Closer

Guardian Mortgage Company, Inc; Richardson (TX); On-site; USD 55,000 - 75,000; Full time

Job summary

Guardian Mortgage Company in Richardson, TX seeks a Closer to organize, check and complete closing files, providing Guardian Mortgage customers with smooth, timely and compliant home loan closings.

You will prepare, collect and review closing documents, coordinate with title companies and loan officers, monitor deadlines and funding conditions, and ensure compliance with FHA, VA, Conventional programs and RESPA.

Qualifications

• Experience with closing documents and file preparation is preferred.
• Strong attention to detail and ability to meet deadlines.
• Familiarity with mortgage regulations and closing processes.

Responsibilities

• Documentation (Preparation and Review) – Produce, collect and organize closing documents for each closing file.
• Communication (Internal and External) – Coordinate with title companies, LO's and other partners to schedule closings and ensure conditions are met.
• Computer Skills – Use various software for document production, organization and research.
• Deadlines – Consistently hit closing deadlines and monitor funding timelines.
• Compliance – Ensure adherence to investor guidelines, contracts and applicable laws including RESPA and loan programs.

Job description

Guardian Mortgage Company, Satisfying Customers Since 1965

Guardian Mortgage Company, Satisfying Customers Since 1965Guardian Mortgage has been in the mortgage lending and servicing business in southeastern Michigan and North Central Texas since the 1960s. It is an independently owned and managed company that specializes in originating single family, owner occupied, home mortgages (first mortgages).

Our mission statement is to personally serve every customer's short-term mortgage needs to ensure their long-term financial success, generation after generation.

In support of our growth projections, we are looking for strong candidates with a desire to help us grow, both within our current footprint and beyond. Successful candidates possess not only the requisite skills and abilities, but also the drive and desire to become an integral part of a fast growing organization with a strong history steeped in quality and customer focus.

Job Description

By organizing, checking and completing closing files, the Closer provides Guardian Mortgage customers with a smooth, timely and compliant closing for their home.

• Documentation (Preparation and Review) –Produce, collect and organize closing documents for each closing file. Review each closing file to verify documents are present, accurate, accurately calculated, compliant and sufficiently complete for closing. Ensure closing conditions have been met.
• Communication (Internal and External) – Work with Guardian employees, executives and business partners (title company, etc.) to schedule loan closing in a timely, accurate and compliant manner. Inform LO's of any funding conditions expected prior to funding.
• Computer Skills – Use a variety of computer programs and applications for document production, organization, research, communications and other assorted tasks.
• Deadlines – Consistently hit ongoing deadlines regarding closing, verification, watch for expiring locks, etc.
• Compliance – Meet rules, obligations, timelines, and deadlines to comply with company policy, contracts, investor guidelines, lending programs, and state and federal law and regulation. Knowledge of FHA, VA and Conventional loan programs as well as RESPA will be required.