Client Advisor - Ormond Beach, FL

Seacoast Bank; Ormond Beach (FL); On-site; USD 35,000 - 50,000; Full time

Job summary

A regional bank in Florida is seeking a Client Advisor to enhance branch assets and customer relations. This full-time role involves building rapport with clients, processing transactions as a teller, and ensures compliance with banking regulations. Candidates should have a high school diploma or equivalent, some cash handling experience, and excellent communication skills. The position requires flexibility to meet operational needs, including possibly working weekends. Strong relationship-building skills are essential for success.

Qualifications

• Minimum of 6 months cash handling experience.
• Demonstrated excellent communication skills.
• Able to work independently and exercise initiative.

Responsibilities

• Build rapport with customers to identify financial needs.
• Process account transactions and adhere to banking policies.
• Ensure compliance with AML/BSA requirements.

Skills

Relationship building

Sales closing

Customer service

Technology proficiency

Education

High School Diploma or equivalent

College degree or 1+ year in retail sales/financial services

Tools

Microsoft Office Suite

Banking software

Job description

This position is responsible for increasing branch assets, deposits, customer base, and revenue by building rapport with both new and existing customers to understand their current and future financial needs, and matching Seacoast Bank’s products and services to those needs. The Client Advisor also serves as a bank teller, processing transactions for customers in the lobby and drive‑thru. The role consistently gains the confidence and trust of others through honesty, integrity, and authenticity.

Essential Duties and Responsibilities

Relationship Building

• Exhibit consistent relationship building including, but not limited to:
• Prepare for various customer interactions
• Build rapport
• Effectively utilize and document open and closed‑ended questions to understand current and future financial goals of customers
• Match customer needs to Seacoast Bank products and services
• Confidently and proficiently explain Seacoast Bank products and services to customers
• Proven ability to close sales based on customer needs
• Ask for referrals from new and existing customers
• Exhibit good listening skills and speak clearly and persuasively in positive or negative situations
• Strong understanding of customer‑facing technology with the ability to discuss with and enroll customers in self‑service products/processes
• Respond promptly to customer needs and requests for service
• Quickly seek out appropriate people in more complex financial matters
• Able to balance business needs with customer requests while managing potential risk to bank
• Embrace new technology and remain up to date on industry changes to create an open environment that fosters idea generation and innovation
• Participate in community, charitable or civic events
• Deliver presentations regarding banking products/services through networking events
• Exhibit strong work ethics and teamwork, collaborating with other associates within the branch and across the organization to develop trusting and cooperative working relationships
• Actively pursue NMLS registration status
• Build proficiencies in all consumer deposit and lending products and processes
• Develop an introductory understanding of small business deposit and lending products and processes
• Demonstrate proficiency in outbound calling process
• Develop skills to identify referral opportunities with internal business partners
• Display proficiency in customer‑facing technology with the ability to discuss with and enroll customers in self‑service products/processes

Operations

• Open and process accounts, perform account maintenance, process checks, cash, and the sale of negotiable instrument transactions adhering to the bank’s current policies and procedures, protecting the Bank against the risk and exposure of criminal or fraudulent activity. Escalate customer concerns as needed
• Ensure branch adherence to AML/BSA requirements (Customer Identification Program, Account Opening Customer Due Diligence, ongoing profiling requirements, Enhanced Due Diligence, OFAC, Suspect Activity Form, etc.), operational procedures, audit procedures, risk/control expectations, dual control, security, business continuity, and all other regulated banking requirements; communicate any updates to associates. Follow up on all audit/scorecard/QC deficiencies
• Practice ethical sales behaviors in accordance with the Associate Code of Conduct and Sales Practices Policy, acting in the best interest of the customer when offering additional products and services
• Balance cash drawer daily and monitor own work for accuracy
• Follow instructions and respond to management direction to help resolve more difficult customer objections and solve problems in a timely and positive manner to retain the customer relationship
• Adhere to Seacoast Bank’s Code of Conduct
• Follow all safety and security procedures

Education and/or Experience

• High School Diploma or equivalent required
• Minimum of 6 months cash handling experience required
• College degree or 1+ year in retail sales and/or financial services experience required
• Flexible schedule required with ability to work during hours of operations, including weekends and occasional non‑bank operational hours
• Demonstrate excellent communication (written and verbal) and interpersonal skills
• Able to work independently and exercise a high degree of initiative
• PC proficiency in Desktop, Laptop, Tablet, and Smartphone devices as well as Microsoft Office Suite software

The Statements above are intended to describe the general nature and level of work being performed by people assigned to this position. They are not intended to be an exhaustive list of responsibilities, duties, and skills. Because these statements are general, the job description is used for a variety of purposes including job evaluations; performance reviews; recruitment; etc. All Associates are required to adhere to the highest legal and ethical standards applicable to our industry. It is the policy of Seacoast Bank that all Associates will be familiar and compliant with all regulatory, legal, ethical and Bank risk mitigation requirements pertaining to both our industry and their individual roles. This includes the on time, successful completion of annual required training post‑hire and effective execution of role responsibilities.

Equal Opportunity Employer / Protected Veterans / Individuals with Disabilities

This employer is required to notify all applicants of their rights pursuant to federal employment laws.

For further information, please review the Know Your Rights notice from the Department of Labor.

Seniority Level

• Associate

Employment Type

• Full‑time

Job Function

• Customer Service

Industries

• Banking