Commercial Lending

Walton Area Chamber of Commerce; Florida; On-site; USD 85,000 - 115,000; Full time

Job summary

All In Credit Union is seeking a Commercial Lender in the Panama City Beach or Santa Rosa Beach, FL area. The role focuses on growing a robust commercial loan and treasury portfolio while maintaining credit quality and regulatory compliance.

The position involves representing the credit union at community events, collaborating across departments, and driving solutions for business members. Five years of lending experience is preferred.

Qualifications

• Develop and grow a commercial portfolio of loans, deposits, and treasury products.
• Ability to analyze business financial information and tailor solutions.
• Strong communication and relationship-building skills.

Responsibilities

• Develop and grow a commercial portfolio encompassing loans, deposits, fee income, and treasury management products.
• Manage portfolio performance to meet or exceed production and sales goals.
• Analyze business financial information and recommend solutions tailored to member needs.
• Expand relationships with existing members and identify opportunities within the market.
• Build center-of-influence relationships with CPAs, attorneys, and real estate professionals.
• Manage collection and resolution activities for underperforming loans and complete annual reviews of the portfolio.

Skills

Business development

Outbound sales

Financial analysis

Relationship building

Education

Bachelor’s degree in business (Management, Economics, Finance)

Commercial lending certification or training

Job description

Build lasting business relationships and grow a high-quality commercial portfolios.

*This position is located in Panama City Beach, FL. or Santa Rosa Beach, FL.*

Position Overview

We are seeking a Commercial Lender to drive commercial loan, deposit, fee income, and treasury management growth within an assigned market. This role develops and maintains strong relationships with business members, prospects, and community partners while managing credit quality and adhering to established policies, procedures, and regulatory requirements.

Build lasting business relationships and grow a high-quality commercial portfolios.

*This position is located in Panama City Beach, FL. or Santa Rosa Beach, FL.*

Position Overview

We are seeking a Commercial Lender to drive commercial loan, deposit, fee income, and treasury management growth within an assigned market. This role develops and maintains strong relationships with business members, prospects, and community partners while managing credit quality and adhering to established policies, procedures, and regulatory requirements.

The Commercial Lender also represents the credit union at community and civic events and partners across the organization to deliver comprehensive financial solutions.

Key Responsibilities

• Develop and grow a commercial portfolio encompassing commercial loans, deposits, fee income, and treasury management products.


• Manage portfolio performance to meet or exceed assigned production and sales goals.


• Analyze business financial information and recommend comprehensive solutions tailored to member needs.


• Expand relationships with existing members and identify additional opportunities within the market.


• Build centers-of-influence relationships with professionals such as CPAs, attorneys, and real estate professionals.


• Manage collection and resolution activities for underperforming loans and complete annual reviews of the existing loan portfolio.


• Train and collaborate with market branch staff on commercial products, services, and business-member needs.


• Refer appropriate consumer and mortgage opportunities to other credit union departments.


• Represent the credit union through volunteer, business-development, community, and civic activities.


• Maintain high standards of professional conduct, appearance, ethics, and member service.


• Follow applicable policies, procedures, and regulations to safeguard credit union assets.


• Perform other duties necessary to promote the credit union and serve its members.

Experience

• Five years of commercial lending experience preferred.


• Business development or outbound sales calling experience preferred.

Education

• Bachelor’s degree in a business discipline such as Management, Economics, or Finance.


• Commercial lending certification or training preferred.

Knowledge and Skills

• Knowledge of banking products and services, with an emphasis on commercial banking products.


• Ability to analyze business financial information and develop appropriate financial solutions.


• Self-motivation and a demonstrated ability to achieve performance and sales goals.


• Effective time-management skills and the ability to manage multiple priorities efficiently.


• Knowledge of BSA/OFAC compliance requirements, including the ability to assist members with related questions and complete annual training.

Interpersonal Skills

• Strong oral and written communication skills.


• Ability to collaborate across departments to accomplish shared goals.


• Commitment to maintaining a positive image within the community.


• Creative problem-solving skills focused on meeting member needs.


• Careful attention to detail.

Why Join Us?

We are committed to fostering a workplace culture that exemplifies our values: Sparkle—embracing Smiling, Passionate, Accountable, Resilient, Kind, a Listener, and Empathetic. This is an exciting opportunity to make a significant impact within our Credit Union, shaping the future of commercial lending and services while enhancing the financial well-being of our members.

Commitment to Equal Opportunity

All In Credit Union is an Equal Opportunity Employer. We are dedicated to fostering an inclusive, member-focused environment. We fully accommodate employees with disabilities while ensuring exceptional service. We are proud to be an Equal Opportunity Employer of Females, Minorities, Veterans, and Disabled individuals, and we maintain a drug-free workplace.

Additional Postings available from All In Credit Union