Commercial Lender

Foothills Bank; Conroe (TX); On-site; USD 70,000 - 90,000; Full time

Benefits offered by this job

Medical, dental, and vision insurance

Paid Time Off (PTO)

401(k) and Profit-Sharing plans

Job summary

Foothills Bank is seeking a Commercial Lender in Conroe, Texas. The role involves managing and developing a commercial loan portfolio with a focus on high-quality loans, including C&I and owner-occupied CRE loans. Responsibilities include prospecting for new loans, maintaining the existing portfolio, and ensuring compliance with federal and state regulations. Strong communication and organizational skills are essential. The position offers a comprehensive benefits package and opportunities for growth.

Qualifications

• Sound knowledge of the field’s concepts, practices, and procedures.
• Strong knowledge of compliance with Federal and State regulations pertaining to the banking industry.
• Formal credit training is required.

Responsibilities

• Develop and manage a commercial loan portfolio for the bank.
• Prospect for new loans and maintain existing loan portfolio.
• Ensure compliance with regulatory rules and company policies.

Skills

Knowledge of lending products and services

Excellent written and communication skills

Ability to handle high pressure situations

Strong organizational and management skills

Self-motivated with a strong work ethic

Education

Bachelor's degree in accounting, finance, economics, or business-related field

Tools

Microsoft Word

Excel

PowerPoint

Outlook

Job description

About the Role

As a Commercial Lender, you will serve as a member of the Lending division responsible for development and management of a commercial loan portfolio. The position prospects for quality loan opportunities and generates and maintains a quality loan portfolio.

Duties & Responsibilities

• Develop and manage a commercial loan portfolio for the bank.
• Focus on making high quality loans which comprise of C&I loans and owner occupied CRE loans. Knowledge of SBA loans is required.
• Demonstrate the ability to be a calling officer and prospect for new loans.
• Demonstrate superior credit skills and loan management abilities for presenting new loans for approval and also maintain existing loan portfolio.
• Develop measurable goals and objectives that focus on both customer service and long term profits.
• Work closely with management to formulate strategic planning goals and objectives to grow the bank’s loan portfolio and net income while providing loan services our customers and cultivating relationships with potential customers to drive loan growth.
• Keep abreast of related industry and professional trends and products and services to ensure the current and future effectiveness and profitability of the bank’s services, policies, staff proficiencies and processed as they relate to assigned areas of responsibilities.
• Work towards and assist in the positive image and growth of the bank.
• Comply with all federal, state and local regulatory rules and regulations governing financial institutions, as well as all company policies and procedures.
• Complete and pass all required regulatory compliance training as assigned.
• Participate in project meetings.
• Secondary oversight of lobby services.
• Management of personal banking, cash operations, and loan floor supervisors.
• Daily oversight in absence of market supervisor/president.
• Perform any additional duties and tasks assigned by management.

About You

Qualifications & Skills

• Sound knowledge of the field’s concepts, practices, and procedures.
• Strong knowledge of compliance with Federal and State regulations pertaining to the banking industry.
• Strong knowledge of lending products and services.
• Self-motivated with a strong work ethic and ability to handle high pressure situations.
• Exceptional management, organizational, planning, time management and project management skills.
• Excellent written, communication and customer relations skills.
• Ability to set strategic goals and ensure high quality of products and services.
• Proficiency in Microsoft Word, Excel, PowerPoint and Outlook.

Education, Experience, and Licenses

• Bachelor's degree in accounting, finance, economics, or business-related field required.
• Some experience in Consumer Lending - required.
• Formal credit training - required.

Physical Demands

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is often required to sit; use hands in repetitive motions to finger, grasp, handle or feel; and talk or hear. The employee is occasionally required to stand; walk; and lift or reach with hands and arms.

Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management. Must be capable of regular, reliable and timely attendance. Must be capable of climbing / descending stairs in an emergency situation.

Specific vision abilities required by this job include: The worker is required to have close visual acuity to perform an activity such as: preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading; visual inspection involving small defects, small parts, and/or operation/inspection of machines and/or using measurement devices at distances close to the eyes.

What We Offer

Compensation & Benefits

Starting salary is dependent upon relevant experience and may vary based on the geographic location of the position. We offer an extensive benefits package that includes, but is not limited to medical, dental, vision, and life insurance. Coverage is available to employees and their eligible dependents in accordance with our written plan documents. You may also be eligible for a health savings account option, an Employee Assistance Program (EAP), a health rewards program, a retirement savings plan, including 401(k) and Profit-Sharing plans, short and long-term disability benefits, education and training benefits, and discounts on banking products and services. We also offer a generous Paid Time Off (PTO) plan and paid holidays. PTO accruals begin at .0745 per hour worked for our part time employees up to a maximum accrual of 240 hours per year for certain Full-Time employees. PTO accruals are dependent on position, status (Full time or Part time), and years of experience in accordance with our PTO policy. Most Full-Time employees are also offered 6 paid holidays and Part Time employees are offered pro-rated paid holidays. In addition, employees in Utah and Nevada may be eligible for pay for certain state recognized holidays.

Equal Opportunity Employer

We are an Equal Opportunity Employer and qualified applicants, or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state, or local laws.

Visa and Sponsorship

Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the US.