Commercial & Construction Loan Processor II

Kirtland Credit Union; Albuquerque (NM); On-site; USD 40,000 - 60,000; Full time

Benefits offered by this job

Medical, Dental and Vision Insurance

401(k) Retirement savings program

Paid time off starting from day one

Tuition Reimbursement for College Degrees

Fitness Reimbursement Program

Job summary

A financial institution in Albuquerque seeks a Commercial & Construction Loan Processor II to assist with loan applications and compliance. Candidates should have 3-5 years of experience in commercial lending, a high school diploma, and a strong attention to detail. This role offers a competitive salary and a comprehensive benefits package. Join a dynamic team in a vibrant work environment.

Qualifications

• Three to five years’ prior experience in a commercial environment.
• Prior experience with Commercial Loan documents.
• Experience interacting with Title Companies.

Responsibilities

• Provide supported for loan applications and documentation.
• Maintain effective communication with loan officers and clients.
• Ensure compliance with credit union and regulatory requirements.

Skills

Attention to detail

Organizational skills

Typing abilities

Ability to meet deadlines

Problem resolution

Knowledge of commercial lending practices

Education

High School Diploma or equivalent

Tools

Laser Pro

Job description

Commercial & Construction Loan Processor II

1 day ago Be among the first 25 applicants

Working at Kirtland CU is more than a job-it's a career, and one in the financial world! We pride ourselves on helping our employees learn, grow, and advance in any direction they choose. We offer a highly competitive salary, great benefits package and an energetic, vibrant work environment.

We are currently seeking a Commercial & Construction Loan Processor II to join Kirtland Credit Union! This is a regular, full-time, 100% On-Site position based out of our Gibson Operations Center in Albuquerque, NM, with hybrid opportunities after a period and according to manager discretion.

Join the rest of our teammates and become eligible for a generous benefits package that we offer:

• Medical, Dental and Vision Insurance
• 401(k) Retirement savings program
• 401(k) employer match
• Paid time off with accrual starting from day one.
• 11 Paid holidays off during the year!
• Tuition Reimbursement for College Degrees
• Employee Clothing Advance
• Fitness Reimbursement Program
• Employer paid Life Insurance
• Employee Assistance Program
• Employer paid Short- and Long-Term Disability Insurance
• Travel Assistance Program

This is what we would like you to do:

Responsible for working directly with assigned Commercial Loan Officers, Business Loan Officers and commercial lending clients to provide assistance in the loan application, documentation and closing process. This will include on‑going record keeping and acting as a liaison between external partners to complete each loan package. Responsible for providing on‑going, complex administrative support for commercial/business members and providing general support to assigned partners. Supports and works closely with our Credit Analyst partners. Interfacing with members to provide assistance in the preparation of loan documents and origination of loan files. Works closely with the Commercial Servicing department for funding, loan proceeds disbursements and maintenance of loan files. Provides effective and efficient administration of installment, commercial, construction and real estate loan collateral files through the timely and accurate processing of all documents and entries. Ensure that files are in compliance with the credit union and regulatory compliance requirements.

Primary Job Duties:

• Assumes responsibility for the effective performance of assigned clerical, secretarial, and loan processing functions.
• Provides support to assigned Loan Officers to complete loan applications. This will include but not limited to: Ensuring all needed documentation is in the file, reviewed and uploaded at all stages of the process. Conducts a first review of due diligence to ensure the loan file is complete and accurate. Contacting the prospect or member to supply updates on loan status or to collect information as needed. Contacting Title companies to place request, clear items, coordinate closings.
• Makes transfers for businesses as needed for loan fees and retainers.
• Purges loan files that did not close, ensuring that all sensitive information has been destroyed properly.
• Maintains a list of pending and exception items that are outstanding. Follows up with the appropriate parties to clear these items and notifies management of the existence, status and remedy to all items.
• Ensures that business members and prospects have copies of documentation as required or requested throughout the process.
• Starts, maintains, organizes and updates business files for loan as they progress and/or close.
• Assumes responsibility for establishing and maintaining effective business relations with members.
• Maintains the Credit Union's professional reputation, including professional conduct and personal appearance.
• Assumes responsibility for establishing and maintaining effective communication, coordination, and working relations with Credit Union personnel and with management.

Education/Certification:

• High School Diploma or equivalent
• Specialized certification or licensing, completion of specialized training courses, or job-specific skills acquired through an apprenticeship program.

Experience Required:

• Three to five years’ prior experience in a commercial environment.
• Prior experience with Commercial Loan documents.
• Experience with Laser Pro a plus.
• Experience interacting with Title Companies for review of fees, clearing items, scheduling closings, etc.

Required knowledge, skills and abilities:

• Accepted commercial lending practices.
• Familiarity with business loan programs and service requirements.
• Ability to understand real estate title insurance/binders.
• Accurate and attentive to detail.
• Well organized.
• Strong typing abilities.
• Ability to assist others.
• Must be able to handle multiple responsibilities throughout a day.
• Ability to meet deadlines, deal with sensitive information and problem resolution.
• Self‑starter that can work independently and in a team environment.
• Ability to work with legal documents and identify/interpret data as needed.

To apply for this exciting opportunity, visit our careers page atwww.kirtlandcu.org/careers

Kirtland Credit Union is an equal opportunity employer. All aspects of employment including the decision to hire, promote, discipline, or discharge, will be based on merit, competence, performance, and business needs. We do not discriminate on the basis of race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical condition, pregnancy, genetic information, gender, sexual orientation, gender identity or expression, veteran status, or any other status protected under federal, state, or local law.