Commercial Credit Underwriting Portfolio Manager Team Leader

F.N.B. Corporation; Raleigh (NC); In loco; USD 90.000 - 120.000; Tempo pieno

Descrizione del lavoro

F.N.B. Corporation is seeking a Commercial Credit Underwriting Portfolio Manager Team Leader. This role involves managing a team responsible for credit underwriting, overseeing portfolio management, and executing underwriting risk strategies while ensuring compliance with guidelines.

The ideal candidate will have a BA or BS and 7 years of relevant experience in commercial lending. Strong management and communication skills are essential, alongside a solid understanding of banking practices.

Competenze

• 7 years of job-related experience in a similar role.

Mansioni

• Recruit, hire, train, and oversee a team of Underwriting Portfolio Managers.
• Ensure direct reports identify credit risks timely with high accuracy.
• Communicate underwriting and portfolio management policies.
• Guide direct reports for timely and accurate risk ratings.
• Manage a small portfolio of accounts including underwriting.
• Monitor and manage assigned portfolios within acceptable tolerances.
• Ensure satisfactory reviews by regulators and auditors.
• Work on group-wide process improvement initiatives.
• Perform related duties and projects as assigned.

Conoscenze

Management skills

Communication skills

Organizational skills

Analytical skills

Interpersonal skills

Customer service skills

MS Word – Basic level

MS Excel – Intermediate level

MS PowerPoint – Basic level

Knowledge of commercial lending

Knowledge of banking policies

Formazione

BA or BS

Descrizione del lavoro

Position Title:

Commercial Credit Underwriting Portfolio Manager Team Leader

Business Unit:

Credit

Reports To:

Manager of Commercial Credit Underwriting Portfolio Management

Primary Office Location:

401 S Graham St., Charlotte, North Carolina 28202

Position Overview:

Responsible for managing a team of Underwriting Portfolio Managers supporting the Commercial Bank, including portfolio management, credit underwriting, and development and oversight of the team. The Leader communicates and executes credit underwriting risk strategies while ensuring compliance with regulatory guidelines. The position oversees the quality of underwriting and the ongoing portfolio management performance metrics for the portfolio under their purview and manages a small assigned portfolio.

Primary Responsibilities:

• Recruit, hire, train, and oversee a team of Underwriting Portfolio Managers responsible for underwriting, portfolio monitoring, and analyzing assigned portfolios.
• Ensure direct reports identify credit risks timely while meeting high standards of accuracy and quality.
• Communicate commercial credit underwriting and portfolio management policies, procedures, and frameworks to ensure accurate and quality underwriting and portfolio management practices aligned with the bank's risk appetite and regulatory standards.
• Provide guidance to direct reports so risk ratings are timely and accurate, and Regional Credit Officers and Credit Risk leaders have appropriate details to make informed decisions on credit requests for existing and new customers.
• Manage a small portfolio of accounts, including underwriting, portfolio monitoring, and analysis.
• Monitor and ensure direct reports manage assigned portfolios within acceptable tolerances and any published KPIs/KRIs.
• Ensure sustained satisfactory reviews by regulators, internal auditors, external auditors, and loan review for depth of underwriting, identification of policy exceptions, and appropriate underwriting stress analysis of credits underwritten.
• Work with the manager on group-wide initiatives for process, roles and responsibilities enhancements, and output improvements.
• Perform other related duties and projects as assigned.

Education:

BA or BS

Experience:

7 years of job‑related experience

Skills Required:

• Excellent management skills
• Excellent communication skills, both written and verbal
• Excellent organizational, analytical, and interpersonal skills
• Excellent customer service skills
• Ability to use a personal computer and job‑related software
• MS Word – Basic level
• MS Excel – Intermediate level
• MS PowerPoint – Basic level
• Exceptional knowledge of a wide range of commercial lending (C&I & Cap markets), underwriting practices, and banking practices
• Knowledge of commercial banking policies, procedures, and government regulations

Licensures / Certifications:

N/A

Physical Requirements / Work Conditions:

Travel may be required on occasion.

Equal Employment Opportunity (EEO):

It is the policy of F.N.B. Corporation (FNB) and its affiliates not to discriminate against any employee or applicant for employment because of age, race, color, religion, sex, national origin, disability, veteran status, or any other category protected by law. FNB provides all applicants and employees a discrimination and harassment‑free workplace.

Visa Sponsorship:

FNB will not provide sponsorship for employment‑based visas for this position; only candidates who are legally authorized to work in the U.S. will be considered.