Claims Specialist - Automotive Total Loss

Start With Level, Inc.; Nashville (TN); Hybrid; USD 70,000 - 110,000; Full time

Benefits offered by this job

Health, dental, vision

Flex PTO

Equipment provided

Team off-sites

Equity opportunity

Job summary

Start With Level, Inc. is seeking an experienced Claims Specialist to join our distributed team.

You will review and resolve automotive total loss claims using our cutting-edge tools, coordinating with carriers, adjusters, and third-party administrators to optimize settlements. Based in the United States with a remote/hybrid work setup, you will contribute to product development by feeding real-world claim outcomes back to engineering.

Qualifications

• Adjuster or appraiser licenses.
• 3+ years of automotive claims experience with total loss settlements and subrogation.
• Strong understanding of ACV calculations and valuation methodologies.
• Excellent negotiation and communication skills.
• Comfort working with technology and flexible/hybrid work expectations.
• Knowledge of state insurance regulations and compliance requirements.

Responsibilities

• Resolve automotive total loss settlements with carriers, adjusters, and third-party administrators.
• Analyze claim data to identify opportunities to improve claim recovery and settlement outcomes.
• Collaborate with product and engineering to refine technology based on real-world outcomes.
• Maintain detailed documentation of negotiations and settlement rationales.
• Build and maintain relationships with carrier representatives and industry partners.

Skills

Negotiation

Communication

Tech-savvy

Tools

Claims management systems

Automation tools

Job description

About us

We’re a fast-growing startup rethinking how back-office work gets done in financial services. Our first product helps automotive lenders resolve insurance claims more effectively, delivering better outcomes for both lenders and consumers through automation and AI. Small improvements can unlock significant value for our customers. Along the way, we’ve helped consumers avoid millions in debt.

We’re an early stage venture-backed startup and scaling quickly.

We’re scrappy, intentional, and focused on solving real problems for our customers. We bias toward shipping, learning fast, and building solutions that work in the real world.

Our headquarters is located in New York City, NY —this role would be remote.

We’re backed by leading investors including 81 Collection, Better Tomorrow Ventures andCapitalOneVentures.

https://www.linkedin.com/company/startwithlevel/

The Role

We're seeking an experienced Claims Specialist to join our growing team. You'll leverage our cutting-edge tools to review and resolve automotive total loss claims.

Key Responsibilities

• Resolve automotive total loss settlements with insurance carriers, adjusters, and third-party administrators
• Utilize our platform to analyze claim data, identify opportunities to improve claim recovery, and optimize settlement outcomes
• Collaborate with our product and engineering team to refine our technology and processes based on real-world claim outcomes
• Maintain detailed documentation of negotiations and settlement rationales
• Build and maintain relationships with carrier representatives and industry partners

Required Qualifications

• Adjuster/Appraiser Licenses
• 3+ years of experience in automotive claims, with specific expertise in a mix of:
  • Total loss settlements
  • Subrogation (subro) processes
• Strong understanding of ACV (Actual Cash Value) calculations and valuation methodologies
• Excellent negotiation and communication skills
• Comfort working with technology
• Knowledge of state-specific insurance regulations and compliance requirements

Preferred Qualifications

• Experience with claims management systems and automation tools
• Background in insurtech or technology-forward operations

What Sets This Role Apart

You won't just be processing claims – you'll be shaping how we transform the industry. Your expertise will directly influence our product development, helping us build smarter negotiation tools and more effective settlement strategies. This is an opportunity to be at the forefront of insurance innovation while applying your deep industry knowledge.

Role Requirements

• Travel: Up to 25% travel required which may include but not limited to office meetings and customer site visits
• Schedule: This is a dynamic environment and may require flexibility beyond traditional 9-5 hours. You'll need to adapt to varying time zones and urgent claim deadlines
• Hybrid Work: We strive to foster a flexible working environment that supports high-quality work. Team members are expected to collaborate intentionally to plan meaningful and effective in-office time.
• Remote Work Setup: Reliable high-speed internet connection (minimum 50 Mbps) and quiet, professional workspace for calls with clients and carriers
• Security: Ability to maintain secure handling of sensitive claim data meeting our security standards
• Communication: Must be responsive during core business hours with ability to manage asynchronous communication across multiple channels
• Self-Direction: Strong ability to work independently, prioritize competing demands, and thrive in an ambiguous environment where processes are still being defined
• Background Check: Must pass a background check and demonstrate clean driving record for travel requirements

Compensation & benefits

• Competitive salary and meaningful equity.
• Health, dental, and vision insurance.
• Flex PTO.
• New equipment to support your best work.
• Regular off-sites and team travel budget to get together in person
• The opportunity to play a foundational role in shaping both the product and the company.
• Professional development in both insurance and technology domains

HQ in NYC. Satellite office near Nashville, TN. Distributed team.