Commercial Banking Officer — Business Lending & Relationships

Bravera-Bank; Albertville (MN); On-site; USD 60,000 - 90,000; Full time

Benefits offered by this job

Competitive compensation package

Incentive compensation opportunities

Retirement plan with company match

Health insurance

Paid holidays

Paid time off (PTO)

Paid community volunteer time

Stock opportunities

Job summary

Bravera Bank in Albertville, MN seeks a Business Banking Officer to develop relationships with business clients, originate loans, and analyze credit quality. You will monitor loan performance, adhere to bank policies, and provide proactive financial solutions while ensuring regulatory compliance.

A strong emphasis is placed on customer service and collaboration with internal teams. The role requires a business-focused degree or equivalent experience, solid communication skills, and proficiency

Qualifications

• Bachelor’s degree in accounting, finance, economics, or other business-related field preferred, or equivalent combination with 3 years’ experience.
• Strong interpersonal and communication skills.
• Ability to analyze financial statements and assess creditworthiness.

Responsibilities

• Develop and maintain relationships with business clients and act as primary contact for financial services.
• Solicit, evaluate, and originate business loans within bank policies.
• Monitor loan performance and provide ongoing client support.
• Analyze asset quality and risk on loans and applications.
• Promote appropriate banking products based on client needs.
• Ensure compliance with banking regulations and maintain documentation.

Skills

Interpersonal skills

Communication

Credit analysis

MS Office

Education

Bachelor’s degree in accounting, finance, economics, or related field

Equivalent combination of education and 3 years’ relevant experience in business lending/banking

Job description

Bravera Bank in Albertville, MN seeks a Business Banking Officer to develop relationships with business clients, originate loans, and analyze credit quality. You will monitor loan performance, adhere to bank policies, and provide proactive financial solutions while ensuring regulatory compliance.

A strong emphasis is placed on customer service and collaboration with internal teams. The role requires a business-focused degree or equivalent experience, solid communication skills, and proficiency