Commercial Banking Relationship Manager

U.S. Bank; Cincinnati (OH); On-site; USD 152,000 - 186,000; Full time

Benefits offered by this job

Healthcare

Life insurance

Disability insurance

Parental leave

401(k) and retirement plan

Paid vacation

Up to 11 paid holidays

Adoption assistance

Sick leave

Job summary

U.S. Bank’s Commercial Banking Relationship Manager in Cincinnati focuses on managing and expanding a high-value portfolio across Ohio. The role emphasizes delivering tailored financing, strategic guidance, and strong credit practices within the Institutional Client Group framework.

The successful candidate will leverage deep lending experience, FINRA licensing readiness, and a proven ability to develop new business while managing risk in a dynamic, relationship-driven environment.

Qualifications

• Master's degree, or equivalent work experience
• 10+ years of commercial lending experience
• FINRA licenses: SIE, Series 79, and Series 63 within 180 days of start date

Responsibilities

• Manage and grow a complex portfolio of Cincinnati and Ohio-based clients with revenues from $50M to $1B.
• Structure credit facilities and deliver tailored banking solutions to support growth and liquidity.
• Provide strategic financial advice and identify opportunities across the bank's product suite.
• Maintain sound credit practices and collaborate with credit teams to ensure portfolio health.

Skills

Relationship management

Business development

Analytical skills

Problem solving

Credit knowledge

Bank products

Communication skills

Education

Master's degree

Equivalent work experience

Job description

## Commercial Banking Relationship ManagerApplylocations: Cincinnati, OHtime type: Full timeposted on: Posted Todaytime left to apply: End Date: August 21, 2026 (15 days left to apply)job requisition id: 2026-0023101At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.## **Job Description**The Relationship Manager (RM) is responsible for managing and growing a complex portfolio of companies in Cincinnati and greater Ohio having revenues ranging from $50 million to $1 billion. While primarily focusing on the Commercial Banking Middle Market segment, this team is part of U.S. Bank's Institutional Client Group (ICG), which services our largest clients.This SVP-level role drives new client acquisition and deepens existing relationships by understanding complex business models, delivering tailored banking solutions, and structuring credit facilities that support growth, liquidity, and short- to long‐term capital strategies. The role works collaboratively with the portfolio management and credit teams to structure thoughtful financing solutions and maintain sound credit practices, ensuring the portfolio remains healthy while supporting clients’ strategic needs.A successful candidate will demonstrate exceptional business-development capability, strong financial and analytical acumen, and the ability to design and negotiate credit structures across a range of financing needs. The RM provides strategic financial advice, identifies opportunities across the bank’s full product suite, and brings forward the right partners to deliver an integrated client experience. This is a high‐impact role for a banker who thrives in a dynamic, relationship‐driven environment and is motivated to build a high‐performing portfolio.Base pay for this role usually falls within $140,000 to $225,000. Additional considerations regarding base pay levels are based on candidate qualifications. Your compensation expectations will be discussed with a U.S. Bank recruiter if you are contacted to discuss the role further.Basic Qualifications* Master's degree, or equivalent work experience* 10 or more years of commercial lending experiencePreferred Skills/Experience* Strong relationship management and business development/sales skills* Well-developed analytical and problem-solving skills* Considerable knowledge of complex credit and credit quality* Thorough knowledge of bank products and services* Ability to work effectively with individuals and groups in managing customer relationships* Excellent presentation, verbal, and written communication skills**FINRA License:** As a condition of employment, you are required to hold or obtain the following licenses: SIE, Series 79, and Series 63 within 180 calendar days of your start date. Failure to obtain the listed license(s) by 180 calendar days after your start date may impact your continued eligibility for the position, up to and including separation of employment*.***Location expectations**This role requires working from a U.S. Bank location three (3) or more days per weekIf there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.**Benefits:**Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:* Healthcare (medical, dental, vision)* Basic term and optional term life insurance* Short-term and long-term disability* Pregnancy disability and parental leave* 401(k) and employer-funded retirement plan* Paid vacation (from two to five weeks depending on salary grade and tenure)* Up to 11 paid holiday opportunities* Adoption assistance* Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by lawReview our full benefits available by employment status here.U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.**E-Verify**U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $152,370.00 - 186,230.00U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.**Posting may be closed earlier due to high volume of applicants.**