Claim Representative II – Casualty

Capital Insurance Group; Bakersfield (CA); Hybrid; USD 59,000 - 98,000; Full time

Benefits offered by this job

Hybrid work

401k and Roth match

Medical plan

Dental plan

Vision plan

Telehealth

Life & AD&D

Employee Assistance

Paid holidays

Wellness programs

Job summary

Capital Insurance Group in Bakersfield, CA is seeking a Casualty Claim Representative II to investigate, evaluate and resolve both commercial and personal lines casualty claims. The role emphasizes analyzing coverage, bodily injuries, negotiating, and coordination with outside counsel.

The ideal candidate will have strong knowledge of policy language and the ability to manage complex claims with accuracy and professionalism.

Qualifications

• Bachelor's degree and three to five years of casualty claim handling experience or five years casualty claim handling experience.
• Advanced technical training in insurance claim field and/or recognized insurance designation is preferred.
• Must have experienced understanding and detailed knowledge of Commercial and Personal Lines Auto and General Liability and policy language and coverages.
• Mathematically proficient with the ability to comprehend charts and graphs.
• Proven ability to comprehend contracts pertaining to relationships amongst insured parties and/or landlord–tenant, property management.
• Ability to multi task and deal with numerous complex problems or issues simultaneously.
• Must be able to travel within assigned territory and maintain a valid driver's license.

Responsibilities

• Investigate, evaluate and resolve commercial and personal lines casualty claims.
• Analyze coverage and bodily injuries, negotiate and work with outside counsel.
• Focus on managing expenses and understanding applicable policies and coverage.

Skills

Casualty claims

Analytical skills

Education

Bachelor's degree

Job description

Why CIG

At Capital Insurance Group we offer our employees more than just a job We foster career growth provide opportunities to give back to our communities and help you take the next step in your career CIG was founded in 1898 by a group of earnest farmers in need of protection and today we are the leading West Coast Property & Casualty insurer CIG is certified as a Great Place to Work and provides a collaborative inclusive and fun work culture for all employees

Why Choose CIGs Claims Team

CIG claims department is here to support our insureds throughout their claims process We work directly with our agency partners and policyholders to accomplish successful claim resolutions Join the claims operation and you can be part of a team who provides excellent service build relationships and achieves successful outcomes for our clients Learn more about what it means to be a Claim Representative II Casualty

Benefits

• Accrue twenty one days of Paid Time Off during your first year
• Up to eighty seven percent of benefits are covered by CIG for you and your family members
• Medical
• Dental
• Vision plans
• Telehealth
• One hundred percent covered plans
• Basic Life & AD&D
• Employee Assistance
• Leave Management
• Long Term Disability
• Short Term Disability Outside of CA
• Employee Benefit Advocacy Hot Line
• Family Caregiver Support Homethrive
• Child Care Resources Tootris
• Business Travel Accident Protection
• Voluntary benefit offerings
• Short term Disability CA only
• Voluntary Life AD&D self spouse and child plans
• Flexible Spending FSA
• Health Savings HSA
• Hospital Indemnity
• Accidental Injury
• Pet Insurance
• Commuter Benefit
• Critical Illness
• ARAG Legal Services
• Norton LifeLock
• Nine paid holidays plus two floating holidays
• Above and Beyond Reward Recognition Program
• Kudos & Shout Out Points Program
• Quarterly Above and Beyond Bonus Program
• Annual Above and Beyond Bonus Program

Competitive compensation

• Base compensation
• Salary Management Spot Bonuses
• Annual Incentive
• Profit sharing program potential payout annually based on company results
• Discount partnerships
• Gym memberships credit union travel shopping restaurants theme parks and more
• Insurance educational reimbursement and bonus programs
• Employee Referral Bonus Program
• Home and Auto Insurance Discount Program
• Paid Volunteer Time Through company planned community events and choose your own adventure PVT in giving back in ways that are meaningful to you
• Retirement savings benefit 401k and Roth match
• Health & Financial Wellness
• Wellness platform tools and events
• Vitality
• Health Savings Account match
• Financial Wellness Resources

Work Environment

This is a hybrid eligible position where Monday through Wednesday would be working in our Bakersfield CA offices with Thursday and Friday eligible for work from home days

Job Summary

The primary purpose of a Casualty Claim Representative II Casualty is to investigate evaluate and resolve commercial and personal lines casualty claims Specific emphasis should be given to analyzing coverage bodily injuries negotiating and working with outside counsel Focus on managing expenses and understanding personal and commercial line policies including issuance of Reservations of Rights Demonstrates superior claim service and produces appropriate claim settlements to our clients It is incumbent upon this individual to understand regulations and the jurisdictions involved in the claims being evaluated

Minimum Requirements

• Bachelor's degree and three to five years of casualty claim handling experience or five years casualty claim handling experience
• Advanced technical training in insurance claim field andor recognized insurance designation is preferred
• Must have experienced understanding and detailed knowledge of Commercial and Personal Lines Auto and General Liability and policy language and coverages
• Mathematically proficient with the ability to comprehend charts and graphs
• Proven ability to comprehend contracts pertaining to relationships amongst insured parties andor landlordtenantproperty management
• Ability to multi task and deal with numerous complex problems or issues simultaneously
• Must be able to travel within assigned territory and maintain a valid drivers license

Career Path potential

Claim Representative II & III Habitability CasualtyClaim Representative III & IV Commercial and General Liability

Salary Range

Salary Range 5875500 9792600 The salary range listed here has been provided to comply with local regulations and represents a potential base salary range for this role Please note that actual salaries may vary within the range above or below depending on experience and location We look at compensation for each individual and base our offer on your unique qualifications experience and expected contributions This position may also be eligible for other types of compensation in addition to base salary such as benefits and bonus programs