Commercial Banking Relationship Manager Associate

U.S. Bank; Boise (ID); On-site; USD 100,000 - 122,000; Full time

Benefits offered by this job

Healthcare (medical, dental, vision)

401(k) employer-funded retirement plan

Paid vacation

Job summary

U.S. Bank seeks a mid-market Commercial Banking professional to support Relationship Managers in managing client portfolios and analyzing financial data. You will assess credit quality, prepare analyses, and help present credit requests for approval. You may co-manage relationships and loan portfolios with a Relationship Manager as you advance.

The role emphasizes quantitative analysis, relationship-building, and strong communication skills to identify suitable financial products and referrals.

Qualifications

• Bachelor’s degree or equivalent work experience.
• Typically four to six years of relevant banking or sales experience.

Responsibilities

• Works with Relationship Managers on day-to-day management of mid-market Commercial Banking clients.
• Analyzes financial data and prepares comprehensive written analyses.
• Assesses portfolio credit quality and supports credit approval presentations.
• Identifies products and services to meet customer needs and makes referrals.
• Higher levels may co-manage client relationships and loan portfolios with a Relationship Manager.

Skills

Quantitative analysis

Relationship building

Sales skills

Presentation skills

Written and verbal communication

Credit skills/experience

Education

Bachelor’s degree

Job description

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

Works with Relationship Managers and coverage team members on the day-to-day management of mid-market Commercial Banking clients. Analyzes financial data and prepares comprehensive written analyses, analyzes portfolio credit quality, assists the Relationship Manager in presenting credit requests to Credit Approval, and identifies products and services that meet customer needs and making appropriate referrals. Higher levels may have their own assigned client relationships and may also co-manage client relationships and portfolio credit quality with a Relationship Manager to manage assigned relationships and loan portfolio(s).

Basic Qualifications

• Typically a Bachelor’s degree, or equivalent work experience
• Typically four to six years of relevant banking or sales experience

Preferred Skills/Experience

• Strong quantitative, analytical, and problem-solving skills
• Well-developed relationship building and sales skills
• Effective presentation, written and verbal communication skills
• Credit skills/experience (i.e., financial accounting, commercial lending, industry awareness, loan structuring, etc.)

FINRA License

As a condition of employment, you are required to hold or obtain the following licenses: SIE, Series 79, and Series 63 within 180 calendar days of your start date. Failure to obtain the listed license(s) by 180 calendar days after your start date may impact your continued eligibility for the position, up to and including separation of employment.

Location expectations

This role requires working from a U.S. Bank location three (3) or more days per week. If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind.

Our benefits include the following:

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here.

Equal opportunity

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

Salary and benefits

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements).

Pay Range: $99,540.00 - 121,660.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment.

Background checks and compliance

U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures. Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Application deadline

Posting may be closed earlier due to high volume of applicants.

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.