Collateral Risk Policy Business Lead - Title Insurance

Freddie Mac; McLean (VA); On-site; USD 126,000 - 190,000; Full time

Job summary

An established industry player in the housing finance market is seeking a title insurance professional to join their Single-Family team. This role involves managing risks related to clear title, performing research, and collaborating with various stakeholders to develop innovative solutions. With a focus on compliance and quality, you will contribute to the mission of providing liquidity and stability to the housing market. If you are passionate about real estate law and want to make a difference, this opportunity is perfect for you. Join a dedicated team that values diversity and offers competitive compensation and benefits!

Benefits

Competitive Compensation

Market-Leading Benefit Programs

Annual Incentive Program

Qualifications

• 8+ years of experience in title underwriting or real estate law.
• Extensive knowledge of residential real estate transactions and escrow procedures.

Responsibilities

• Manage risks associated with clear title for properties securing loans.
• Support development of new offerings and policies to assess title risk.

Skills

Title Underwriting

Curative Title Work

Residential Real Estate Law

Legal Analysis

Problem-Solving

Communication Skills

Education

Bachelor's Degree

Advanced Studies/Degree

Tools

Microsoft Office Suite

Job description

Explore opportunities for the next step in your career.

Position Overview:

Are you a title insurance professional with deep expertise in title underwriting, curative title work or residential real estate law? If you want to make an impact in the U.S. housing industry at a mission-oriented institution and leader in the housing finance market, come join our Single-Family team! Apply now to learn about our excellent benefits and why there's #moreatfreddiemac!

Our Impact:

Single Family’s Collateral Risk Team is responsible for developing innovative collateral offerings, risk assessments and policies by collaborating with industry leaders and across the Freddie Mac enterprise. We support our mission which serves America's homebuyers, homeowners, and renters by equitably providing liquidity, stability and affordability to the housing market.

Your Impact:

• Identifying, monitoring, and managing risks associated with clear title for properties securing Freddie Mac loans
• Performing research and supporting development of new or revised offerings and related policies aimed to assess title risk
• Working on policies and projects engaging multiple partners across Freddie Mac and the industry to identify, develop and implement solutions to complex issues pertaining to clear title
• Staying abreast of changes, opportunities, and emerging risks related to title underwriting
• Collaborating with external stakeholders including, but not limited to:
  • Mortgage Lenders
  • American Land Title Association (ALTA)
  • Insurer rating companies such as AM Best Company, S&P Global
  • National Association of Insurance Commissioners
  • Vendors who provide Title Insurance and Settlement Services to Freddie Mac Sellers

Qualifications:

• Bachelor's Degree or equivalent experience; advanced studies/degree preferred
• 8+ years of experience in title underwriting, curative title work, or real estate law
• Extensive knowledge of residential real estate transactions, escrow procedures, and closing practices
• Familiarity with Government Sponsored Enterprises (GSE) title insurance requirements
• Proficiency with the Microsoft Office Suite

Keys to Success in this Role:

• Understanding of real estate financing, including conventional, FHA, VA, and private lending
• Strong legal analysis and problem-solving abilities to assess title risks and determine insurability
• Stay current on policies and regulations that may affect the title and settlement services industry and be comfortable with transition and change
• Expertise in ALTA (American Land Title Association) policies, endorsements, and best practices
• Familiarity with state and federal regulations affecting title insurance (e.g., RESPA, CFPB rules)
• Ability to effectively and independently manage multiple projects concurrently
• Excellent verbal and written communication skills capable of succinctly presenting complex subject matter
• Ability to facilitate group discussions and build relationships inside and outside Freddie Mac
• Proven experience operating at high standards of quality and accuracy within a fast-paced changing environment

Today, Freddie Mac makes home possible for one in four home borrowers and is one of the largest sources of financing for multifamily housing. Join our smart, creative and dedicated team and you’ll do important work for the housing finance system and make a difference in the lives of others.

We are an equal opportunity employer and value diversity and inclusion at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, disability status or any other characteristic protected by applicable law.

Freddie Mac offers a comprehensive total rewards package to include competitive compensation and market-leading benefit programs. Information on these benefit programs is available on our Careers site.

This position has an annualized market-based salary range of $126,000 - $190,000 and is eligible to participate in the annual incentive program. The final salary offered will generally fall within this range and is dependent on various factors including but not limited to the responsibilities of the position, experience, skill set, internal pay equity and other relevant qualifications of the applicant.