Portfolio Manager

Veritas Partners; Reston (VA); On-site; USD 65,000 - 85,000; Full time

Job summary

A financial services firm in Reston, Virginia is seeking a candidate to independently underwrite, analyze, and service loans. Responsibilities include preparing customized loan proposals, managing existing loan portfolios, and ensuring credit risk management activities are performed accurately. The ideal candidate should have an undergraduate degree in finance or accounting, knowledge of loan structures, and 3+ years in banking or finance. Strong analytical and critical thinking skills are essential for this role.

Qualifications

• 3+ years of banking or other relevant experience.
• Completion of bank credit training program preferred.
• Strong analysis and critical thinking skills including credit analysis and interest rate modeling.

Responsibilities

• Underwrite, analyze, process, and service loans.
• Prepare loan proposals and perform portfolio management.
• Monitor credit compliance and develop action plans for problem credits.

Skills

Credit analysis

Financial principles

Analytical skills

Loan structures knowledge

Education

Undergraduate degree in finance, accounting or related field

Job description

Responsibilities

• Work independently to underwrite, analyze, process and service loans.
• Prepare loan proposals and analysis customized to each potential deal in collaboration with VPPM as necessary.
• Perform portfolio management activities for existing loans to include loan structuring, interest rate conversions and repricing’s.
• Maintain a high level of member engagement and consult with members to ensure member satisfaction and appropriate relationship and portfolio management for each member.
• Ensure that all credit risk management activities including risk ratings and annual reviews are completed in a timely and accurate manner.
• Help drive a high level of member engagement with focus on preserving the existing loan portfolio and growing loan volume.
• Monitor credit compliance, analyze associated risks, and consult with VPPM and member to develop an action plan for appropriate resolution.
• Monitor competitive issues and loan pricing for portfolio of assigned accounts.
• Detect potential problem credits and collaborate with appropriate staff to resolve problems.
• With appropriate guidance to coordinate all aspect of loan negotiations and documentation.

Requirements

• Undergraduate degree in finance, accounting or related field.
• Completion of bank credit training program preferred.
• 3+ years of banking or other relevant experience.
• Knowledge and application of financial and accounting principles.
• Knowledge of loan structures and legal documents.
• Strong analysis and critical thinking skills including credit analysis, interest rate modeling and portfolio structuring.