Commercial Credit Analyst I

Gpac; Fort Lauderdale (FL); Remote; USD 50,000 - 90,000; Full time

Job summary

An established industry player is seeking a Credit Analyst to build strong relationships with Loan Officers and management. This role is an excellent entry point for a long-term banking career, offering opportunities for growth into lending or advanced credit roles. As a Credit Analyst, you will analyze credit lines, support onboarding, and ensure compliance with bank policies. This fully remote position comes with a competitive salary, bonus incentives, and a comprehensive benefits package, making it an attractive opportunity for those looking to thrive in the banking sector.

Benefits

401(k) with employer match

Medical Insurance

Dental Insurance

Vision Insurance

Competitive Salary

Bonus Incentive Program

Qualifications

• 2+ years of experience as a Credit or Financial Analyst within a community bank.
• Strong analytical skills for assessing credit risk and documentation.

Responsibilities

• Analyze and assign risk ratings to credit lines based on internal policy.
• Support onboarding of new team members and handle departmental reporting.
• Participate in Loan Committee meetings for credit decisions.

Skills

Financial Analysis

Risk Assessment

Credit Analysis

Communication Skills

Education

Bachelor's Degree in Finance

Bachelor's Degree in Accounting

Job description

Being a Credit Analyst is about more than just spreadsheets and financial ratios-it's about building strong working relationships with Loan Officers and management to help meet client needs quickly and effectively. This position is an excellent starting point for a long-term banking career, with opportunities to grow into lending or more advanced credit roles over time.

What We're Looking For :

• A bachelor's degree in finance, accounting, or a related field
• Ideally 2+ year of experience as a Credit or Financial Analyst within a community bank

What You'll Be Doing :

• Analyze and assign risk ratings to credit lines, ensuring they align with both internal policy and regulatory expectations.
• Support the Credit Analyst Manager and / or Senior Credit Review Officer with onboarding new team members and handling departmental reporting, including classified loans and loan limit monitoring.
• Review loan files to confirm they meet the bank's credit structure, documentation, and policy guidelines.
• Escalate any loans that fall outside of policy with detailed explanations and recommend corrective action.
• Communicate with Loan Officers regarding minor credit or documentation issues and follow up as needed until resolved.
• Participate in Loan Committee meetings where credit decisions and classifications are finalized.
• Fully Remote
• Assist affiliate banks with special projects, loan file reviews, and board reporting when needed.
• Attend department meetings and contribute to strategic discussions around lending operations.
• Follow all company policies and complete required compliance training.

Why This Bank? This opportunity includes a competitive salary and bonus incentive program, along with a full benefits package including 401(k) with employer match, medical, dental, vision, and more. This bank is known for its strong employee retention and has one of the best tenure records in the area.

How to Apply :

I partner with companies all over Florida and work with other GPAC recruiters in the U.S. to place qualified candidates with strong companies. To be considered for this position and others, please apply with a resume. With any more questions or inquiries, email Kaleb McCarty at [emailprotected] .

All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations. GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.

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Commercial Credit Analyst • Fort Lauderdale, FL, US