Commercial Analyst (Hybrid Eligible)

Emprise Bank 2; Wichita (KS); Hybrid; USD 55,000 - 75,000; Full time

Benefits offered by this job

Hybrid schedule

Shift differential pay for bilingual候选

Job summary

Emprise Bank in Wichita, Kansas is seeking a Commercial Analyst to join the credit analysis team, synthesizing financial information and industry trends to assess creditworthiness for existing and prospective customers. The role supports growth goals for the loan portfolio and involves cross-functional collaboration.

This position offers a hybrid work schedule, competitive compensation, and opportunities for professional growth within a values-driven culture focused on integrity and customer

Qualifications

• Bachelor’s degree in Accounting, Finance, or Business Administration with at least nine hours accounting and six hours finance.
• 1+ years of credit analysis, accounting, or related experience required.
• Proficiency with Microsoft Office products required.

Responsibilities

• Analyze financial and pro forma statements, cash budget projections, and economic industry trends.
• Assess repayment capacity and collateral adequacy.
• Structure and present business cases for credit recommendations.
• Identify and report adherence to bank policy and law.
• Review real estate appraisals for reasonableness and conformity.
• Perform other duties as assigned within scope and responsibility.

Skills

Credit analysis

Financial analysis

Customer service

Communication

Education

Bachelor’s degree in Accounting, Finance, or Business Administration (nine hours accounting; six hours finance)

Tools

Microsoft Office

Job description

At Emprise Bank, everything we do is focused on empowering people to thrive. We proudly work to provide an extraordinary customer experience to help our customers achieve their goals.

We are currently seeking a Commercial Analyst to join our team in Wichita, Kansas. This role provides value to the Credit Analysis team by synthesizing financial information and economic industry trends to assess the creditworthiness for existing and prospective customers. Commercial Analysts work with many areas of the bank to identify and mitigate credit risks while supporting growth goals for the loan portfolio. This position is eligible for a hybrid working schedule.

A successful candidate will have:

• Strong attention to detail and time management skills
• Confident and articulate communications skills
• Initiative and strong work ethic
• Problem resolution and analytical thinking skills
• Exemplary customer service experience
• Ability to effectively build and maintain relationships with Emprise associates, customers, and vendors
• An understanding of and commitment to our values
• Attitude and aptitude to engage in continuous development

Essential functions of the role:

• Analyze financial and pro forma statements, cash budget projections, and economic industry trends
• Assess repayment capacity and collateral adequacy
• Structure and present business cases for credit recommendation
• Identify and report adherence to bank policy and law
• Review real estate appraisals for reasonableness and conformity
• Other duties as assigned within the scope and responsibility of the role

Requirements

• Bachelor’s degree in Accounting, Finance, Business Administration, or related field with minimum nine hours accounting; six hours finance required
• 1+ years of credit analysis, accounting, or related experience required
• Proficiency with Microsoft Office products required
• Successfully pass a credit check required

In addition to a competitive salary and benefits, Emprise offers professional growth, a rewarding and challenging environment, opportunities to be involved in our communities, and a culture of integrity, passion, and success. We also offer shift differential pay for bilingual candidates!

At Emprise Bank, empowering people to thrive means having an all-inclusive culture that honors our commitment to all dimensions of diversity in our workforce and embraces inclusion of all people. People of color, women, LGBTQIA+, veterans, and persons with disabilities are encouraged to apply.

Emprise Bank is an EEO/AA/ADA/Veteran Employer/Member FDIC/Drug Free Workplace.

Emprise Bank participates in E-Verify and will provide your Form-I 9 to the federal government to confirm authorization to work in the United States.

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.