Commercial Credit Analyst: Underwriting & Analysis

Bank of America; Hartford (CT); On-site; USD 74,000 - 84,000; Full time

Benefits offered by this job

Benefits eligibility

Job summary

Bank of America seeks a Commercial Credit Analyst I–III to support underwriting for new and existing clients. The role analyzes financials, projections, covenant tests, and risk factors to align with the bank’s risk appetite.

You’ll perform credit reviews, financial spreading, and scorecard work while coordinating with credit teams and clients across lines of business. The position offers 1st shift hours in Hartford, with 40 hours per week and competitive pay, plus discretionary annual

Qualifications

• BA/BS degree in Finance, Accounting, or Business Administration preferred or 1–3 years of relevant work experience.
• High School Diploma / GED / Secondary School or equivalent is required.

Responsibilities

• Analyzes financial statements and summarizes existing client's performance via periodic risk profile reviews
• Partners with credit and client teams both within Centralized and Regional Credit Lines of Business
• Manages risk through accurate financial spreading, risk rating, and covenant test calculations
• Expands expertise by reviewing policy and procedure thoroughly and actively participating in continuing education sessions
• Collaborates with peers to manage optimal workflow
• Identifies and escalates process breakdowns

Skills

Credit and Risk Assessment

Financial Analysis

Understanding of Financial Accounting

Credit Documentation Requirements

Critical Thinking

Attention to Detail

Decision Making

Written Communications

Client Management

Analytical Thinking

Education

BA/BS Degree in Finance, Accounting, or Business Administration

High School Diploma / GED / Secondary School or equivalent

Job description

Bank of America seeks a Commercial Credit Analyst I–III to support underwriting for new and existing clients. The role analyzes financials, projections, covenant tests, and risk factors to align with the bank’s risk appetite.

You’ll perform credit reviews, financial spreading, and scorecard work while coordinating with credit teams and clients across lines of business. The position offers 1st shift hours in Hartford, with 40 hours per week and competitive pay, plus discretionary annual