Commercial Credit Underwriting Portfolio Manager 2

FNB Corporation; Baltimore (MD); Ibrido; USD 78.000 - 130.000; Tempo pieno

Descrizione del lavoro

FNB Corporation in Baltimore, MD seeks a Commercial Credit Underwriting Portfolio Manager 2 to manage a designated commercial loan portfolio, perform underwriting, and ensure regulatory compliance. The role collaborates with Relationship Managers to optimize client relationships and mentors junior team members.

The position emphasizes high-quality analysis, risk awareness, and adherence to risk appetite. Travel may be required occasionally; compensation aligns with the EXT09 grade and market

Competenze

• BA or BS degree required.
• Minimum 3 years of related experience in commercial lending/credit underwriting.
• Strong project management, analytical and communication skills.
• Knowledge of commercial banking policies, procedures and regulations.

Mansioni

• Underwrite, monitor, and analyze the assigned commercial portfolio with attention to risk, compliance, and portfolio metrics.
• Lead complex transactions including syndications and multi-level capital structures.
• Mentor junior Underwriting Portfolio Managers and support Relationship Managers in client dealings.

Conoscenze

Project management

Communication

Organizational skills

Analytical skills

Interpersonal skills

Customer service

Credit underwriting knowledge

Formazione

BA or BS

Strumenti

MS Word

MS Excel

MS PowerPoint

Descrizione del lavoro

## Commercial Credit Underwriting Portfolio Manager 2Apply: Baltimore, MD: Full time: Posted Today: 2026-02479## **Primary Office Location:**300 E. Lombard Street. Baltimore, Maryland. 21202.## **Join our team. Make a difference - for us and for your future.****Position Title:** Commercial Credit Underwriting Portfolio Manager 2**Business Unit:** Credit**Reports to:** Commercial Credit Underwriting Portfolio Manager Team Leader**Position Overview:**Responsible for managing a designated Commercial loan portfolio, including portfolio management, credit underwriting, and ensuring compliance with bank and regulatory guidelines. Responsible for the quality of underwriting and ongoing portfolio management metrics for portfolio under purview. Assists Commercial Relationship Managers in the management of client relationships while maintaining a high degree of creditability. Act as a mentor to junior team members. The incumbent typically works on loans/portfolios of lower complexity as the incumbent’s work requires significant oversight. The incumbent typically works on loans/portfolios of medium complexity as the incumbent’s work requires some oversight.**Primary Responsibilities:**Responsible for underwriting, monitoring, and analyzing assigned Commercial portfolio. Ensure risks are identify timely, maintaining a high degree of accuracy and quality underwriting, and portfolio management practices are aligned with the bank's risk appetite and regulatory standards. Maintain professional development and measurable objectives.Leader on complex transactions including syndications, multi-level capital structures, and/or Middle Market relationships while demonstrating excellent communication skills to voice opinion in a clear, concise manner to effectively solve problems/make recommendations regarding credit structure, risk, appropriate risk ratings and policy compliance.Monitors and ensures assigned portfolio is within acceptable tolerances as well as published KPIs/KRIs.Assists Commercial Relationship Managers in the management of client relationships while maintaining a high degree of creditability. Optimize customer relationships working directly with Relationship Managers. Ensure sustained satisfactory reviews by regulators, internal auditors, external auditors, and loan review for depth of underwriting, identification of Policy Exceptions, and appropriate underwriting stress analysis of credits underwritten.Works with manager on group-wide initiatives for process, roles and responsibilities enhancements, and/or output improvements. Acts as a mentor to junior Underwriting Portfolio Managers.Effectively present proposed credit actions in written analysis document and as necessary, verbally to committee and meetings.Performs other related duties and projects as assigned.All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation’s risk management program. F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions.**Minimum Level of Education Required to Perform the Primary Responsibilities of this Position:**BA or BS**Minimum # of Years of Job Related Experience Required to Perform the Primary Responsibilities of this Position:**3**Skills Required to Perform the Primary Responsibilities of this Position:**Excellent project management skillsExcellent communication skills, both written and verbalExcellent organizational, analytical and interpersonal skillsExcellent customer service skillsAbility to use a personal computer and job-related softwareMS Word - Basic LevelMS Excel - Intermediate LevelMS PowerPoint - Basic LevelKnowledge of a wide range of commercial lending (C&I & Cap markets), underwriting practices, and banking practicesKnowledge of commercial banking policies, procedures and government regulations**Licensures/Certifications Required to Perform the Primary Responsibilities of this Position:**N/A**Physical Requirements or Work Conditions Beyond Traditional Office Work:**Travel may be required on occasion### **Compensation Grade:**EXT09### **Pay Range:**$77,818.00 - $129,688.00### FNB’s total rewards package may include other components such as: overtime, incentive, equity and benefits. Salary range is a guideline and is determined by a number of factors including education, experience, skills, internal equity and market conditions. We review pay regularly to ensure competitive and equitable pay. FNB offers a comprehensive benefits package including but not limited to, medical, dental, vision, life insurance, flexible spending accounts, health savings account, 401(k), paid time off, including sick time, vacation time, and paid holidays, and other voluntary benefits.