Claims Adjuster II

Integrity Marketing Group; Clearwater (AR); On-site; USD 42,000 - 66,000; Full time

Job summary

Integrity Marketing Group is hiring for an insurance claims adjudication role in the United States. The analyst will interpret contract benefits and examine claims to determine carrier liability while following specific processing guidelines.

The position requires 2–4 years of claims adjudication experience in health insurance, knowledge of CMS-1450/1500 claims, and strong communication and research skills. You will contact providers and policyholders as part of the daily workflow.

Qualifications

• Proven experience adjudicating health insurance claims.
• Knowledge of benefit interpretations and contract benefits.
• Ability to read and interpret EOBs and claim histories.
• Familiarity with CMS-1450/HCFA-1500 claims processing.
• Strong documentation and research skills.

Responsibilities

• Examine, perform, research and make decisions to adjudicate claims and inquiries.
• Receive, organize and use information on benefits, coverage, and policy decisions.
• Interpret contract benefits per specific claim processing guidelines.
• Coordinate daily workflow to align with check cycle days and service guarantees.
• Recognize red flags for potential fraud or waste and elevate accordingly.
• Investigate cases, track with clear system notes and report timely.
• Understand the business strategy and link it to daily claims processing.
• Handle the initial claims trained on and a broad range of claim types within the department.
• Maintain external contact with providers, agents and policyholders.

Skills

Claims adjudication

Health insurance knowledge

Communication skills

Research abilities

Time management

Education

High school diploma or GED

Tools

Microsoft Office

Qiclink

Job description

Job Summary:

Analyze claims to determine the extent of insurance carrier liability. Interpret contract benefits in accordance with specific claims processing guidelines.

Primary Skills & Requirements

other duties may be assigned as necessary

• Examine/perform/research & make decisions necessary to properly adjudicate claims and written inquiries.
• Receive, organize and make daily use of information regarding benefits, contract coverage, and policy decision.
• Interpret contract benefits in accordance with specific claim processing guidelines.
• Coordinate daily workflow to coincide with check cycle days to meet all service guarantees.
• Based on established guidelines and/or historical knowledge an adjuster will need to recognize red flags for potential fraud or waste and elevate accordingly.
• Adjusters who handle the potential fraud or waste claims will investigate, track via clear and complete system notes and accurately report on each file/case in a timely manner.
• Understand broad strategic concept of our business and link these to the day-to-day business functions of claims processing.
• In addition to being able to handle the initial claims that they were trained on, they will be able to handle the majority of claim types within the department.
• Maintain external contact with providers/agents/policyholders.

Primary Skills & Requirements:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.

• A high school diploma or GED equivalent .
• Two to four years of proven health insurance claims adjudication experience.
• Insurance background preferred; previous Medical/prescription claims preferred.
• Experience with UB/institutional (CMS-1450) and HCFA/professional (CMS-1500) claims required.
• Familiarity with medical terminology, procedures and diagnosis codes preferred.
• Ability to read and interpret EOB’s claim history, and excellent research skills.
• Familiarity with Microsoft Office products; familiarity with Qiclink software a plus.
• Ability to calculate deductible and co‑insurance amounts.
• Ability to adapt and respond to different types of people and tasks.
• Excellent communication and documentation skills.
• Ability to multi-task, prioritize, and manage time effectively and efficiently.
• Reliable transportation and the ability to be punctual and dependable.
• May have agent license but no active appointments

About Integrity

Integrity is one of the nation’s leading independent distributors of life, health and wealth insurance products. With a strong insurtech focus, we embrace a broad and innovative approach to serving agents and clients alike. Integrity is driven by a singular purpose: to help people protect their life, health and wealth so they can prepare for the good days ahead.

Integrity offers you the opportunity to start a career in a family-like environment that is rewarding and cutting edge. Why? Because we put our people first! At Integrity, you can start a new career path at company you’ll love, and we’ll love you back. We’re proud of the work we do and the culture we’ve built, where we celebrate your hard work and support you daily. Joining us means being part of a hyper-growth company with tons of professional opportunities for you to accelerate your career. Integrity offers our people a competitive compensation package, including benefits that make work more fun and give you and your family peace of mind.

Headquartered in Dallas, Texas, Integrity is committed to meeting Americans wherever they are — in person, over the phone or online. Integrity’s employees support hundreds of thousands of independent agents who serve the needs of millions of clients nationwide. For more information, visit Integrity.com.

Integrity, LLC is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, gender identity, national origin, disability, veteran status, or any other characteristic protected by federal, state, or local law. In addition, Integrity, LLC will provide reasonable accommodations for qualified individuals with disabilities.